/SOUB

SOUB Stock - SouthPoint Bancshares, Inc.

Q: What is the analyst price target for SOUB?

Analyst price target information is not currently available for SOUB.

Q: What is SOUB's market cap?

Market capitalization information is not currently available for SOUB.

Financial Services|Banks - Regional|OTC

$15.25+3.39%

+$0.50 (+3.39%) • Dec 19

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

HOLD

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

100

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+10.0%upside

Target: $16.78

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Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.22

52W High$38.75

52W Low$13.60

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$124.37M	$99.64M	$61.35M	$42.59M	$37.28M
Gross Profit	$62.40M	$59.13M	$51.79M	$38.54M	$32.89M
Gross Margin	50.2%	59.3%	84.4%	90.5%	88.2%
Operating Income	$-13,062,645	$19.95M	$16.18M	$9.97M	$9.42M
Net Income	$-9,355,017	$15.59M	$12.63M	$7.77M	$7.33M
Net Margin	-7.5%	15.6%	20.6%	18.2%	19.7%
EPS	$-2.97	$5.39	$4.39	$3.85	$3.64

Company Overview

SouthPoint Bancshares, Inc., through its subsidiary, SouthPoint Bank, provides various banking products and services in central Alabama. The company accepts various deposits, such as checking, saving, money market, and IRA accounts; and certificates of deposit. It also offers commercial, residential, consumer, small business administration, and home equity loans; and home mortgage services. In addition, the company provides debit and credit cards; wealth and treasury management, remote deposit, mobile and online banking, and bill pay services. It operates five branches in Birmingham, Vestavia Hills, Gardendale, Trussville, and Wilsonville. The company also operates a full-service mortgage division with six branches throughout the state of Alabama. SouthPoint Bancshares, Inc. was incorporated in 2005 and is based in Birmingham, Alabama.

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Earnings History & Surprises

SOUB

Beat Rate

Last 0 quarters

Avg Surprise

+0%

EPS vs Estimate

Beats / Misses

0/0

Last 12 quarters

Latest EPS

$0.34

Q4 2024

EPS Surprise History

Q4 22

No data

Q3 23

No data

Q2 24

No data

Q4 24

No data

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2025	May 6, 2025	—	—	—	—
Q4 2024	Oct 17, 2024	—	$0.34	—	—
Q3 2024	Aug 5, 2024	—	—	—	—
Q2 2024	Jun 24, 2024	—	$1.09	—	—
Q3 2023	Sep 30, 2023	—	$0.39	—	—
Q4 2022	Dec 31, 2022	—	$1.07	—	—

Frequently Asked Questions about SOUB

What is SOUB's current stock price?

SouthPoint Bancshares, Inc. (SOUB) is currently trading at $15.25 per share. The stock has moved +3.39% today.

What is the analyst price target for SOUB?

No analyst price targets are currently available for this stock.

What sector is SouthPoint Bancshares, Inc. in?

SouthPoint Bancshares, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the OTC exchange.

What is SOUB's market cap?

SouthPoint Bancshares, Inc. has a market capitalization of $0.05 billion, making it a small-cap company.

Does SOUB pay dividends?

No, SouthPoint Bancshares, Inc. does not currently pay a dividend to shareholders.