/FINV
FINV Stock - FinVolution Group
Financial Services|Financial - Credit ServicesNYSE
$5.18-0.77%
$0.04 (-0.77%) • Dec 19
58
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.0
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).79
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.100
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+14.7%upside
Target: $5.94
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ENTRY ZONE$5.13 – $5.23
TARGET (TP)$5.94
STOP LOSS$4.77
RISK/REWARD1:1.9
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.43
52W High$11.08
52W Low$4.70
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $13.07B | $12.60B | $11.28B | $9.54B | $7.56B |
| Gross Profit | $10.36B | $10.44B | $9.10B | $7.63B | $6.24B |
| Gross Margin | 79.3% | 82.8% | 80.6% | 79.9% | 82.5% |
| Operating Income | $2.54B | $2.38B | $2.52B | $2.61B | $2.31B |
| Net Income | $2.38B | $2.34B | $2.27B | $2.51B | $1.97B |
| Net Margin | 18.2% | 18.6% | 20.1% | 26.3% | 26.1% |
| EPS | $9.25 | $8.50 | $8.00 | $8.85 | $6.70 |
Company Overview
FinVolution Group operates fintech platform that connects underserved individual borrowers with financial institutions in China. It operates in online consumer finance industry. The company's platform empowered by proprietary technologies, features automated loan transaction process, which enables a user experience. As of March 31, 2022, it had approximately 145.3 million cumulative registered users. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the People's Republic of China.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
7
78%
Hold / Neutral
2
22%
Sell / Underperform
0%
Analyst Consensus🟢 Bullish
7 Bullish2 Neutral/Bearish
Price Targets
$8
Average Target
↑ 48.4% Upside
Now
$5
Low
$8
Average
$12
High
Based on 6 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| May 23rd 2025 | UBS | Upgrade | Buy | - |
| March 20th 2025 | UBS | Downgrade | Neutral | $11.8← $7.8 |
| March 18th 2025 | Citigroup | Upgrade | Buy | $11← $6 |
| December 18th 2023 | Nomura | Initiation | Buy | - |
| July 26th 2023 | Daiwa Securities | Initiation | Buy | $6.7 |
| March 15th 2023 | Citigroup | Downgrade | Neutral | $5.08← $5.68 |
| February 1st 2023 | UBS | Upgrade | Buy | - |
| September 29th 2022 | China Renaissance | Resumed | Buy | $6.2 |
| June 1st 2022 | Citigroup | Upgrade | Buy | $5.33← $3.27 |
Earnings History & Surprises
FINVBeat Rate
0%
Last 1 quarters
Avg Surprise
-5.4%
EPS vs Estimate
Beats / Misses
0/1
Last 12 quarters
Latest EPS
$0.34
Q4 2025
EPS Surprise History
Q1 24
No data
Q2 24
No data
Q3 24
No data
Q4 24
No data
Q1 25
No data
Q2 25
No data
Q3 25
No data
Q4 25
-5.4%
$0.34vs$0.36
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 18, 2026 | — | — | — | — |
Q1 2026 | Mar 16, 2026 | — | — | — | — |
Q4 2025 | Nov 19, 2025 | $0.36 | $0.34 | -5.4% | ✗ MISS |
Q3 2025 | Aug 20, 2025 | — | $0.41 | — | — |
Q2 2025 | May 20, 2025 | — | $0.41 | — | — |
Q1 2025 | Mar 17, 2025 | — | $0.38 | — | — |
Q4 2024 | Nov 18, 2024 | — | $0.36 | — | — |
Q3 2024 | Aug 20, 2024 | — | $0.30 | — | — |
Q2 2024 | May 15, 2024 | — | $0.29 | — | — |
Q1 2024 | Mar 18, 2024 | — | $0.29 | — | — |
Q4 2023 | Nov 20, 2023 | — | $0.30 | — | — |
Q3 2023 | Aug 28, 2023 | — | $0.28 | — | — |
Q2 2023 | May 17, 2023 | — | $0.36 | — | — |
Q1 2023 | Mar 14, 2023 | — | $0.29 | — | — |
Q4 2022 | Nov 14, 2022 | — | $0.30 | — | — |
Q3 2022 | Aug 22, 2022 | — | $0.31 | — | — |
Q2 2022 | May 31, 2022 | — | $0.30 | — | — |
Q1 2022 | Mar 14, 2022 | — | $0.37 | — | — |
Q4 2021 | Nov 18, 2021 | — | $0.34 | — | — |
Q3 2021 | Aug 23, 2021 | — | $0.34 | — | — |
Latest News
FinVolution shares are trading lower after the company reported a year-over-year decrease in Q3 adjusted EPS results and lowered its FY25 sales guidance.
📉 NegativeBenzinga•Nov 20, 2025, 05:51 PM
FinVolution Group Lowers FY2025 Sales Guidance from $1.984B-$2.067B to $1.840B-$1.924B
📉 NegativeBenzinga•Nov 19, 2025, 10:05 PM
FinVolution Gr Q3 Adj. EPS $0.34 Down From $0.36 YoY, Sales $489.761M Up From $466.834M YoY
➖ NeutralBenzinga•Nov 19, 2025, 10:03 PM
FinVolution Group Reiterated FY25 revenue guidance of RMB14.4-15.0B, up 10–15% YoY.
📈 PositiveBenzinga•Aug 20, 2025, 10:08 PM
FinVolution Gr Q2 Adj. EPS $0.41 Up From $0.30 YoY, Sales $499.463M Up From $435.931M YoY
📈 PositiveBenzinga•Aug 20, 2025, 10:06 PM
Frequently Asked Questions about FINV
What is FINV's current stock price?
FinVolution Group (FINV) is currently trading at $5.18 per share. The stock has moved -0.77% today.
What is the analyst price target for FINV?
The average analyst price target for FINV is $5.94, based on 1 analyst.
What sector is FinVolution Group in?
FinVolution Group operates in the Financial Services sector, specifically within the Financial - Credit Services industry. The company is traded on the NYSE exchange.
What is FINV's market cap?
FinVolution Group has a market capitalization of $1.30 billion, making it a small-cap company.
Does FINV pay dividends?
No, FinVolution Group does not currently pay a dividend to shareholders.
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