WRLD Stock - World Acceptance Corporation
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Financial Statements
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $564.84M | $573.21M | $616.55M | $585.19M | $527.99M |
| Gross Profit | $395.63M | $368.01M | $306.62M | $365.55M | $416.05M |
| Gross Margin | 70.0% | 64.2% | 49.7% | 62.5% | 78.8% |
| Operating Income | $158.50M | $99.41M | $27.15M | $65.58M | $111.40M |
| Net Income | $89.74M | $77.35M | $21.23M | $53.92M | $88.28M |
| Net Margin | 15.9% | 13.5% | 3.4% | 9.2% | 16.7% |
| EPS | $16.54 | $13.45 | $3.69 | $8.88 | $13.59 |
World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides automobile club memberships to its borrowers; and income tax return preparation and electronic filing services. In addition, the company markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. As of March 31, 2022, it operated 1,167 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| November 13th 2024 | Stephens | Initiation | Equal Weight | $10 |
| June 29th 2022 | Stephens | Downgrade | Underweight | $159 |
Earnings History & Surprises
WRLDEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 27, 2026 | — | — | — | — |
Q1 2026 | Jan 27, 2026 | $0.58 | — | — | — |
Q4 2025 | Oct 23, 2025 | $1.87 | $-0.38 | -120.3% | ✗ MISS |
Q3 2025 | Jul 24, 2025 | $2.44 | $0.25 | -89.8% | ✗ MISS |
Q2 2025 | Apr 29, 2025 | $6.42 | $8.13 | +26.6% | ✓ BEAT |
Q1 2025 | Jan 28, 2025 | $1.23 | $2.45 | +99.2% | ✓ BEAT |
Q4 2024 | Oct 25, 2024 | $1.99 | $3.99 | +100.5% | ✓ BEAT |
Q3 2024 | Jul 26, 2024 | $1.69 | $1.79 | +5.9% | ✓ BEAT |
Q2 2024 | May 2, 2024 | $4.35 | $6.09 | +40.0% | ✓ BEAT |
Q1 2024 | Jan 19, 2024 | $1.88 | $2.84 | +51.1% | ✓ BEAT |
Q4 2023 | Oct 20, 2023 | $1.77 | $2.71 | +53.1% | ✓ BEAT |
Q3 2023 | Jul 21, 2023 | $0.63 | $1.62 | +157.1% | ✓ BEAT |
Q2 2023 | May 4, 2023 | $1.49 | $1.97 | +32.2% | ✓ BEAT |
Q1 2023 | Jan 26, 2023 | $-0.44 | $-0.78 | -78.2% | ✗ MISS |
Q4 2022 | Oct 27, 2022 | $0.19 | $-0.20 | -205.3% | ✗ MISS |
Q3 2022 | Jul 27, 2022 | $0.85 | $1.15 | +35.3% | ✓ BEAT |
Q2 2022 | May 5, 2022 | $6.14 | $2.97 | -51.6% | ✗ MISS |
Q1 2022 | Jan 25, 2022 | $1.80 | $1.14 | -36.7% | ✗ MISS |
Q4 2021 | Oct 26, 2021 | $2.51 | $1.94 | -22.7% | ✗ MISS |
Q3 2021 | Jul 21, 2021 | $2.01 | $2.44 | +21.4% | ✓ BEAT |
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