/TCFC

TCFC Stock - The Community Financial Corporation

Q: What is the analyst price target for TCFC?

Analyst price target information is not currently available for TCFC.

Q: What is TCFC's market cap?

Market capitalization information is not currently available for TCFC.

Financial Services|Banks - Regional|NASDAQ

$27.09-1.56%

$0.43 (-1.56%) • Jun 30

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

HOLD

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+10.0%upside

Target: $29.80

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Financial Statements

Revenue & Profitability Trend

FY2018

FY2019

FY2020

FY2021

FY2022

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.75

52W High$41.43

52W Low$24.25

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2022	FY2021	FY2020	FY2019	FY2018
Revenue	$79.92M	$74.34M	$69.33M	$59.30M	$54.95M
Gross Profit	$79.92M	$74.34M	$69.33M	$59.30M	$54.95M
Gross Margin	100.0%	100.0%	100.0%	100.0%	100.0%
Operating Income	$50.42M	$34.60M	$20.63M	$20.94M	$29.69M
Net Income	$28.32M	$25.89M	$16.14M	$15.27M	$11.23M
Net Margin	35.4%	34.8%	23.3%	25.8%	20.4%
EPS	$4.81	$4.47	$2.74	$2.75	$2.02

Company Overview

The Community Financial Corporation operates as the bank holding company for Community Bank of the Chesapeake that provides commercial and retail banking services to individuals and businesses. The company offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit; and commercial real estate and other non-residential real estate, residential first mortgage, residential rental mortgage, construction and land development, home equity and second mortgage, commercial, consumer, and commercial equipment loans. It also provides safe deposit box, night depository, cash vault, automated clearinghouse transaction, wire transfer, automated teller machine (ATM), online and telephone banking, retail and business mobile banking, remote deposit capture, reciprocal deposit, merchant card, credit monitoring, investment, positive pay, payroll, account reconciliation, bill pay, credit card, and lockbox services. As of December 31, 2021, it operated 11 full services branches in Waldorf, Bryans Road, Dunkirk, Leonardtown, La Plata, Charlotte Hall, Prince Frederick, Lusby, and California, Maryland, as well as Fredericksburg, Virginia; 4 loan production offices in La Plata, Prince Frederick, and Leonardtown, Maryland, as well as Fredericksburg, Virginia; and 14 ATMs. The company was formerly known as Tri-County Financial Corporation and changed its name to The Community Financial Corporation in October 2013. The Community Financial Corporation was founded in 1950 and is headquartered in Waldorf, Maryland.

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Rating Distribution

Strong Buy

Buy / Outperform

Hold / Neutral

Sell / Underperform

Analyst Consensus🔴 Bearish

0 Bullish0 Neutral/Bearish

Price Targets

$50

Average Target

↑ 85.8% Upside

Now

$45

Low

$50

Average

$53

High

Based on 3 analysts

Recent Analyst Actions

Date	Firm	Action	Rating	Price Target
December 5th 2022	Piper Sandler	Resumed	Overweight	$53
December 5th 2022	Piper Sandler	Resumed	Overweight	$53
April 29th 2022	Keefe Bruyette	Downgrade	Market Perform	$45

Earnings History & Surprises

TCFC

Beat Rate

65%

Last 17 quarters

Avg Surprise

+6.9%

EPS vs Estimate

Beats / Misses

11/5

1 met exactly

Latest EPS

$1.21

Q3 2023

EPS Surprise History

Q4 21

+2.8%

$1.12vs$1.09

Q1 22

+11.3%

$1.18vs$1.06

Q2 22

+1.9%

$1.10vs$1.08

Q3 22

+14.2%

$1.21vs$1.06

Q4 22

+18.6%

$1.34vs$1.13

Q1 23

+8.0%

$1.48vs$1.37

Q2 23

+8.1%

$1.34vs$1.24

Q3 23

+11.0%

$1.21vs$1.09

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2024	Apr 23, 2024	—	—	—	—
Q1 2024	Jan 29, 2024	—	—	—	—
Q4 2023	Oct 23, 2023	—	—	—	—
Q3 2023	Jul 24, 2023	$1.09	$1.21	+11.0%	✓ BEAT
Q2 2023	Apr 27, 2023	$1.24	$1.34	+8.1%	✓ BEAT
Q1 2023	Jan 31, 2023	$1.37	$1.48	+8.0%	✓ BEAT
Q4 2022	Oct 24, 2022	$1.13	$1.34	+18.6%	✓ BEAT
Q3 2022	Jul 25, 2022	$1.06	$1.21	+14.2%	✓ BEAT
Q2 2022	Apr 28, 2022	$1.08	$1.10	+1.9%	✓ BEAT
Q1 2022	Jan 27, 2022	$1.06	$1.18	+11.3%	✓ BEAT
Q4 2021	Oct 25, 2021	$1.09	$1.12	+2.8%	✓ BEAT
Q3 2021	Jul 22, 2021	$0.92	$1.10	+19.6%	✓ BEAT
Q2 2021	Apr 23, 2021	$0.93	$1.07	+15.1%	✓ BEAT
Q1 2021	Feb 5, 2021	$0.69	$1.04	+50.7%	✓ BEAT
Q4 2020	Nov 2, 2020	$0.64	$0.64	0.0%	= MET
Q3 2020	Jul 27, 2020	$0.61	$0.59	-3.3%	✗ MISS
Q2 2020	May 5, 2020	$0.61	$0.47	-23.0%	✗ MISS
Q1 2020	Jan 31, 2020	$0.76	$0.73	-3.9%	✗ MISS
Q4 2019	Oct 22, 2019	$0.72	$0.66	-8.3%	✗ MISS
Q3 2019	Jul 24, 2019	$0.69	$0.65	-5.8%	✗ MISS

Frequently Asked Questions about TCFC

What is TCFC's current stock price?

The Community Financial Corporation (TCFC) is currently trading at $27.09 per share. The stock has moved -1.56% today.

What is the analyst price target for TCFC?

No analyst price targets are currently available for this stock.

What sector is The Community Financial Corporation in?

The Community Financial Corporation operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.

What is TCFC's market cap?

The Community Financial Corporation has a market capitalization of $0.15 billion, making it a small-cap company.

Does TCFC pay dividends?

No, The Community Financial Corporation does not currently pay a dividend to shareholders.