/CVCY

CVCY Stock - Central Valley Community Bancorp

Q: What is the analyst price target for CVCY?

Analyst price target information is not currently available for CVCY.

Q: What is CVCY's market cap?

Market capitalization information is not currently available for CVCY.

Financial Services|Banks - Regional|NASDAQ

$19.89+2.26%

+$0.44 (+2.26%) • Mar 28

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

BUY

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+10.0%upside

Target: $21.88

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Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.84

52W High$22.89

52W Low$12.59

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	N/A	$89.14M	$83.34M	$80.42M	$76.75M
Gross Profit	N/A	N/A	$83.34M	$80.42M	$76.75M
Gross Margin	N/A	0.0%	100.0%	100.0%	100.0%
Operating Income	N/A	$35.22M	$38.56M	$38.02M	$27.26M
Net Income	$7.67M	$25.54M	$26.64M	$28.40M	$20.35M
Net Margin	N/A	28.6%	32.0%	35.3%	26.5%
EPS	$0.45	$2.18	$2.27	$2.32	$1.62

Company Overview

Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. Its loan products include commercial and industrial loans, as well as loans secured by crop production and livestock; owner occupied and investor commercial real estate, real estate construction and other land, agricultural real estate, and other real estate loans; and equity loans and lines of credit, and installment and other consumer loans. The company also offers domestic and international wire transfer, safe deposit box, Internet banking, and other customary banking services. As of December 31, 2021, the company operated through a network of 20 full-service banking offices in Cameron Park, Clovis, Exeter, Folsom, Fresno, Gold River, Kerman, Lodi, Madera, Merced, Modesto, Oakhurst, Prather, Roseville, Sacramento, Stockton, and Visalia. Central Valley Community Bancorp was founded in 1979 and is based in Fresno, California.

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Rating Distribution

Strong Buy

Buy / Outperform

100%

Hold / Neutral

Sell / Underperform

Analyst Consensus🟢 Bullish

1 Bullish0 Neutral/Bearish

Price Targets

$20

Average Target

↓ 2.0% Downside

Now

$19

Low

$20

Average

$20

High

Based on 2 analysts

Recent Analyst Actions

Date	Firm	Action	Rating	Price Target
October 12th 2023	Janney	Upgrade	Buy	$20← $18
June 29th 2023	Piper Sandler	Resumed	Overweight	$19

Earnings History & Surprises

CVCY

Beat Rate

63%

Last 16 quarters

Avg Surprise

+7.0%

EPS vs Estimate

Beats / Misses

10/6

Last 12 quarters

Latest EPS

$0.44

Q2 2025

EPS Surprise History

Q4 22

-8.3%

$0.55vs$0.60

Q1 23

+6.6%

$0.65vs$0.61

Q2 23

-10.6%

$0.59vs$0.66

Q3 23

-10.0%

$0.54vs$0.60

Q4 23

+1.9%

$0.54vs$0.53

Q1 24

-2.0%

$0.50vs$0.51

Q2 24

+31.1%

$0.59vs$0.45

Q2 25

No data

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2025	May 9, 2025	—	$0.44	—	—
Q1 2025	Jan 16, 2025	—	—	—	—
Q4 2024	Oct 17, 2024	—	—	—	—
Q3 2024	Jul 18, 2024	—	—	—	—
Q2 2024	Apr 18, 2024	$0.45	$0.59	+31.1%	✓ BEAT
Q1 2024	Jan 18, 2024	$0.51	$0.50	-2.0%	✗ MISS
Q4 2023	Oct 19, 2023	$0.53	$0.54	+1.9%	✓ BEAT
Q3 2023	Jul 20, 2023	$0.60	$0.54	-10.0%	✗ MISS
Q2 2023	Apr 20, 2023	$0.66	$0.59	-10.6%	✗ MISS
Q1 2023	Jan 26, 2023	$0.61	$0.65	+6.6%	✓ BEAT
Q4 2022	Oct 19, 2022	$0.60	$0.55	-8.3%	✗ MISS
Q3 2022	Jul 20, 2022	$0.52	$0.56	+7.7%	✓ BEAT
Q2 2022	Apr 20, 2022	$0.45	$0.51	+13.3%	✓ BEAT
Q1 2022	Jan 26, 2022	$0.52	$0.57	+9.6%	✓ BEAT
Q4 2021	Oct 20, 2021	$0.55	$0.54	-1.8%	✗ MISS
Q3 2021	Jul 21, 2021	$0.47	$0.60	+27.7%	✓ BEAT
Q2 2021	Apr 22, 2021	$0.45	$0.60	+33.3%	✓ BEAT
Q1 2021	Jan 27, 2021	$0.38	$0.57	+50.0%	✓ BEAT
Q4 2020	Oct 28, 2020	$0.33	$0.35	+6.1%	✓ BEAT
Q3 2020	Jul 22, 2020	$0.31	$0.18	-41.9%	✗ MISS

Frequently Asked Questions about CVCY

What is CVCY's current stock price?

Central Valley Community Bancorp (CVCY) is currently trading at $19.89 per share. The stock has moved +2.26% today.

What is the analyst price target for CVCY?

No analyst price targets are currently available for this stock.

What sector is Central Valley Community Bancorp in?

Central Valley Community Bancorp operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.

What is CVCY's market cap?

Central Valley Community Bancorp has a market capitalization of $0.24 billion, making it a small-cap company.

Does CVCY pay dividends?

No, Central Valley Community Bancorp does not currently pay a dividend to shareholders.