/GHLD

GHLD Stock - Guild Holdings Company

Q: What is the analyst price target for GHLD?

Analyst price target information is not currently available for GHLD.

Q: What is GHLD's market cap?

Market capitalization information is not currently available for GHLD.

Financial Services|Financial - Mortgages|NYSE

$20.01+0.70%

+$0.14 (+0.70%) • Nov 26

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

HOLD

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+-13.8%upside

Target: $17.25

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Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta1.08

52W High$23.57

52W Low$11.21

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$1.17B	$730.23M	$1.22B	$1.65B	$1.69B
Gross Profit	$1.06B	$663.86M	$1.17B	$1.59B	$1.63B
Gross Margin	90.6%	90.9%	95.8%	96.2%	96.3%
Operating Income	$119.06M	$-46,131,000	$420.02M	$386.93M	$494.07M
Net Income	$97.13M	$-39,009,000	$328.60M	$283.77M	$370.58M
Net Margin	8.3%	-5.3%	26.9%	17.2%	21.9%
EPS	$1.58	$-0.64	$5.39	$4.69	$6.18

Company Overview

Guild Holdings Company, a mortgage company, originates, sells, and services residential mortgage loans in the United States. The company operates approximately 260 branches with licenses in 49 states. It originates residential mortgages through retail and correspondent channels. The company was incorporated in 1960 and is headquartered in San Diego, California.

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Rating Distribution

Strong Buy

Buy / Outperform

33%

Hold / Neutral

67%

Sell / Underperform

Analyst Consensus🔴 Bearish

2 Bullish4 Neutral/Bearish

Price Targets

$15

Average Target

↓ 23.4% Downside

Now

$12

Low

$15

Average

$20

High

Based on 6 analysts

Recent Analyst Actions

Date	Firm	Action	Rating	Price Target
August 21st 2025	BTIG Research	Downgrade	Neutral	-
July 22nd 2025	Jefferies	Downgrade	Hold	$20
April 8th 2025	JP Morgan	Upgrade	Neutral	$12
April 3rd 2024	JP Morgan	Downgrade	Underweight	$14
February 21st 2024	BTIG Research	Initiation	Buy	$18
October 17th 2023	JP Morgan	Downgrade	Neutral	$13← $15.5
September 27th 2022	Jefferies	Initiation	Buy	$15

Earnings History & Surprises

GHLD

Beat Rate

67%

Last 18 quarters

Avg Surprise

+36.9%

EPS vs Estimate

Beats / Misses

12/6

Last 12 quarters

Latest EPS

$0.75

Q4 2025

EPS Surprise History

Q1 24

+33.3%

$0.20vs$0.15

Q2 24

-38.1%

$0.13vs$0.21

Q3 24

+81.5%

$0.49vs$0.27

Q4 24

-1.9%

$0.51vs$0.52

Q1 25

-3.0%

$0.32vs$0.33

Q2 25

+105.9%

$0.35vs$0.17

Q3 25

+53.5%

$0.66vs$0.43

Q4 25

+47.1%

$0.75vs$0.51

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2026	May 5, 2026	—	—	—	—
Q1 2026	Mar 5, 2026	$0.36	—	—	—
Q4 2025	Nov 5, 2025	$0.51	$0.75	+47.1%	✓ BEAT
Q3 2025	Aug 7, 2025	$0.43	$0.66	+53.5%	✓ BEAT
Q2 2025	May 7, 2025	$0.17	$0.35	+105.9%	✓ BEAT
Q1 2025	Mar 6, 2025	$0.33	$0.32	-3.0%	✗ MISS
Q4 2024	Nov 6, 2024	$0.52	$0.51	-1.9%	✗ MISS
Q3 2024	Aug 8, 2024	$0.27	$0.49	+81.5%	✓ BEAT
Q2 2024	May 9, 2024	$0.21	$0.13	-38.1%	✗ MISS
Q1 2024	Mar 12, 2024	$0.15	$0.20	+33.3%	✓ BEAT
Q4 2023	Nov 8, 2023	$0.18	$0.48	+166.7%	✓ BEAT
Q3 2023	Aug 3, 2023	$0.05	$0.15	+200.0%	✓ BEAT
Q2 2023	May 8, 2023	$0.07	$-0.04	-157.1%	✗ MISS
Q1 2023	Mar 9, 2023	$0.16	$-0.25	-253.9%	✗ MISS
Q4 2022	Nov 3, 2022	$0.25	$0.40	+60.0%	✓ BEAT
Q3 2022	Aug 4, 2022	$0.08	$0.23	+187.5%	✓ BEAT
Q2 2022	May 6, 2022	$0.36	$0.53	+47.2%	✓ BEAT
Q1 2022	Mar 10, 2022	$0.64	$0.37	-42.2%	✗ MISS
Q4 2021	Nov 10, 2021	$0.53	$1.27	+139.6%	✓ BEAT
Q3 2021	Aug 11, 2021	$0.63	$0.87	+38.1%	✓ BEAT

Frequently Asked Questions about GHLD

What is GHLD's current stock price?

Guild Holdings Company (GHLD) is currently trading at $20.01 per share. The stock has moved +0.70% today.

What is the analyst price target for GHLD?

The average analyst price target for GHLD is $17.25, based on 1 analyst.

What sector is Guild Holdings Company in?

Guild Holdings Company operates in the Financial Services sector, specifically within the Financial - Mortgages industry. The company is traded on the NYSE exchange.

What is GHLD's market cap?

Guild Holdings Company has a market capitalization of $1.25 billion, making it a small-cap company.

Does GHLD pay dividends?

No, Guild Holdings Company does not currently pay a dividend to shareholders.