/TCBI
TCBI Stock - Texas Capital Bancshares, Inc.
Financial Services|Banks - RegionalNASDAQ
$92.59-0.29%
$0.27 (-0.29%) • Dec 19
63
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.80
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).40
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.93
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+-5.0%upside
Target: $87.96
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ENTRY ZONE$91.66 – $93.52
TARGET (TP)$88.00
STOP LOSS$85.18
RISK/REWARD1:-0.6
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.69
52W High$98.07
52W Low$59.37
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $1.76B | $1.79B | $1.25B | $987.05M | $1.18B |
| Gross Profit | $865.35M | $1.00B | $910.76M | $909.30M | $731.72M |
| Gross Margin | 49.2% | 56.0% | 73.1% | 92.1% | 62.1% |
| Operating Income | $107.06M | $246.59M | $431.75M | $338.06M | $91.95M |
| Net Income | $77.51M | $189.14M | $332.48M | $253.94M | $66.29M |
| Net Margin | 4.4% | 10.6% | 26.7% | 25.7% | 5.6% |
| EPS | $1.29 | $3.58 | $6.25 | $4.65 | $1.12 |
Company Overview
Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.
Visit WebsiteRating Distribution
Strong Buy
1
9%
Buy / Outperform
2
18%
Hold / Neutral
5
45%
Sell / Underperform
3
27%
Analyst Consensus🔴 Bearish
3 Bullish8 Neutral/Bearish
Price Targets
$71
Average Target
↓ 23.6% Downside
Now
$47
Low
$71
Average
$95
High
Based on 19 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| October 23rd 2025 | Hovde Group | Reiterated | Market Perform | $93← $85 |
| July 18th 2025 | Hovde Group | Reiterated | Market Perform | $95← $75 |
| May 21st 2025 | Jefferies | Initiation | Hold | $80 |
| April 21st 2025 | Hovde Group | Reiterated | Market Perform | $75← $84 |
| March 7th 2025 | Hovde Group | Reiterated | Market Perform | $84← $90 |
| October 18th 2024 | Hovde Group | Reiterated | Market Perform | $79← $73 |
| October 18th 2024 | Piper Sandler | Downgrade | Neutral | $82← $77 |
| September 23rd 2024 | Hovde Group | Reiterated | Market Perform | $73← $66 |
| September 17th 2024 | Raymond James | Upgrade | Outperform | $78 |
| September 9th 2024 | BofA Securities | Upgrade | Buy | $77← $51 |
| July 22nd 2024 | Citigroup | Downgrade | Sell | $60 |
| April 19th 2024 | Hovde Group | Reiterated | Market Perform | $61.5← $87.5 |
| April 4th 2024 | Raymond James | Downgrade | Market Perform | - |
| April 1st 2024 | Truist | Downgrade | Hold | $66← $72 |
| March 8th 2024 | Barclays | Initiation | Underweight | $47 |
Earnings History & Surprises
TCBIBeat Rate
44%
Last 18 quarters
Avg Surprise
+11.1%
EPS vs Estimate
Beats / Misses
8/10
Last 12 quarters
Latest EPS
$2.18
Q4 2025
EPS Surprise History
Q1 24
-14.5%
$0.65vs$0.76
Q2 24
-23.3%
$0.46vs$0.60
Q3 24
-7.0%
$0.80vs$0.86
Q4 24
+181.8%
$1.62vs$-1.98
Q1 25
+33.6%
$1.43vs$1.07
Q2 25
-3.5%
$0.92vs$0.95
Q3 25
+27.3%
$1.63vs$1.28
Q4 25
+23.2%
$2.18vs$1.77
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 15, 2026 | — | — | — | — |
Q1 2026 | Jan 22, 2026 | $1.79 | — | — | — |
Q4 2025 | Oct 22, 2025 | $1.77 | $2.18 | +23.2% | ✓ BEAT |
Q3 2025 | Jul 17, 2025 | $1.28 | $1.63 | +27.3% | ✓ BEAT |
Q2 2025 | Apr 17, 2025 | $0.95 | $0.92 | -3.5% | ✗ MISS |
Q1 2025 | Jan 23, 2025 | $1.07 | $1.43 | +33.6% | ✓ BEAT |
Q4 2024 | Oct 17, 2024 | $-1.98 | $1.62 | +181.8% | ✓ BEAT |
Q3 2024 | Jul 18, 2024 | $0.86 | $0.80 | -7.0% | ✗ MISS |
Q2 2024 | Apr 18, 2024 | $0.60 | $0.46 | -23.3% | ✗ MISS |
Q1 2024 | Jan 18, 2024 | $0.76 | $0.65 | -14.5% | ✗ MISS |
Q4 2023 | Oct 19, 2023 | $1.03 | $1.18 | +14.6% | ✓ BEAT |
Q3 2023 | Jul 20, 2023 | $0.95 | $1.33 | +40.0% | ✓ BEAT |
Q2 2023 | Apr 20, 2023 | $0.87 | $0.70 | -19.5% | ✗ MISS |
Q1 2023 | Jan 18, 2023 | $0.98 | $0.87 | -11.2% | ✗ MISS |
Q4 2022 | Oct 19, 2022 | $1.01 | $0.74 | -26.7% | ✗ MISS |
Q3 2022 | Jul 21, 2022 | $0.70 | $0.59 | -15.7% | ✗ MISS |
Q2 2022 | Apr 20, 2022 | $0.73 | $0.69 | -5.5% | ✗ MISS |
Q1 2022 | Jan 20, 2022 | $0.92 | $1.19 | +29.3% | ✓ BEAT |
Q4 2021 | Oct 20, 2021 | $1.10 | $0.76 | -30.9% | ✗ MISS |
Q3 2021 | Jul 21, 2021 | $1.21 | $1.31 | +8.3% | ✓ BEAT |
Latest News
JP Morgan Maintains Underweight on Texas Capital Bancshares, Raises Price Target to $105
➖ NeutralBenzinga•Dec 16, 2025, 04:09 PM
Texas Capital Bancshares Board Authorizes New Share Repurchase Program Up To $200M
📈 PositiveBenzinga•Dec 2, 2025, 01:36 PM
DA Davidson Maintains Neutral on Texas Capital Bancshares, Maintains $91 Price Target
➖ NeutralBenzinga•Nov 20, 2025, 05:50 PM
Barclays Maintains Underweight on Texas Capital Bancshares, Raises Price Target to $90
➖ NeutralBenzinga•Nov 11, 2025, 03:36 PM•Also:
Keefe, Bruyette & Woods Maintains Outperform on Texas Capital Bancshares, Raises Price Target to $100
📈 PositiveBenzinga•Oct 27, 2025, 04:14 PM
Piper Sandler Maintains Neutral on Texas Capital Bancshares, Raises Price Target to $86
➖ NeutralBenzinga•Oct 23, 2025, 04:22 PM
JP Morgan Maintains Underweight on Texas Capital Bancshares, Raises Price Target to $92
➖ NeutralBenzinga•Oct 23, 2025, 04:03 PM
Texas Capital Bancshares Q3 Adj. EPS $2.18 Beats $1.77 Estimate, Sales $286.300M Miss $324.935M Estimate
➖ NeutralBenzinga•Oct 22, 2025, 08:11 PM
Epsilon Energy Closes $47.5M Reserve-Based Credit Facility With Frost Bank And Texas Capital; 4-Yr Term Supports Peak Acquisition And Upstream Expansion
📈 PositiveBenzinga•Oct 13, 2025, 05:35 PM•Also:
Texas Capital Securities Initiates Coverage On Ramaco Resources with Buy Rating, Announces Price Target of $42
📈 PositiveBenzinga•Sep 25, 2025, 12:07 PM•Also: , ,
Texas Capital Securities Initiates Coverage On Peabody Energy with Buy Rating, Announces Price Target of $27
📈 PositiveBenzinga•Sep 25, 2025, 12:05 PM•Also:
Texas Capital Securities Initiates Coverage On Alliance Res Partners with Buy Rating, Announces Price Target of $30
📈 PositiveBenzinga•Sep 25, 2025, 12:02 PM•Also:
Texas Capital Securities Initiates Coverage On Hallador Energy with Buy Rating, Announces Price Target of $23
📈 PositiveBenzinga•Sep 25, 2025, 11:45 AM•Also:
Texas Capital Securities Initiates Coverage On Warrior Met Coal with Buy Rating, Announces Price Target of $75
📈 PositiveBenzinga•Sep 25, 2025, 11:42 AM•Also:
Texas Capital Securities Initiates Coverage On Core Natural Resources with Buy Rating, Announces Price Target of $105
📈 PositiveBenzinga•Sep 25, 2025, 11:35 AM
Texas Capital Securities Initiates Coverage On Alpha Metallurgical with Buy Rating, Announces Price Target of $183
📈 PositiveBenzinga•Sep 25, 2025, 11:33 AM•Also:
Texas Capital Securities Initiates Coverage On Sterling Infrastructure with Hold Rating, Announces Price Target of $348
➖ NeutralBenzinga•Sep 25, 2025, 11:29 AM•Also:
Texas Capital Securities Initiates Coverage On Tutor Perini with Buy Rating, Announces Price Target of $85
📈 PositiveBenzinga•Sep 25, 2025, 11:26 AM•Also:
Texas Capital Securities Initiates Coverage On Natural Gas Services Gr with Buy Rating, Announces Price Target of $36
📈 PositiveBenzinga•Sep 9, 2025, 11:17 AM•Also:
Texas Capital Securities Downgrades Vital Energy to Hold, Lowers Price Target to $18
📉 NegativeBenzinga•Aug 29, 2025, 10:17 AM•Also:
Frequently Asked Questions about TCBI
What is TCBI's current stock price?
Texas Capital Bancshares, Inc. (TCBI) is currently trading at $92.59 per share. The stock has moved -0.29% today.
What is the analyst price target for TCBI?
The average analyst price target for TCBI is $88.00, based on 1 analyst.
What sector is Texas Capital Bancshares, Inc. in?
Texas Capital Bancshares, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.
What is TCBI's market cap?
Texas Capital Bancshares, Inc. has a market capitalization of $4.23 billion, making it a mid-cap company.
Does TCBI pay dividends?
No, Texas Capital Bancshares, Inc. does not currently pay a dividend to shareholders.
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