SSBI Stock - Summit State Bank
Unlock GoAI Insights for SSBI
Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.
Free 14-day trial • No credit card required
Premium members get real-time SMS alerts
Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $62.03M | $65.06M | $56.16M | $46.43M | $40.58M |
| Gross Profit | $24.81M | $40.01M | $47.09M | $40.77M | $32.31M |
| Gross Margin | 40.0% | 61.5% | 83.8% | 87.8% | 79.6% |
| Operating Income | $-4,388,000 | $15.28M | $23.87M | $20.88M | $14.94M |
| Net Income | $-4,193,000 | $10.82M | $16.97M | $14.70M | $10.52M |
| Net Margin | -6.8% | 16.6% | 30.2% | 31.7% | 25.9% |
| EPS | $-0.62 | $1.62 | $2.54 | $2.20 | $1.58 |
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, individual retirement, and other retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and lines of credit, term, and equipment loans, as well as loans to agriculture-related businesses. In addition, the company provides Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it offers electronic banking, cash management, and electronic bill payment services. The company operates through five depository offices located in Santa Rosa, Rohnert Park, Healdsburg, and Petaluma, as well as loan production offices in Roseville, California, Irvine, and Scottsdale, Arizona. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.
Visit WebsiteEarnings History & Surprises
SSBIEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 27, 2026 | — | — | — | — |
Q1 2026 | Jan 27, 2026 | — | — | — | — |
Q4 2025 | Oct 29, 2025 | — | $0.12 | — | — |
Q3 2025 | Jul 29, 2025 | — | $0.36 | — | — |
Q2 2025 | Apr 29, 2025 | — | $0.37 | — | — |
Q1 2025 | Jan 28, 2025 | — | $-0.37 | — | — |
Q4 2024 | Oct 30, 2024 | — | $0.09 | — | — |
Q3 2024 | Jul 31, 2024 | — | $0.14 | — | — |
Q2 2024 | Apr 30, 2024 | — | $0.21 | — | — |
Q1 2024 | Jan 30, 2024 | — | $0.28 | — | — |
Q4 2023 | Oct 25, 2023 | — | $0.27 | — | — |
Q3 2023 | Jul 25, 2023 | — | $0.45 | — | — |
Q2 2023 | Apr 25, 2023 | — | $0.62 | — | — |
Q1 2023 | Jan 24, 2023 | — | $0.68 | — | — |
Q4 2022 | Oct 26, 2022 | — | $0.59 | — | — |
Q3 2022 | Jul 26, 2022 | — | $0.67 | — | — |
Q2 2022 | Apr 26, 2022 | — | $0.59 | — | — |
Q1 2022 | Jan 25, 2022 | — | $0.55 | — | — |
Q4 2021 | Oct 27, 2021 | — | $0.57 | — | — |
Q3 2021 | Jul 27, 2021 | — | $0.58 | — | — |
Frequently Asked Questions about SSBI
What is SSBI's current stock price?
What is the analyst price target for SSBI?
What sector is Summit State Bank in?
What is SSBI's market cap?
Does SSBI pay dividends?
Similar Stocks
Financial Services SectorExplore stocks similar to SSBI for comparison