PBFS Stock - Pioneer Bancorp, Inc.
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Financial Statements
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $88.12M | $98.70M | $85.18M | $57.92M | $59.68M |
| Gross Profit | $88.12M | $74.19M | $79.69M | $57.00M | $53.52M |
| Gross Margin | 100.0% | 75.2% | 93.6% | 98.4% | 89.7% |
| Operating Income | $32.86M | $19.41M | $27.86M | $13.34M | $2.66M |
| Net Income | $19.20M | $15.26M | $21.95M | $10.28M | $1.08M |
| Net Margin | 21.8% | 15.5% | 25.8% | 17.7% | 1.8% |
| EPS | $0.77 | $0.61 | $0.87 | $0.41 | $0.04 |
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Savings Bank that provides various banking products and services in New York. The company accepts various deposit products, such as demand, savings, and money market accounts, as well as certificates of deposit accounts. Its loan products include commercial real estate, commercial and industrial, commercial construction, one- to four-family residential real estate, home equity, and consumer loans; and home equity lines of credit. The company also invests in the U.S. governmental securities, fixed rate collateralized mortgage obligations, mortgage-backed securities, fixed-rate investment grade bonds, and equity securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and services, such as group health, dental, disability, and life insurance products, as well as defined contribution, defined benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. It operates through a network of 22 retail banking offices in Albany, Greene, Rensselaer, Saratoga, Schenectady, and Warren Counties in New York. The company was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. operates as a subsidiary of Pioneer Bancorp, MHC.
Visit WebsiteEarnings History & Surprises
PBFSEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 28, 2026 | — | — | — | — |
Q1 2026 | Jan 29, 2026 | — | — | — | — |
Q4 2025 | Nov 7, 2025 | — | $0.18 | — | — |
Q3 2025 | Aug 8, 2025 | — | $0.26 | — | — |
Q2 2025 | May 9, 2025 | — | $0.23 | — | — |
Q1 2025 | Jan 30, 2025 | — | $0.13 | — | — |
Q4 2024 | Nov 12, 2024 | — | $0.25 | — | — |
Q3 2024 | Sep 25, 2024 | — | $0.16 | — | — |
Q2 2024 | May 13, 2024 | — | $0.19 | — | — |
Q1 2024 | Feb 13, 2024 | — | $0.13 | — | — |
Q4 2023 | Nov 14, 2023 | — | $0.14 | — | — |
Q3 2023 | Sep 26, 2023 | — | $0.18 | — | — |
Q2 2023 | May 5, 2023 | — | $0.24 | — | — |
Q1 2023 | Jan 30, 2023 | — | $0.25 | — | — |
Q4 2022 | Nov 14, 2022 | — | $0.21 | — | — |
Q3 2022 | Sep 27, 2022 | — | $0.09 | — | — |
Q2 2022 | May 11, 2022 | — | $0.01 | — | — |
Q1 2022 | Feb 9, 2022 | — | $0.25 | — | — |
Q4 2021 | Nov 9, 2021 | — | $0.05 | — | — |
Q3 2021 | Sep 28, 2021 | — | $-0.14 | — | — |
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