/SMMF

SMMF Stock - Summit Financial Group, Inc.

Q: What is the analyst price target for SMMF?

Analyst price target information is not currently available for SMMF.

Q: What is SMMF's market cap?

Market capitalization information is not currently available for SMMF.

Financial Services|Banks - Regional|NASDAQ

$25.70-2.50%

$0.66 (-2.50%) • May 2

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

HOLD

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

100

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+10.0%upside

Target: $28.27

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Financial Statements

Revenue & Profitability Trend

FY2019

FY2020

FY2021

FY2022

FY2023

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.40

52W High$31.49

52W Low$17.06

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2023	FY2022	FY2021	FY2020	FY2019
Revenue	$263.33M	$144.21M	$127.47M	$113.34M	$94.47M
Gross Profit	$263.33M	$144.21M	$127.47M	$113.34M	$94.47M
Gross Margin	100.0%	100.0%	100.0%	100.0%	100.0%
Operating Income	$-3,848,000	$97.07M	$57.40M	$38.75M	$39.58M
Net Income	$55.24M	$53.22M	$45.74M	$31.33M	$31.87M
Net Margin	21.0%	36.9%	35.9%	27.6%	33.7%
EPS	$3.82	$4.10	$3.49	$2.42	$2.55

Company Overview

Summit Financial Group, Inc. operates as a financial holding company for Summit Community Bank, Inc. that provides community banking and other financial services to individuals and businesses primarily in the Eastern Panhandle, Southern and North Central regions of West Virginia and the Northern, Shenandoah Valley, and Southwestern regions of Virginia, and the Central region of Kentucky. The company's community banking services include demand, savings, and time deposits; commercial, commercial real estate, construction and land development, residential real estate, and consumer loans; and mortgage warehouse lines of credit, as well as trust and wealth management, cash management, and insurance services. As of December 31, 2021, it operated through 45 banking offices. The company was incorporated in 1987 and is headquartered in Moorefield, West Virginia.

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Earnings History & Surprises

SMMF

Beat Rate

65%

Last 20 quarters

Avg Surprise

+16.0%

EPS vs Estimate

Beats / Misses

13/7

Last 12 quarters

Latest EPS

$1.14

Q2 2024

EPS Surprise History

Q3 22

-4.2%

$0.92vs$0.96

Q4 22

-2.6%

$1.11vs$1.14

Q1 23

-2.5%

$1.16vs$1.19

Q2 23

+3.8%

$1.10vs$1.06

Q3 23

-27.0%

$0.54vs$0.74

Q4 23

+10.7%

$1.14vs$1.03

Q1 24

-3.6%

$1.06vs$1.10

Q2 24

+6.5%

$1.14vs$1.07

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2024	Apr 25, 2024	$1.07	$1.14	+6.5%	✓ BEAT
Q1 2024	Jan 25, 2024	$1.10	$1.06	-3.6%	✗ MISS
Q4 2023	Oct 26, 2023	$1.03	$1.14	+10.7%	✓ BEAT
Q3 2023	Jul 27, 2023	$0.74	$0.54	-27.0%	✗ MISS
Q2 2023	Apr 27, 2023	$1.06	$1.10	+3.8%	✓ BEAT
Q1 2023	Jan 26, 2023	$1.19	$1.16	-2.5%	✗ MISS
Q4 2022	Oct 27, 2022	$1.14	$1.11	-2.6%	✗ MISS
Q3 2022	Jul 28, 2022	$0.96	$0.92	-4.2%	✗ MISS
Q2 2022	Apr 28, 2022	$0.86	$0.90	+4.7%	✓ BEAT
Q1 2022	Jan 27, 2022	$0.88	$0.95	+8.0%	✓ BEAT
Q4 2021	Oct 28, 2021	$0.84	$0.92	+9.5%	✓ BEAT
Q3 2021	Jul 29, 2021	$0.79	$0.81	+2.5%	✓ BEAT
Q2 2021	Apr 22, 2021	$0.86	$0.80	-7.0%	✗ MISS
Q1 2021	Feb 1, 2021	$0.47	$0.79	+68.1%	✓ BEAT
Q4 2020	Oct 22, 2020	$0.33	$0.74	+124.2%	✓ BEAT
Q3 2020	Jul 30, 2020	$0.27	$0.54	+100.0%	✓ BEAT
Q2 2020	Apr 30, 2020	$0.43	$0.35	-18.6%	✗ MISS
Q1 2020	Jan 24, 2020	$0.58	$0.65	+12.1%	✓ BEAT
Q4 2019	Oct 24, 2019	$0.57	$0.65	+14.0%	✓ BEAT
Q3 2019	Jul 25, 2019	$0.56	$0.68	+21.4%	✓ BEAT

Frequently Asked Questions about SMMF

What is SMMF's current stock price?

Summit Financial Group, Inc. (SMMF) is currently trading at $25.70 per share. The stock has moved -2.50% today.

What is the analyst price target for SMMF?

No analyst price targets are currently available for this stock.

What sector is Summit Financial Group, Inc. in?

Summit Financial Group, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.

What is SMMF's market cap?

Summit Financial Group, Inc. has a market capitalization of $0.38 billion, making it a small-cap company.

Does SMMF pay dividends?

No, Summit Financial Group, Inc. does not currently pay a dividend to shareholders.