/UBCP
UBCP Stock - United Bancorp, Inc.
Financial Services|Banks - RegionalNASDAQ
$14.18+1.36%
+$0.19 (+1.36%) • Dec 19
72
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.BUY
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.68
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).70
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.100
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+10.0%upside
Target: $15.60
AI Analysis PreviewPremium
Real-time AI-powered market analysis
Precise entry/exit price targets
Risk assessment & position sizing
Unlock GoAI Insights for UBCP
Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.
Buy/Sell Signals
94% win rate on Alpha signals
Deep Analysis
Institutional-grade thesis
Real-Time Alerts
SMS & push notifications
Risk Scoring
Multi-factor analysis
Free 14-day trial • No credit card required
Active Trade Setup
ENTRY ZONE$14.04 – $14.32
TARGET (TP)$16.31
STOP LOSS$13.05
RISK/REWARD1:1.9
Premium members get real-time SMS alerts
Price Chart
Financial Statements
Revenue & Profitability Trend
← Swipe to see more →
Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.41
52W High$15.64
52W Low$12.25
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $43.98M | $40.90M | $31.74M | $30.41M | $34.54M |
| Gross Profit | $28.96M | $30.34M | $29.43M | $29.07M | $26.47M |
| Gross Margin | 65.8% | 74.2% | 92.7% | 95.6% | 76.6% |
| Operating Income | $7.29M | $9.49M | $9.54M | $10.68M | $8.58M |
| Net Income | $7.40M | $8.95M | $8.66M | $9.45M | $7.95M |
| Net Margin | 16.8% | 21.9% | 27.3% | 31.1% | 23.0% |
| EPS | $1.27 | $1.57 | $1.51 | $1.62 | $1.38 |
Company Overview
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. It accepts demand, savings, and time deposits, as well as grants commercial, commercial and residential real estate, and consumer loans. As of December 31, 2021, the company operated through a network of banking offices in Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas Counties in Ohio, as well as Marshall and Ohio Counties in West Virginia and the surrounding localities; and a loan production office in Wheeling, West Virginia. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.
Visit WebsiteLoading analyst ratings...
Earnings History & Surprises
UBCPBeat Rate
100%
Last 1 quarters
Avg Surprise
+92.3%
EPS vs Estimate
Beats / Misses
1/0
Last 12 quarters
Latest EPS
$0.34
Q4 2025
EPS Surprise History
Q1 24
No data
Q2 24
No data
Q3 24
No data
Q4 24
No data
Q1 25
No data
Q2 25
No data
Q3 25
No data
Q4 25
No data
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 7, 2026 | — | — | — | — |
Q1 2026 | Feb 6, 2026 | — | — | — | — |
Q4 2025 | Nov 6, 2025 | — | $0.34 | — | — |
Q3 2025 | Jul 31, 2025 | — | $0.33 | — | — |
Q2 2025 | May 9, 2025 | — | $0.32 | — | — |
Q1 2025 | Feb 7, 2025 | — | $0.31 | — | — |
Q4 2024 | Nov 6, 2024 | — | $0.31 | — | — |
Q3 2024 | Aug 7, 2024 | — | $0.30 | — | — |
Q2 2024 | May 9, 2024 | — | $0.35 | — | — |
Q1 2024 | Feb 6, 2024 | — | $0.42 | — | — |
Q4 2023 | Oct 31, 2023 | — | $0.42 | — | — |
Q3 2023 | Jul 31, 2023 | — | $0.40 | — | — |
Q2 2023 | May 4, 2023 | — | $0.33 | — | — |
Q1 2023 | Mar 17, 2023 | — | $0.42 | — | — |
Q4 2022 | Nov 1, 2022 | — | $0.40 | — | — |
Q3 2022 | Aug 3, 2022 | — | $0.40 | — | — |
Q2 2022 | May 5, 2022 | — | $0.31 | — | — |
Q1 2022 | Mar 18, 2022 | — | $0.45 | — | — |
Q4 2021 | Nov 15, 2021 | $0.26 | $0.50 | +92.3% | ✓ BEAT |
Q3 2021 | Jul 29, 2021 | — | $0.38 | — | — |
Frequently Asked Questions about UBCP
What is UBCP's current stock price?
United Bancorp, Inc. (UBCP) is currently trading at $14.18 per share. The stock has moved +1.36% today.
What is the analyst price target for UBCP?
No analyst price targets are currently available for this stock.
What sector is United Bancorp, Inc. in?
United Bancorp, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.
What is UBCP's market cap?
United Bancorp, Inc. has a market capitalization of $0.08 billion, making it a small-cap company.
Does UBCP pay dividends?
No, United Bancorp, Inc. does not currently pay a dividend to shareholders.
Similar Stocks
Financial Services SectorASRV
AmeriServ Financial, Inc.
$3.02
Mkt Cap: $0.0B
AUBN
Auburn National Bancorporation, Inc.
$27.98
Mkt Cap: $0.1B
BOTJ
Bank of the James Financial Group, Inc.
$18.00
Mkt Cap: $0.1B
CASH
Pathward Financial, Inc.
$75.41
Mkt Cap: $1.7B
FDSB
Fifth District Savings Bank
$14.66
Mkt Cap: $0.1B
FNWB
First Northwest Bancorp
$9.83
Mkt Cap: $0.1B
FUSB
First US Bancshares, Inc.
$13.18
Mkt Cap: $0.1B
HNNA
Hennessy Advisors, Inc.
$9.20
Mkt Cap: $0.1B
IROQ
IF Bancorp, Inc.
$26.96
Mkt Cap: $0.1B
SSBI
Summit State Bank
$11.75
Mkt Cap: $0.1B
Explore stocks similar to UBCP for comparison