/RF
Regions Financial Corporation
RF • NYSERF • NYSE • Financial Services
$25.00-1.26%-0.32
$25.00-1.26%(-0.32)Financial Services
GoAI Score
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Valuation
50Fair Value
Sentiment
93Bullish
Risk
78Low Risk
Momentum
30Negative
Institutional-Grade Intelligence
🏆PRO
Actionable Intelligence
AI-driven stance, execution logic & risk thresholds
Catalyst Roadmap
Event timeline with expected impact & market context
Deep Insights
Fact-checked analysis & score logic breakdown
Financial Statements
Margin Trends
Gross
74.6%▲4.3pp
Revenue after COGS
Operating
28.5%▲3.4pp
After operating expenses
Net
22.4%▲2.2pp
Bottom-line profitability
Gross Margin
Operating Margin
Net Margin
Valuation Snapshot
P/E Ratio
11.0
Price vs earnings
EV/EBITDA
6.3
Enterprise value
FCF Yield
9.2%
Cash generation
Earnings Yield
9.1%
Inverse of P/E
Capital Efficiency
11
GoAI Quality ScoreFair
ROEReturn on Equity
11.3%Fair
ROAReturn on Assets
1.4%Fair
ROICReturn on Invested Capital
13.8%Strong
Financial Health
Current RatioWeak
0.30
Short-term solvency (>1.5)
Net Debt / EBITDANet Cash
-2.15x
Debt repayment capacity (<3x)
Income QualityStrong
1.01
Cash backs earnings (>1)
Revenue & Profitability
Revenue
Net Income
Net Loss
Income Statement
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $9.61B | $9.37B | $9.15B | $7.48B | $6.60B |
| Gross Profit | $7.17B | $6.60B | $7.02B | $6.89B | $6.96B |
| Gross Margin | 74.6% | 70.4% | 76.7% | 92.2% | 105.4% |
| Operating Income | $2.74B | $2.35B | $2.61B | $2.88B | $3.21B |
| Net Income | $2.16B | $1.89B | $2.07B | $2.25B | $2.52B |
| Net Margin | 22.4% | 20.2% | 22.7% | 30.0% | 38.2% |
| EPS | $2.31 | $1.94 | $2.11 | $2.30 | $2.51 |
Average Price Target
$29.89▲ 19.6% Upside
Past 12 Months
12 Month Forecast
Based on 50 Wall Street analysts offering 12 month price targets for Regions Financial Corporation, the average price target is $29.89, with a high forecast of $32.00 and a low forecast of $27.00. The average price target represents a 19.6% increase from the current price of $25.00.
Highest
$32.00
Average
$29.89
Lowest
$27.00
Rating Distribution
Strong Buy
0
0%
Buy
22
42%
Hold
26
50%
Sell
4
8%
Strong Sell
0
0%
Recent Analyst Ratings
FirmActionRatingDate
Cantor Fitzgerald● Maintain
Overweight
2026-03-03JP Morgan● Maintain
Neutral
2026-02-09Keefe, Bruyette & Woods▼ Downgrade
Outperform→Market Perform
2026-01-20Piper Sandler● Maintain
Neutral
2026-01-20Wells Fargo● Maintain
Underweight
2026-01-20Wells Fargo▼ Downgrade
Equal Weight→Underweight
2026-01-16Evercore ISI Group▼ Downgrade
In Line→Underperform
2026-01-06Barclays● Maintain
Underweight
2026-01-05Truist Securities● Maintain
Hold
2025-12-22Keefe, Bruyette & Woods● Maintain
Outperform
2025-12-17Earnings History & Surprises
BEAT RATE
56%
Last 18 quarters
AVG SURPRISE
+4.2%
EPS vs Estimate
BEATS / MISSES
10/6
2 met exactly
LATEST EPS
$0.61
Q1 '26
QUARTERLY EPS TREND
Estimated
Beat
Miss
QUARTERLY DETAIL
Q1 '26
No data
Q4 '25
+5.5%
$0.63 vs $0.60
Q3 '25
+7.3%
$0.60 vs $0.56
Q2 '25
+6.3%
$0.54 vs $0.51
Q1 '25
+7.3%
$0.59 vs $0.55
Q4 '24
-7.5%
$0.49 vs $0.53
Q3 '24
+8.3%
$0.52 vs $0.48
Q2 '24
-17.8%
$0.37 vs $0.45
Q1 '24
+6.5%
$0.49 vs $0.46
Q4 '23
-15.5%
$0.49 vs $0.58
Q3 '23
$0.59 vs $0.59
Q2 '23
-6.1%
$0.62 vs $0.66
No investor questions available.
Latest News
No news available