/SEZL
Sezzle Inc.
SEZL • NASDAQSEZL • NASDAQ • Financial Services
$66.31+1.56%+1.02
$66.31+1.56%(+1.02)Financial Services
GoAI Score
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Valuation
50Fair Value
Sentiment
100Bullish
Risk
0High Risk
Momentum
14Negative
Institutional-Grade Intelligence
🏆PRO
Actionable Intelligence
AI-driven stance, execution logic & risk thresholds
Catalyst Roadmap
Event timeline with expected impact & market context
Deep Insights
Fact-checked analysis & score logic breakdown
Financial Statements
Margin Trends
Gross
85.4%▲23.4pp
Revenue after COGS
Operating
39.3%▲8.9pp
After operating expenses
Net
29.6%▲0.6pp
Bottom-line profitability
Gross Margin
Operating Margin
Net Margin
Valuation Snapshot
P/E Ratio
16.2
Price vs earnings
EV/EBITDA
12.5
Enterprise value
FCF Yield
9.7%
Cash generation
Earnings Yield
6.2%
Inverse of P/E
Capital Efficiency
53
GoAI Quality ScoreExcellent
ROEReturn on Equity
78.4%Strong
ROAReturn on Assets
33.3%Strong
ROICReturn on Invested Capital
46.5%Strong
Financial Health
Current RatioHealthy
3.92
Short-term solvency (>1.5)
Net Debt / EBITDAManageable
0.43x
Debt repayment capacity (<3x)
Income QualityStrong
1.58
Cash backs earnings (>1)
Revenue & Profitability
Revenue
Net Income
Net Loss
Income Statement
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $450.28M | $271.13M | $159.36M | $125.57M | $114.82M |
| Gross Profit | $384.32M | $168.00M | $73.78M | $33.58M | $70.59M |
| Gross Margin | 85.4% | 62.0% | 46.3% | 26.7% | 61.5% |
| Operating Income | $176.79M | $82.25M | $22.20M | -$28.43M | -$68.68M |
| Net Income | $133.13M | $78.52M | $7.10M | -$38.09M | -$75.17M |
| Net Margin | 29.6% | 29.0% | 4.5% | -30.3% | -65.5% |
| EPS | $3.93 | $2.33 | $0.21 | -$1.17 | -$2.38 |
Average Price Target
$85.00▲ 28.2% Upside
Past 12 Months
12 Month Forecast
Based on 11 Wall Street analysts offering 12 month price targets for Sezzle Inc., the average price target is $85.00, with a high forecast of $94.00 and a low forecast of $76.00. The average price target represents a 28.2% increase from the current price of $66.31.
Highest
$94.00
Average
$85.00
Lowest
$76.00
Rating Distribution
Strong Buy
0
0%
Buy
4
80%
Hold
1
20%
Sell
0
0%
Strong Sell
0
0%
Recent Analyst Ratings
FirmActionRatingDate
Needham● Maintain
Buy
2026-02-26TD Cowen● Maintain
Hold
2026-01-08B. Riley Securities● Maintain
Buy
2025-08-11Oppenheimer● Maintain
Outperform
2025-07-02B. Riley Securities● Maintain
Buy
2025-02-26Northland Capital Markets● Maintain
Outperform
2024-12-19B. Riley Securities● Maintain
Buy
2024-12-19Northland Capital Markets● Maintain
Outperform
2024-11-08Northland Capital Markets● Maintain
Outperform
2024-09-23Northland Capital Markets● Maintain
Outperform
2024-08-29Earnings History & Surprises
BEAT RATE
100%
Last 13 quarters
AVG SURPRISE
+1032.2%
EPS vs Estimate
BEATS / MISSES
13/0
Last 13 quarters
LATEST EPS
$1.21
Q1 '26
QUARTERLY EPS TREND
Estimated
Beat
Miss
QUARTERLY DETAIL
Q1 '26
+25.3%
$1.21 vs $0.97
Q4 '25
+9.2%
$0.71 vs $0.65
Q3 '25
+19.0%
$0.69 vs $0.58
Q2 '25
+212.5%
$1.00 vs $0.32
Q1 '25
+42.2%
$0.73 vs $0.51
Q4 '24
+226.7%
$0.49 vs $0.15
Q3 '24
+157.1%
$0.36 vs $0.14
Q2 '24
No data
Q1 '24
+5289.2%
$0.09 vs $0.00
Q4 '23
+2295.2%
$0.04 vs $0.00
Q3 '23
+1911.4%
$0.03 vs $0.00
Q2 '23
+2997.0%
$0.05 vs $0.00
No investor questions available.
Latest News
No news available