/LC
LC Stock - LendingClub Corporation
Financial Services|Financial - Credit ServicesNYSE
$19.65+0.15%
+$0.03 (+0.15%) • Dec 19
53
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.100
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).33
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.34
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+-8.4%upside
Target: $18.00
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ENTRY ZONE$19.45 – $19.85
TARGET (TP)$18.00
STOP LOSS$18.08
RISK/REWARD1:-1.1
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta2.15
52W High$20.94
52W Low$7.90
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $1.16B | $1.14B | $1.27B | $898.63M | $455.22M |
| Gross Profit | $608.74M | $621.05M | $919.89M | $679.83M | $301.47M |
| Gross Margin | 52.4% | 54.7% | 72.4% | 75.7% | 66.2% |
| Operating Income | $65.07M | $54.62M | $153.04M | $18.44M | $-187,617,000 |
| Net Income | $51.33M | $38.94M | $289.69M | $18.58M | $-187,538,000 |
| Net Margin | 4.4% | 3.4% | 22.8% | 2.1% | -41.2% |
| EPS | $0.46 | $0.36 | $2.80 | $0.19 | $-2.07 |
Company Overview
LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company provides commercial and industrial, commercial real estate, small business, and equipment loans, as well as leases equipment; and unsecured personal and auto, patient finance, and education finance loans. It also operates an online lending marketplace platform that connects borrowers and investors. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
5
71%
Hold / Neutral
2
29%
Sell / Underperform
0%
Analyst Consensus🟢 Bullish
5 Bullish2 Neutral/Bearish
Price Targets
$15
Average Target
↓ 23.4% Downside
Now
$8
Low
$15
Average
$23
High
Based on 11 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| November 10th 2025 | Citizens JMP | Upgrade | Mkt Outperform | $23 |
| October 23rd 2025 | JP Morgan | Upgrade | Overweight | $22 |
| July 7th 2025 | Citizens JMP | Initiation | Market Perform | - |
| June 12th 2025 | Stephens | Initiation | Overweight | $15 |
| December 2nd 2024 | JP Morgan | Downgrade | Neutral | $17 |
| October 25th 2024 | Maxim Group | Reiterated | Buy | $19← $16 |
| October 10th 2024 | Keefe Bruyette | Upgrade | Outperform | $15← $11.5 |
| June 7th 2024 | BTIG Research | Initiation | Buy | $12 |
| November 28th 2023 | Piper Sandler | Initiation | Overweight | $8 |
| June 16th 2023 | Jefferies | Initiation | Buy | $13.5 |
| April 11th 2023 | JP Morgan | Initiation | Overweight | $11 |
| January 26th 2023 | Janney | Downgrade | Neutral | $10 |
Earnings History & Surprises
LCBeat Rate
89%
Last 18 quarters
Avg Surprise
+137.4%
EPS vs Estimate
Beats / Misses
16/1
1 met exactly
Latest EPS
$0.37
Q4 2025
EPS Surprise History
Q1 24
+508.1%
$0.09vs$0.01
Q2 24
+244.9%
$0.11vs$0.03
Q3 24
+230.8%
$0.13vs$0.04
Q4 24
+85.7%
$0.13vs$0.07
Q1 25
+22.2%
$0.11vs$0.09
Q2 25
0.0%
$0.10vs$0.10
Q3 25
+120.0%
$0.33vs$0.15
Q4 25
+23.3%
$0.37vs$0.30
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 27, 2026 | — | — | — | — |
Q1 2026 | Jan 27, 2026 | $0.34 | — | — | — |
Q4 2025 | Oct 22, 2025 | $0.30 | $0.37 | +23.3% | ✓ BEAT |
Q3 2025 | Jul 29, 2025 | $0.15 | $0.33 | +120.0% | ✓ BEAT |
Q2 2025 | Apr 29, 2025 | $0.10 | $0.10 | 0.0% | = MET |
Q1 2025 | Jan 28, 2025 | $0.09 | $0.11 | +22.2% | ✓ BEAT |
Q4 2024 | Oct 23, 2024 | $0.07 | $0.13 | +85.7% | ✓ BEAT |
Q3 2024 | Jul 30, 2024 | $0.04 | $0.13 | +230.8% | ✓ BEAT |
Q2 2024 | Apr 30, 2024 | $0.03 | $0.11 | +244.9% | ✓ BEAT |
Q1 2024 | Jan 30, 2024 | $0.01 | $0.09 | +508.1% | ✓ BEAT |
Q4 2023 | Oct 25, 2023 | $0.04 | $0.05 | +35.5% | ✓ BEAT |
Q3 2023 | Jul 26, 2023 | $0.04 | $0.09 | +113.2% | ✓ BEAT |
Q2 2023 | Apr 26, 2023 | $0.10 | $0.13 | +30.0% | ✓ BEAT |
Q1 2023 | Jan 25, 2023 | $0.20 | $0.19 | -5.0% | ✗ MISS |
Q4 2022 | Oct 26, 2022 | $0.33 | $0.36 | +9.1% | ✓ BEAT |
Q3 2022 | Jul 27, 2022 | $0.41 | $0.45 | +9.8% | ✓ BEAT |
Q2 2022 | Apr 27, 2022 | $0.24 | $0.39 | +62.5% | ✓ BEAT |
Q1 2022 | Jan 26, 2022 | $0.21 | $0.80 | +281.0% | ✓ BEAT |
Q4 2021 | Oct 27, 2021 | $0.11 | $0.75 | +581.8% | ✓ BEAT |
Q3 2021 | Jul 28, 2021 | $-0.43 | $0.09 | +120.9% | ✓ BEAT |
Latest News
JP Morgan Maintains Overweight on LendingClub, Raises Price Target to $25
📈 PositiveBenzinga•Dec 4, 2025, 05:38 PM
Citizens Upgrades LendingClub to Market Outperform, Announces $23 Price Target
📈 PositiveBenzinga•Nov 10, 2025, 01:54 PM
Keefe, Bruyette & Woods Maintains Outperform on LendingClub, Raises Price Target to $22
📈 PositiveBenzinga•Nov 7, 2025, 12:22 PM
BTIG Maintains Buy on LendingClub, Maintains $26 Price Target
📈 PositiveBenzinga•Nov 6, 2025, 09:57 AM
LendingClub Announces $100M Common Stock Repurchase And Acquisition Program
📈 PositiveBenzinga•Nov 5, 2025, 01:06 PM
LendingClub, ABTC surge, Bitfarms, FHI slide: financials wrap
➖ NeutralSeeking Alpha•Oct 25, 2025, 02:10 PM•Also:
Keefe, Bruyette & Woods Maintains Outperform on LendingClub, Raises Price Target to $20
📈 PositiveBenzinga•Oct 23, 2025, 04:51 PM
Piper Sandler Maintains Overweight on LendingClub, Raises Price Target to $20
📈 PositiveBenzinga•Oct 23, 2025, 04:13 PM
LendingClub shares are trading higher after the company reported Q3 EPS and sales above expectations.
📈 PositiveBenzinga•Oct 23, 2025, 12:54 PM
LendingClub upgraded to Overweight at J.P. Morgan as Q3 earnings presage inflection
📈 PositiveSeeking Alpha•Oct 23, 2025, 12:08 PM•Also:
JP Morgan Upgrades LendingClub to Overweight, Raises Price Target to $22
📈 PositiveBenzinga•Oct 23, 2025, 10:47 AM
BTIG Maintains Buy on LendingClub, Raises Price Target to $18
📈 PositiveBenzinga•Oct 23, 2025, 10:18 AM
LendingClub stock jumps Q3 earnings top consensus; issues in-line Q4 guidance
📈 PositiveSeeking Alpha•Oct 22, 2025, 08:30 PM
LendingClub Q3 EPS $0.37 Beats $0.30 Estimate, Sales $266.231M Beat $256.297M Estimate
📈 PositiveBenzinga•Oct 22, 2025, 08:07 PM
LendingClub stock surges after Q2 beat, strong Q3 guidance
📈 PositiveSeeking Alpha•Jul 29, 2025, 09:27 PM
LendingClub GAAP EPS of $0.33 beats by $0.18, revenue of $248.4M beats by $20.97M
📈 PositiveSeeking Alpha•Jul 29, 2025, 08:12 PM
Key deals this week: Gold Fields, Palo Alto, Novartis, LendingClub and more
📈 PositiveSeeking Alpha•May 3, 2025, 07:15 PM•Also: , ,
LendingClub stock dives as Q1 earnings rise slightly less than expected; issues Q2 guidance
📉 NegativeSeeking Alpha•Apr 30, 2025, 04:50 PM
Frequently Asked Questions about LC
What is LC's current stock price?
LendingClub Corporation (LC) is currently trading at $19.65 per share. The stock has moved +0.15% today.
What is the analyst price target for LC?
The average analyst price target for LC is $18.00, based on 1 analyst.
What sector is LendingClub Corporation in?
LendingClub Corporation operates in the Financial Services sector, specifically within the Financial - Credit Services industry. The company is traded on the NYSE exchange.
What is LC's market cap?
LendingClub Corporation has a market capitalization of $2.27 billion, making it a mid-cap company.
Does LC pay dividends?
No, LendingClub Corporation does not currently pay a dividend to shareholders.
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