TMP Stock - Tompkins Financial Corporation
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $431.65M | $303.36M | $324.74M | $316.63M | $324.94M |
| Gross Profit | $288.56M | $211.18M | $300.90M | $301.33M | $278.73M |
| Gross Margin | 66.9% | 69.6% | 92.7% | 95.2% | 85.8% |
| Operating Income | $92.98M | $12.12M | $109.71M | $114.57M | $97.67M |
| Net Income | $70.85M | $9.51M | $85.03M | $89.26M | $77.59M |
| Net Margin | 16.4% | 3.1% | 26.2% | 28.2% | 23.9% |
| EPS | $4.98 | $0.66 | $5.92 | $6.08 | $5.22 |
Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. The company operates in three segments: Banking, Insurance, and Wealth Management. It accepts various deposit products, including checking accounts, savings accounts, time deposits, and IRA products, as well as brokered, reciprocal, and municipal money market deposits. The company also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; residential real estate loans; home equity loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer loans, such as personal installment loans, direct and indirect automobile financing, and overdraft lines of credit. In addition, it provides letters of credit and sweep accounts; credit and debit cards; and deposit and cash management, internet-based account, remote deposit, safe deposit, voice response, ATM, and mobile and internet banking services. Further, the company offers investment management, trust and estate, and financial and tax planning services; property and casualty, medical, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. It primarily serves individuals, corporate executives, small business owners, and high net worth individuals. The company operates through a network of 63 banking offices, including 43 offices in New York and 20 offices in Pennsylvania. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| December 3rd 2025 | Piper Sandler | Resumed | Neutral | $74 |
| December 20th 2024 | Piper Sandler | Resumed | Neutral | $70 |
| October 2nd 2024 | Keefe Bruyette | Upgrade | Outperform | $68← $59 |
Earnings History & Surprises
TMPEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 23, 2026 | — | — | — | — |
Q1 2026 | Jan 30, 2026 | $1.77 | — | — | — |
Q4 2025 | Oct 24, 2025 | $1.53 | $1.65 | +7.8% | ✓ BEAT |
Q3 2025 | Jul 25, 2025 | $1.63 | $1.50 | -8.0% | ✗ MISS |
Q2 2025 | Apr 25, 2025 | $1.30 | $1.37 | +5.4% | ✓ BEAT |
Q1 2025 | Jan 31, 2025 | $1.21 | $1.37 | +13.2% | ✓ BEAT |
Q4 2024 | Oct 25, 2024 | $1.21 | $1.30 | +7.4% | ✓ BEAT |
Q3 2024 | Jul 26, 2024 | $0.90 | $1.10 | +22.2% | ✓ BEAT |
Q2 2024 | Apr 26, 2024 | $1.15 | $1.18 | +2.6% | ✓ BEAT |
Q1 2024 | Jan 26, 2024 | $1.25 | $1.05 | -16.0% | ✗ MISS |
Q4 2023 | Oct 27, 2023 | $-2.21 | $-2.35 | -6.3% | ✗ MISS |
Q3 2023 | Jul 21, 2023 | $1.05 | $0.59 | -43.8% | ✗ MISS |
Q2 2023 | Apr 28, 2023 | $1.32 | $1.35 | +2.3% | ✓ BEAT |
Q1 2023 | Jan 27, 2023 | $1.42 | $1.36 | -4.2% | ✗ MISS |
Q4 2022 | Oct 28, 2022 | $1.55 | $1.48 | -4.5% | ✗ MISS |
Q3 2022 | Jul 22, 2022 | $1.33 | $1.45 | +9.0% | ✓ BEAT |
Q2 2022 | Apr 29, 2022 | $1.42 | $1.60 | +12.7% | ✓ BEAT |
Q1 2022 | Jan 28, 2022 | $1.51 | $1.33 | -11.9% | ✗ MISS |
Q4 2021 | Oct 22, 2021 | $1.44 | $1.66 | +15.3% | ✓ BEAT |
Q3 2021 | Jul 23, 2021 | $1.44 | $1.54 | +6.9% | ✓ BEAT |
Latest News
Piper Sandler Assumes Tompkins Finl at Neutral, Announces Price Target of $74
➖ NeutralTompkins Financial Raises Dividend From $0.62 To $0.65/Share
📈 PositiveTompkins Finl Q3 EPS $1.65 Misses $1.70 Estimate, Sales $87.442M Beat $87.000M Estimate
➖ NeutralFrequently Asked Questions about TMP
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