SFBS Stock - ServisFirst Bancshares, Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $977.12M | $828.82M | $580.46M | $437.43M | $413.90M |
| Gross Profit | $456.07M | $407.79M | $454.43M | $374.11M | $320.48M |
| Gross Margin | 46.7% | 49.2% | 78.3% | 85.5% | 77.4% |
| Operating Income | $278.98M | $244.59M | $308.83M | $253.35M | $214.21M |
| Net Income | $227.24M | $206.85M | $251.50M | $207.73M | $169.57M |
| Net Margin | 23.3% | 25.0% | 43.3% | 47.5% | 41.0% |
| EPS | $4.16 | $3.79 | $4.63 | $3.83 | $3.15 |
ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides various banking services to individual and corporate customers. It accepts demand, time, savings, and other deposits; checking, money market, and IRA accounts; and certificates of deposit. The company's loan products include commercial lending products, such as seasonal, bridge, and term loans for working capital, expansion of the business, acquisition of property, and plant and equipment, as well as commercial lines of credit; commercial real estate loans, construction and development loans, and residential real estate loans; and consumer loans, such as home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans. It also offers other banking products and services comprising telephone and mobile banking, direct deposit, Internet banking, traveler's checks, safe deposit boxes, attorney trust accounts, automatic account transfers, automated teller machines, and debit card systems, as well as Visa credit cards; treasury and cash management services; wire transfer, night depository, banking-by-mail, and remote capture services; and correspondent banking services to other financial institutions. In addition, the company holds and manages participations in residential mortgages and commercial real estate loans originated by ServisFirst Bank in Alabama, Florida, Georgia, and Tennessee. It operates 23 full-service banking offices located in Alabama, Florida, Georgia, South Carolina, and Tennessee, as well as 2 loan production offices in Florida. The company was founded in 2005 and is headquartered in Birmingham, Alabama.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| December 19th 2025 | Hovde Group | Upgrade | Outperform | $89 |
| October 21st 2025 | Hovde Group | Reiterated | Market Perform | $85← $92 |
| October 7th 2025 | Raymond James | Upgrade | Outperform | $95 |
| October 22nd 2024 | Hovde Group | Reiterated | Market Perform | $91← $80 |
| July 16th 2024 | Hovde Group | Reiterated | Market Perform | $76← $68 |
| April 6th 2023 | Raymond James | Resumed | Market Perform | - |
Earnings History & Surprises
SFBSEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 20, 2026 | — | — | — | — |
Q1 2026 | Jan 26, 2026 | $1.41 | — | — | — |
Q4 2025 | Oct 20, 2025 | $1.38 | $1.30 | -5.8% | ✗ MISS |
Q3 2025 | Jul 21, 2025 | $1.20 | $1.21 | +0.8% | ✓ BEAT |
Q2 2025 | Apr 21, 2025 | $1.18 | $1.16 | -1.7% | ✗ MISS |
Q1 2025 | Jan 27, 2025 | $1.11 | $1.19 | +7.2% | ✓ BEAT |
Q4 2024 | Oct 21, 2024 | $0.97 | $1.10 | +13.4% | ✓ BEAT |
Q3 2024 | Jul 15, 2024 | $0.91 | $0.95 | +4.4% | ✓ BEAT |
Q2 2024 | Apr 22, 2024 | $0.88 | $0.92 | +4.5% | ✓ BEAT |
Q1 2024 | Jan 29, 2024 | $0.88 | $0.77 | -12.5% | ✗ MISS |
Q4 2023 | Oct 16, 2023 | $0.95 | $0.98 | +3.2% | ✓ BEAT |
Q3 2023 | Jul 20, 2023 | $0.89 | $0.98 | +10.1% | ✓ BEAT |
Q2 2023 | Apr 17, 2023 | $1.05 | $1.06 | +1.0% | ✓ BEAT |
Q1 2023 | Jan 23, 2023 | $1.24 | $1.24 | 0.0% | = MET |
Q4 2022 | Oct 17, 2022 | $1.23 | $1.17 | -4.9% | ✗ MISS |
Q3 2022 | Jul 18, 2022 | $1.13 | $1.14 | +0.9% | ✓ BEAT |
Q2 2022 | Apr 18, 2022 | $1.04 | $1.06 | +1.9% | ✓ BEAT |
Q1 2022 | Jan 24, 2022 | $0.98 | $1.03 | +5.1% | ✓ BEAT |
Q4 2021 | Oct 18, 2021 | $0.96 | $0.96 | 0.0% | = MET |
Q3 2021 | Jul 19, 2021 | $0.93 | $0.92 | -1.1% | ✗ MISS |
Latest News
Hovde Group Upgrades Servisfirst Bancshares to Outperform
📈 PositiveServisFirst Bancshares Increases Dividend From $0.335 To $0.38/Share
📈 PositivePiper Sandler Maintains Neutral on Servisfirst Bancshares, Lowers Price Target to $80
➖ NeutralServisFirst Bancshares shares are trading lower after the company reported worse-than-expected Q3 financial results.
📉 NegativeServisfirst Bancshares Q3 Adj. EPS $1.30 Misses $1.34 Estimate, Sales $136.281M Miss $147.737M Estimate
📉 NegativeFrequently Asked Questions about SFBS
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