/LU
LU Stock - Lufax Holding Ltd
Financial Services|Financial - Credit ServicesNYSE
$2.67+2.10%
+$0.06 (+2.10%) • Dec 19
72
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.BUY
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.27
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).100
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.100
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+27.3%upside
Target: $3.40
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ENTRY ZONE$2.64 – $2.70
TARGET (TP)$3.40
STOP LOSS$2.46
RISK/REWARD1:3.5
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.49
52W High$4.57
52W Low$2.25
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|
| Revenue | $41.68B | $69.03B | $65.01B | $50.99B | $43.77B |
| Gross Profit | $28.99B | $55.42B | $48.24B | $41.79B | $38.91B |
| Gross Margin | 69.5% | 80.3% | 74.2% | 81.9% | 88.9% |
| Operating Income | $14.80B | $33.82B | $23.40B | $17.91B | $19.43B |
| Net Income | $886.87M | $8.70B | $16.80B | $12.35B | $13.33B |
| Net Margin | 2.1% | 12.6% | 25.8% | 24.2% | 30.5% |
| EPS | $3.10 | $30.40 | $56.88 | $44.76 | $49.08 |
Company Overview
Lufax Holding Ltd operates a technology-empowered personal financial services platform in China. It offers loan products, including unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management platforms, such as Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong) to the middle class and affluent investors to invest in products and portfolios; retail credit facilitation services platform that offers small business owners with lending solutions; and technology empowerment solutions for financial institutions. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
4
29%
Hold / Neutral
5
36%
Sell / Underperform
5
36%
Analyst Consensus🔴 Bearish
4 Bullish10 Neutral/Bearish
Price Targets
$3
Average Target
↓ 5.8% Downside
Now
$1
Low
$3
Average
$7
High
Based on 10 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| April 29th 2025 | Deutsche Bank | Downgrade | Sell | - |
| October 24th 2024 | Jefferies | Resumed | Hold | $3.2 |
| January 25th 2024 | BofA Securities | Downgrade | Neutral | - |
| August 24th 2023 | UBS | Downgrade | Sell | $1← $1.6 |
| June 8th 2023 | Bernstein | Initiation | Outperform | $2.5 |
| May 16th 2023 | Macquarie | Upgrade | Outperform | - |
| March 14th 2023 | Macquarie | Downgrade | Underperform | $1.5 |
| March 13th 2023 | Citigroup | Downgrade | Neutral | $2.04← $3.52 |
| November 25th 2022 | HSBC Securities | Downgrade | Hold | $2 |
| November 25th 2022 | JP Morgan | Downgrade | Underweight | $1.6← $6.4 |
| November 25th 2022 | Credit Suisse | Downgrade | Underperform | $1.4← $1.7 |
| November 15th 2022 | CLSA | Upgrade | Buy | - |
| September 29th 2022 | China Renaissance | Downgrade | Hold | $3.1 |
| August 5th 2022 | CLSA | Downgrade | Underperform | - |
| May 27th 2022 | CLSA | Downgrade | Outperform | $6.8← $8 |
Earnings History & Surprises
LUBeat Rate
53%
Last 17 quarters
Avg Surprise
-261.8%
EPS vs Estimate
Beats / Misses
9/7
1 met exactly
Latest EPS
$-0.19
Q3 2025
EPS Surprise History
Q3 23
+20.0%
$0.24vs$0.20
Q4 23
-80.0%
$0.04vs$0.20
Q1 24
-1066.7%
$-0.21vs$-0.02
Q2 24
-261.5%
$-0.21vs$0.13
Q3 24
-642.8%
$-0.19vs$-0.03
Q4 24
-2566.7%
$-0.16vs$-0.01
Q1 25
+12.9%
$-0.03vs$-0.03
Q3 25
No data
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q4 2025 | Dec 22, 2025 | — | — | — | — |
Q4 2025 | Dec 15, 2025 | — | — | — | — |
Q3 2025 | Aug 27, 2025 | — | $-0.19 | — | — |
Q1 2025 | Mar 27, 2025 | $-0.03 | $-0.03 | +12.9% | ✓ BEAT |
Q4 2024 | Oct 21, 2024 | $-0.01 | $-0.16 | -2566.7% | ✗ MISS |
Q3 2024 | Aug 21, 2024 | $-0.03 | $-0.19 | -642.8% | ✗ MISS |
Q2 2024 | Apr 22, 2024 | $0.13 | $-0.21 | -261.5% | ✗ MISS |
Q1 2024 | Mar 21, 2024 | $-0.02 | $-0.21 | -1066.7% | ✗ MISS |
Q4 2023 | Nov 13, 2023 | $0.20 | $0.04 | -80.0% | ✗ MISS |
Q3 2023 | Aug 21, 2023 | $0.20 | $0.24 | +20.0% | ✓ BEAT |
Q2 2023 | May 22, 2023 | $0.08 | $0.16 | +100.0% | ✓ BEAT |
Q1 2023 | Mar 12, 2023 | $-0.20 | $-0.20 | 0.0% | = MET |
Q4 2022 | Nov 23, 2022 | $0.60 | $0.32 | -46.7% | ✗ MISS |
Q3 2022 | Aug 4, 2022 | $0.80 | $0.72 | -10.0% | ✗ MISS |
Q2 2022 | May 25, 2022 | $1.24 | $1.36 | +9.7% | ✓ BEAT |
Q1 2022 | Mar 9, 2022 | $0.80 | $0.88 | +10.0% | ✓ BEAT |
Q4 2021 | Nov 9, 2021 | $0.92 | $1.04 | +13.0% | ✓ BEAT |
Q3 2021 | Aug 9, 2021 | $0.96 | $1.16 | +20.8% | ✓ BEAT |
Q2 2021 | Apr 26, 2021 | $1.08 | $1.20 | +11.1% | ✓ BEAT |
Q1 2021 | Feb 2, 2021 | $0.60 | $0.76 | +26.7% | ✓ BEAT |
Frequently Asked Questions about LU
What is LU's current stock price?
Lufax Holding Ltd (LU) is currently trading at $2.67 per share. The stock has moved +2.10% today.
What is the analyst price target for LU?
The average analyst price target for LU is $3.40, based on 1 analyst.
What sector is Lufax Holding Ltd in?
Lufax Holding Ltd operates in the Financial Services sector, specifically within the Financial - Credit Services industry. The company is traded on the NYSE exchange.
What is LU's market cap?
Lufax Holding Ltd has a market capitalization of $1.12 billion, making it a small-cap company.
Does LU pay dividends?
No, Lufax Holding Ltd does not currently pay a dividend to shareholders.
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