/TRST

TRST Stock - TrustCo Bank Corp NY

Q: What is the analyst price target for TRST?

Analyst price target information is not currently available for TRST.

Q: What is TRST's market cap?

Market capitalization information is not currently available for TRST.

Financial Services|Banks - Regional|NASDAQ

$43.30+0.07%

+$0.03 (+0.07%) • Dec 19

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

BUY

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+10.0%upside

Target: $47.63

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Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.65

52W High$45.27

52W Low$27.18

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$263.15M	$244.52M	$205.86M	$185.92M	$195.46M
Gross Profit	$169.77M	$188.91M	$199.74M	$183.79M	$165.15M
Gross Margin	64.5%	77.3%	97.0%	98.9%	84.5%
Operating Income	$64.05M	$77.61M	$99.42M	$82.13M	$69.45M
Net Income	$48.83M	$58.65M	$75.23M	$61.52M	$52.45M
Net Margin	18.6%	24.0%	36.5%	33.1%	26.8%
EPS	$2.57	$3.08	$3.93	$3.19	$2.72

Company Overview

TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company accepts deposits; and offers loans and investments. It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, the company serves as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. As of December 31, 2021, it operated through 147 banking offices and 163 automatic teller machines in New York, New Jersey, Vermont, Massachusetts, and Florida. The company was founded in 1902 and is headquartered in Glenville, New York.

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Rating Distribution

Strong Buy

Buy / Outperform

Hold / Neutral

Sell / Underperform

Analyst Consensus🔴 Bearish

0 Bullish0 Neutral/Bearish

Price Targets

$36

Average Target

↓ 16.9% Downside

Now

$36

Low

$36

Average

$36

High

Based on 1 analyst

Recent Analyst Actions

Date	Firm	Action	Rating	Price Target
January 25th 2023	Piper Sandler	Downgrade	Underweight	$36← $39

Earnings History & Surprises

TRST

Beat Rate

94%

Last 16 quarters

Avg Surprise

+13.2%

EPS vs Estimate

Beats / Misses

15/1

Last 12 quarters

Latest EPS

$0.86

Q4 2025

EPS Surprise History

Q1 24

No data

Q2 24

+6.7%

$0.64vs$0.60

Q3 24

+24.5%

$0.66vs$0.53

Q4 24

+19.3%

$0.68vs$0.57

Q1 25

No data

Q2 25

+15.4%

$0.75vs$0.65

Q3 25

+14.5%

$0.79vs$0.69

Q4 25

+17.8%

$0.86vs$0.73

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2026	Apr 20, 2026	—	—	—	—
Q1 2026	Jan 20, 2026	—	—	—	—
Q4 2025	Oct 21, 2025	$0.73	$0.86	+17.8%	✓ BEAT
Q3 2025	Jul 21, 2025	$0.69	$0.79	+14.5%	✓ BEAT
Q2 2025	Apr 21, 2025	$0.65	$0.75	+15.4%	✓ BEAT
Q1 2025	Mar 14, 2025	—	$0.59	—	—
Q4 2024	Oct 21, 2024	$0.57	$0.68	+19.3%	✓ BEAT
Q3 2024	Jul 22, 2024	$0.53	$0.66	+24.5%	✓ BEAT
Q2 2024	Apr 22, 2024	$0.60	$0.64	+6.7%	✓ BEAT
Q1 2024	Mar 11, 2024	—	$0.52	—	—
Q4 2023	Oct 23, 2023	$0.76	$0.77	+1.3%	✓ BEAT
Q3 2023	Jul 24, 2023	$0.85	$0.86	+1.2%	✓ BEAT
Q2 2023	Apr 24, 2023	$1.02	$0.93	-8.8%	✗ MISS
Q1 2023	Jan 23, 2023	$0.99	$1.10	+11.1%	✓ BEAT
Q4 2022	Oct 24, 2022	$0.88	$1.01	+14.8%	✓ BEAT
Q3 2022	Jul 21, 2022	$0.77	$0.93	+20.8%	✓ BEAT
Q2 2022	Apr 21, 2022	$0.69	$0.89	+29.0%	✓ BEAT
Q1 2022	Jan 24, 2022	$0.74	$0.85	+14.9%	✓ BEAT
Q4 2021	Oct 21, 2021	$0.72	$0.87	+20.8%	✓ BEAT
Q3 2021	Jul 21, 2021	$0.69	$0.75	+8.7%	✓ BEAT

Frequently Asked Questions about TRST

What is TRST's current stock price?

TrustCo Bank Corp NY (TRST) is currently trading at $43.30 per share. The stock has moved +0.07% today.

What is the analyst price target for TRST?

No analyst price targets are currently available for this stock.

What sector is TrustCo Bank Corp NY in?

TrustCo Bank Corp NY operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.

What is TRST's market cap?

TrustCo Bank Corp NY has a market capitalization of $0.82 billion, making it a small-cap company.

Does TRST pay dividends?

No, TrustCo Bank Corp NY does not currently pay a dividend to shareholders.