/FOA

FOA Stock - Finance Of America Companies Inc.

Q: What is the analyst price target for FOA?

Analyst price target information is not currently available for FOA.

Q: What is FOA's market cap?

Market capitalization information is not currently available for FOA.

Financial Services|Financial - Credit Services|NYSE

$22.63-2.12%

$0.49 (-2.12%) • Dec 19

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

HOLD

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

100

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+30.4%upside

Target: $29.51

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Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta1.63

52W High$32.40

52W Low$16.58

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$1.95B	$1.57B	$686.96M	N/A	$2.39B
Gross Profit	$270.64M	$177.03M	$-32,380,000	N/A	$1.74B
Gross Margin	13.9%	11.3%	-4.7%	N/A	72.8%
Operating Income	$42.82M	$-166,842,000	$-343,000,000	N/A	$500.26M
Net Income	$15.49M	$-80,088,000	$-190,682,000	N/A	$518.39M
Net Margin	0.8%	-5.1%	-27.8%	N/A	21.7%
EPS	$1.57	$-9.77	$-30.61	$-41.79	$86.57

Company Overview

Finance of America Companies Inc. operates a consumer lending platform in the United States. The company operates through: Mortgage Originations, Reverse Originations, Commercial Originations, Lender Services, and Portfolio Management segments. It provides residential mortgage loans to the government sponsored entities; government-insured agricultural lending solutions to farmers; product development, loan securitization, loan sales, risk management, asset management, and servicing oversight services to enterprise and third-party funds; and ancillary business services, title agency and title insurance services, mortgage servicing rights valuation and trade brokerage, transactional fulfillment services, mortgage loan third party review or due diligence services, and appraisal and capital management services to residential mortgage, student lending, and commercial lending industry customers. The company was founded in 2013 and is based in Irving, Texas.

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Rating Distribution

Strong Buy

Buy / Outperform

Hold / Neutral

100%

Sell / Underperform

Analyst Consensus🔴 Bearish

0 Bullish2 Neutral/Bearish

Price Targets

$13

Average Target

↓ 42.6% Downside

Now

Low

$13

Average

$24

High

Based on 2 analysts

Recent Analyst Actions

Date	Firm	Action	Rating	Price Target
November 20th 2024	UBS	Downgrade	Neutral	$24← $14
August 16th 2023	Credit Suisse	Downgrade	Neutral	$2

Earnings History & Surprises

FOA

Beat Rate

39%

Last 18 quarters

Avg Surprise

-45.3%

EPS vs Estimate

Beats / Misses

7/11

Last 12 quarters

Latest EPS

$1.33

Q4 2025

EPS Surprise History

Q1 24

-12.5%

$-0.90vs$-0.80

Q2 24

+50.0%

$-0.30vs$-0.60

Q3 24

+75.0%

$-0.05vs$-0.20

Q4 24

+415.4%

$0.67vs$0.13

Q1 25

-53.3%

$0.21vs$0.45

Q2 25

+23.8%

$0.52vs$0.42

Q3 25

-9.5%

$0.55vs$0.61

Q4 25

+105.6%

$1.33vs$0.65

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2026	May 4, 2026	—	—	—	—
Q1 2026	Mar 9, 2026	—	—	—	—
Q4 2025	Nov 4, 2025	$0.65	$1.33	+105.6%	✓ BEAT
Q3 2025	Aug 5, 2025	$0.61	$0.55	-9.5%	✗ MISS
Q2 2025	May 6, 2025	$0.42	$0.52	+23.8%	✓ BEAT
Q1 2025	Mar 11, 2025	$0.45	$0.21	-53.3%	✗ MISS
Q4 2024	Nov 6, 2024	$0.13	$0.67	+415.4%	✓ BEAT
Q3 2024	Aug 6, 2024	$-0.20	$-0.05	+75.0%	✓ BEAT
Q2 2024	May 6, 2024	$-0.60	$-0.30	+50.0%	✓ BEAT
Q1 2024	Mar 6, 2024	$-0.80	$-0.90	-12.5%	✗ MISS
Q4 2023	Nov 7, 2023	$-0.80	$-1.10	-37.5%	✗ MISS
Q3 2023	Aug 8, 2023	$0.20	$-1.20	-700.0%	✗ MISS
Q2 2023	May 8, 2023	$-0.70	$-0.80	-14.3%	✗ MISS
Q1 2023	Mar 13, 2023	$-0.60	$-3.00	-400.0%	✗ MISS
Q4 2022	Nov 9, 2022	$-0.60	$-1.00	-66.7%	✗ MISS
Q3 2022	Aug 4, 2022	$1.40	$-1.20	-185.7%	✗ MISS
Q2 2022	May 9, 2022	$2.50	$2.00	-20.0%	✗ MISS
Q1 2022	Mar 2, 2022	$3.50	$3.70	+5.7%	✓ BEAT
Q4 2021	Nov 8, 2021	$3.00	$3.90	+30.0%	✓ BEAT
Q3 2021	Aug 11, 2021	$3.80	$3.00	-21.1%	✗ MISS

Frequently Asked Questions about FOA

What is FOA's current stock price?

Finance Of America Companies Inc. (FOA) is currently trading at $22.63 per share. The stock has moved -2.12% today.

What is the analyst price target for FOA?

The average analyst price target for FOA is $29.50, based on 1 analyst.

What sector is Finance Of America Companies Inc. in?

Finance Of America Companies Inc. operates in the Financial Services sector, specifically within the Financial - Credit Services industry. The company is traded on the NYSE exchange.

What is FOA's market cap?

Finance Of America Companies Inc. has a market capitalization of $0.23 billion, making it a small-cap company.

Does FOA pay dividends?

No, Finance Of America Companies Inc. does not currently pay a dividend to shareholders.