/SMBC

SMBC Stock - Southern Missouri Bancorp, Inc.

Q: What is the analyst price target for SMBC?

Analyst price target information is not currently available for SMBC.

Q: What is SMBC's market cap?

Market capitalization information is not currently available for SMBC.

Financial Services|Banks - Regional|NASDAQ

$61.72-2.45%

$1.55 (-2.45%) • Dec 19

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

HOLD

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+-2.0%upside

Target: $60.49

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Financial Statements

Revenue & Profitability Trend

FY2021

FY2022

FY2023

FY2024

FY2025

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.98

52W High$63.54

52W Low$45.10

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	$305.25M	$273.22M	$202.62M	$138.07M	$129.52M
Gross Profit	$176.08M	$160.73M	$135.89M	$123.28M	$113.75M
Gross Margin	57.7%	58.8%	67.1%	89.3%	87.8%
Operating Income	$73.99M	$63.11M	$49.46M	$59.90M	$59.70M
Net Income	$58.31M	$50.18M	$39.24M	$47.17M	$47.18M
Net Margin	19.1%	18.4%	19.4%	34.2%	36.4%
EPS	$5.19	$4.42	$3.86	$5.22	$5.22

Company Overview

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers business banking, business financing, and business services. It also provides personal banking services, which include online and mobile banking, checking and savings, mortgage and refinance, and loans and credit services. In addition, the company offers investing and insurance services. Further, it provides accounts and digital banking services; and debit or credit cards. As of June 30, 2021, the company operated 46 full-service branch offices, and two limited-service branch offices located in Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla, Missouri; Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot, Arkansas; and Anna, Cairo, and Tamms, Illinois. Southern Missouri Bancorp, Inc. was founded in 1887 and is headquartered in Poplar Bluff, Missouri.

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Rating Distribution

Strong Buy

Buy / Outperform

Hold / Neutral

100%

Sell / Underperform

Analyst Consensus🔴 Bearish

0 Bullish1 Neutral/Bearish

Price Targets

$63

Average Target

↑ 2.1% Upside

Now

$60

Low

$63

Average

$66

High

Based on 2 analysts

Recent Analyst Actions

Date	Firm	Action	Rating	Price Target
August 28th 2025	Piper Sandler	Resumed	Neutral	$66
August 13th 2024	Stephens	Initiation	Overweight	$60

Earnings History & Surprises

SMBC

Beat Rate

50%

Last 16 quarters

Avg Surprise

+1.4%

EPS vs Estimate

Beats / Misses

8/8

Last 12 quarters

Latest EPS

$1.42

Q4 2025

EPS Surprise History

Q1 24

-4.5%

$1.07vs$1.12

Q2 24

-4.8%

$0.99vs$1.04

Q3 24

+6.2%

$1.19vs$1.12

Q4 24

-0.9%

$1.10vs$1.11

Q1 25

+1.6%

$1.30vs$1.28

Q2 25

+6.1%

$1.39vs$1.31

Q3 25

-9.2%

$1.19vs$1.31

Q4 25

+8.4%

$1.42vs$1.31

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q1 2026	Jan 26, 2026	$1.56	—	—	—
Q4 2025	Oct 22, 2025	$1.31	$1.42	+8.4%	✓ BEAT
Q3 2025	Aug 4, 2025	$1.31	$1.19	-9.2%	✗ MISS
Q2 2025	Apr 21, 2025	$1.31	$1.39	+6.1%	✓ BEAT
Q1 2025	Jan 27, 2025	$1.28	$1.30	+1.6%	✓ BEAT
Q4 2024	Oct 28, 2024	$1.11	$1.10	-0.9%	✗ MISS
Q3 2024	Jul 30, 2024	$1.12	$1.19	+6.2%	✓ BEAT
Q2 2024	Apr 29, 2024	$1.04	$0.99	-4.8%	✗ MISS
Q1 2024	Jan 29, 2024	$1.12	$1.07	-4.5%	✗ MISS
Q4 2023	Oct 23, 2023	$1.10	$1.17	+6.4%	✓ BEAT
Q3 2023	Sep 13, 2023	—	$1.38	—	—
Q2 2023	May 1, 2023	$1.17	$0.95	-18.8%	✗ MISS
Q1 2023	Jan 30, 2023	$1.34	$1.26	-6.0%	✗ MISS
Q4 2022	Oct 24, 2022	$1.05	$1.04	-1.0%	✗ MISS
Q3 2022	Sep 13, 2022	—	$1.41	—	—
Q2 2022	Apr 25, 2022	$1.24	$1.03	-16.9%	✗ MISS
Q1 2022	Jan 24, 2022	$1.21	$1.35	+11.6%	✓ BEAT
Q4 2021	Oct 25, 2021	$1.16	$1.43	+23.3%	✓ BEAT
Q3 2021	Sep 13, 2021	—	$1.54	—	—
Q2 2021	Apr 26, 2021	$1.05	$1.27	+21.0%	✓ BEAT

Frequently Asked Questions about SMBC

What is SMBC's current stock price?

Southern Missouri Bancorp, Inc. (SMBC) is currently trading at $61.72 per share. The stock has moved -2.45% today.

What is the analyst price target for SMBC?

The average analyst price target for SMBC is $60.50, based on 1 analyst.

What sector is Southern Missouri Bancorp, Inc. in?

Southern Missouri Bancorp, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.

What is SMBC's market cap?

Southern Missouri Bancorp, Inc. has a market capitalization of $0.69 billion, making it a small-cap company.

Does SMBC pay dividends?

No, Southern Missouri Bancorp, Inc. does not currently pay a dividend to shareholders.