/TWFG
TWFG Stock - TWFG, Inc. Common Stock
Financial Services|Insurance - BrokersNASDAQ
$28.60+1.20%
+$0.34 (+1.20%) • Dec 19
73
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.BUY
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.55
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).83
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.100
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+16.3%upside
Target: $33.26
AI Analysis PreviewPremium
Real-time AI-powered market analysis
Precise entry/exit price targets
Risk assessment & position sizing
Unlock GoAI Insights for TWFG
Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.
Buy/Sell Signals
94% win rate on Alpha signals
Deep Analysis
Institutional-grade thesis
Real-Time Alerts
SMS & push notifications
Risk Scoring
Multi-factor analysis
Free 14-day trial • No credit card required
Active Trade Setup
ENTRY ZONE$28.31 – $28.89
TARGET (TP)$33.25
STOP LOSS$26.31
RISK/REWARD1:2.0
Premium members get real-time SMS alerts
Price Chart
Financial Statements
Revenue & Profitability Trend
Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.10
52W High$36.85
52W Low$23.52
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 |
|---|---|---|---|
| Revenue | $193.72M | $166.99M | $147.78M |
| Gross Profit | $46.57M | $36.17M | $30.63M |
| Gross Margin | 24.0% | 21.7% | 20.7% |
| Operating Income | $27.93M | $25.39M | $23.72M |
| Net Income | $2.75M | N/A | N/A |
| Net Margin | 1.4% | 0.0% | 0.0% |
| EPS | $0.19 | $0.31 | $0.03 |
Company Overview
TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. Its personal and commercial insurance products include auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers' compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. The company was founded in 2001 and is based in The Woodlands, Texas. TWFG, Inc. operates as a subsidiary of Bunch Family Holdings, LLC.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
5
71%
Hold / Neutral
2
29%
Sell / Underperform
0%
Analyst Consensus🟢 Bullish
5 Bullish2 Neutral/Bearish
Price Targets
$29
Average Target
↑ 0.0% Upside
Now
$23
Low
$29
Average
$33
High
Based on 9 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| November 25th 2025 | RBC Capital Mkts | Resumed | Outperform | $33 |
| January 3rd 2025 | JP Morgan | Downgrade | Neutral | $33← $30 |
| August 21st 2024 | William Blair | Initiation | Outperform | - |
| August 12th 2024 | BMO Capital Markets | Initiation | Outperform | $30 |
| August 12th 2024 | Morgan Stanley | Initiation | Equal Weight | $23 |
| August 12th 2024 | Piper Sandler | Initiation | Overweight | $27 |
| August 12th 2024 | JP Morgan | Initiation | Overweight | $26.5 |
| August 12th 2024 | RBC Capital Mkts | Initiation | Outperform | $29 |
| August 12th 2024 | UBS | Initiation | Buy | $29 |
| August 12th 2024 | Keefe Bruyette | Initiation | Market Perform | $27 |
Earnings History & Surprises
TWFGBeat Rate
83%
Last 6 quarters
Avg Surprise
+69.2%
EPS vs Estimate
Beats / Misses
5/1
Last 12 quarters
Latest EPS
$0.23
Q4 2025
EPS Surprise History
Q4 23
No data
Q2 24
No data
Q3 24
+298.1%
$14.89vs$3.74
Q4 24
-11.8%
$0.15vs$0.17
Q1 25
+90.0%
$0.19vs$0.10
Q2 25
+6.7%
$0.16vs$0.15
Q3 25
+11.1%
$0.20vs$0.18
Q4 25
+21.1%
$0.23vs$0.19
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 9, 2026 | — | — | — | — |
Q1 2026 | Mar 18, 2026 | $0.18 | — | — | — |
Q4 2025 | Nov 12, 2025 | $0.19 | $0.23 | +21.1% | ✓ BEAT |
Q3 2025 | Aug 12, 2025 | $0.18 | $0.20 | +11.1% | ✓ BEAT |
Q2 2025 | May 13, 2025 | $0.15 | $0.16 | +6.7% | ✓ BEAT |
Q1 2025 | Mar 19, 2025 | $0.10 | $0.19 | +90.0% | ✓ BEAT |
Q4 2024 | Nov 12, 2024 | $0.17 | $0.15 | -11.8% | ✗ MISS |
Q3 2024 | Aug 27, 2024 | $3.74 | $14.89 | +298.1% | ✓ BEAT |
Q2 2024 | Jun 30, 2024 | — | $0.53 | — | — |
Q4 2023 | Dec 31, 2023 | — | $0.08 | — | — |
Q3 2023 | Sep 30, 2023 | — | $0.58 | — | — |
Q2 2023 | Jun 30, 2023 | — | $0.01 | — | — |
Q1 2023 | Mar 31, 2023 | — | $0.01 | — | — |
Latest News
RBC Capital Reinstates Outperform on TWFG, Announces $33 Price Target
📈 PositiveBenzinga•Nov 25, 2025, 02:41 PM
JP Morgan Maintains Neutral on TWFG, Raises Price Target to $31
➖ NeutralBenzinga•Nov 17, 2025, 05:22 PM
Morgan Stanley Maintains Equal-Weight on TWFG, Raises Price Target to $31
📈 PositiveBenzinga•Nov 17, 2025, 04:45 PM
TWFG Insurance Promotes COO Katherine Nolan To President
📈 PositiveBenzinga•Nov 13, 2025, 09:47 PM
TWFG Narrows FY2025 Sales Guidance from $240.000M-$255.000M to $240.000M-$245.000M vs $241.399M Est
📉 NegativeBenzinga•Nov 12, 2025, 09:13 PM
TWFG Q3 Adj. EPS $0.23 Beats $0.19 Estimate, Sales $64.123M Beat $63.383M Estimate
📈 PositiveBenzinga•Nov 12, 2025, 09:12 PM
TWFG Expands Its Footprint In The South With Acquisition Of Alabama Insurance Agency
📈 PositiveBenzinga•Nov 4, 2025, 12:29 PM
JP Morgan Maintains Neutral on TWFG, Lowers Price Target to $30
➖ NeutralBenzinga•Oct 9, 2025, 01:53 PM•Also:
UBS Maintains Buy on TWFG, Lowers Price Target to $39
➖ NeutralBenzinga•Oct 8, 2025, 04:31 PM
Morgan Stanley Maintains Equal-Weight on TWFG, Lowers Price Target to $30
➖ NeutralBenzinga•Oct 7, 2025, 03:42 PM
Morgan Stanley Maintains Equal-Weight on TWFG, Lowers Price Target to $32
➖ NeutralBenzinga•Aug 18, 2025, 01:53 PM
TWFG Posts 14% Revenue Gain in Q2
📈 PositiveThe Motley Fool•Aug 13, 2025, 07:33 PM
Frequently Asked Questions about TWFG
What is TWFG's current stock price?
TWFG, Inc. Common Stock (TWFG) is currently trading at $28.60 per share. The stock has moved +1.20% today.
What is the analyst price target for TWFG?
The average analyst price target for TWFG is $33.25, based on 1 analyst.
What sector is TWFG, Inc. Common Stock in?
TWFG, Inc. Common Stock operates in the Financial Services sector, specifically within the Insurance - Brokers industry. The company is traded on the NASDAQ exchange.
What is TWFG's market cap?
TWFG, Inc. Common Stock has a market capitalization of $0.43 billion, making it a small-cap company.
Does TWFG pay dividends?
No, TWFG, Inc. Common Stock does not currently pay a dividend to shareholders.
Similar Stocks
Financial Services SectorAMBC
Ambac Financial Group, Inc.
$8.65
Mkt Cap: $0.4B
BMRC
Bank of Marin Bancorp
$27.15
Mkt Cap: $0.4B
CCIX
Churchill Capital Corp IX Ordinary Shares
$10.60
Mkt Cap: $0.4B
CWBC
Community West Bancshares
$23.00
Mkt Cap: $0.4B
FRBA
First Bank
$17.78
Mkt Cap: $0.4B
GBLI
Global Indemnity Group, LLC
$27.80
Mkt Cap: $0.4B
GLRE
Greenlight Capital Re, Ltd.
$14.43
Mkt Cap: $0.5B
RM
Regional Management Corp.
$40.55
Mkt Cap: $0.4B
SLQT
SelectQuote, Inc.
$1.33
Mkt Cap: $0.2B
VBNK
VersaBank
$15.07
Mkt Cap: $0.5B
Explore stocks similar to TWFG for comparison