YRD Stock - Yiren Digital Ltd.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $5.81B | $4.90B | $3.43B | $4.48B | $3.96B |
| Gross Profit | $4.92B | $3.92B | $2.66B | $3.72B | $2.86B |
| Gross Margin | 84.8% | 80.1% | 77.4% | 83.0% | 72.1% |
| Operating Income | $1.65B | $2.59B | $1.47B | $1.29B | $-49,999,000 |
| Net Income | $1.58B | $2.08B | $1.19B | $1.03B | $-692,748,000 |
| Net Margin | 27.3% | 42.5% | 34.8% | 23.1% | -17.5% |
| EPS | $36.54 | $47.08 | $27.36 | $24.44 | $-15.36 |
Yiren Digital Ltd., through its subsidiaries, operates as an online consumer finance marketplace that connects borrowers and investors in the People's Republic of China. It provides loan facilitation services; and post-origination services, such as cash processing, collection, and SMS services. The company's loan products portfolio includes unsecured consumer loans; secured consumer loan, which include secured financial leasing, auto-secured, and property-secured loans; and small business loans. It also distributes short-term cash management, mutual fund investment, insurance, and securities and stock products. In addition, the company provides online investor education services, which include a range of investment and trading topics, and various types of training programs on wealth planning, market insights, and investment strategies; consultancy information technology support; referral; and IT, system maintenance, and customer support services. Further, it is involved in the provision of services for financing lease and insurance brokerage businesses. The company offers its products through www.yxpuhui.com, and a wealth management website and mobile application. As of December 31, 2020, it had 60 fixed income products, 810 mutual fund products, and 296 insurance products. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. is a subsidiary of Creditease Holdings (Cayman) Limited.
Visit WebsiteEarnings History & Surprises
YRDEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q1 2026 | Mar 18, 2026 | — | — | — | — |
Q4 2025 | Nov 25, 2025 | — | $0.51 | — | — |
Q3 2025 | Aug 21, 2025 | — | $0.57 | — | — |
Q2 2025 | Jun 12, 2025 | — | $0.39 | — | — |
Q1 2025 | Mar 20, 2025 | — | $0.52 | — | — |
Q4 2024 | Nov 20, 2024 | — | $0.58 | — | — |
Q3 2024 | Aug 20, 2024 | — | $0.65 | — | — |
Q2 2024 | Jun 21, 2024 | — | $0.76 | — | — |
Q1 2024 | Mar 21, 2024 | — | $0.91 | — | — |
Q4 2023 | Nov 21, 2023 | — | $0.85 | — | — |
Q3 2023 | Aug 17, 2023 | — | $0.81 | — | — |
Q2 2023 | Jun 9, 2023 | — | $0.69 | — | — |
Q1 2023 | Mar 16, 2023 | — | $0.78 | — | — |
Q4 2022 | Nov 22, 2022 | $0.03 | $0.42 | +1153.7% | ✓ BEAT |
Q3 2022 | Sep 26, 2022 | $0.03 | $0.44 | +1223.0% | ✓ BEAT |
Q3 2022 | Aug 30, 2022 | $0.03 | $0.61 | +1716.0% | ✓ BEAT |
Q4 2021 | Dec 31, 2021 | — | $0.61 | — | — |
Q4 2021 | Nov 24, 2021 | — | $0.58 | — | — |
Q3 2021 | Aug 19, 2021 | — | $0.37 | — | — |
Q2 2021 | Jun 9, 2021 | — | $0.33 | — | — |
Latest News
Yiren Digital Sees Q4 Sales $196.657M-$224.751M
📈 PositiveYiren Digital Q3 EPS $0.51 Down From $0.57 YoY, Sales $218.424M Up From $210.768M YoY
➖ NeutralCORRECTION: Yiren Digital Is Yet To Report Earnings
➖ NeutralYiren Digital Q3 EPS $1.04 Up From $0.57 YoY, Sales $206.519M Down From $210.768M YoY
📈 PositiveYiren Digital Signs MOU With ChainUp To Build Global Blockchain Infrastructure For Institutional Crypto, Launching Initial ETH Staking In Oct 2025 And Targeting Full Version 1.0 In H1 2026
📈 PositiveYiren Digital Announces Major Upgrade To Its Magicube Agent Platform, An AI-driven Multi-Agent System Aimed At Transforming Customer Engagement, Risk Control, Compliance, And Capital Management In Financial Services
📈 PositiveYiren Digital's AI Insurance Platform Surges To 4.3M Users With Strong Growth Momentum
📈 PositiveYiren Digital Sees Q3 Sales $195.432M-$223.351M
➖ NeutralYiren Digital Q2 EPS $0.57 Down From $0.65 YoY, Sales $230.624M Up From $205.930M YoY
➖ NeutralFrequently Asked Questions about YRD
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