/WU
WU Stock - The Western Union Company
Financial Services|Financial - Credit ServicesNYSE
$9.56-0.47%
$0.04 (-0.47%) • Dec 19
60
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.71
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).37
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.99
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+-6.6%upside
Target: $8.93
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ENTRY ZONE$9.46 – $9.66
TARGET (TP)$8.93
STOP LOSS$8.80
RISK/REWARD1:-0.8
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.54
52W High$11.95
52W Low$7.85
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $4.21B | $4.36B | $4.48B | $5.07B | $4.83B |
| Gross Profit | $1.59B | $1.69B | $1.85B | $2.17B | $2.01B |
| Gross Margin | 37.8% | 38.7% | 41.3% | 42.9% | 41.5% |
| Operating Income | $725.80M | $817.50M | $884.90M | $1.12B | $967.30M |
| Net Income | $934.20M | $626.00M | $910.60M | $805.80M | $744.30M |
| Net Margin | 22.2% | 14.4% | 20.3% | 15.9% | 15.4% |
| EPS | $2.75 | $1.69 | $2.35 | $1.98 | $1.81 |
Company Overview
The Western Union Company provides money movement and payment services worldwide. The company operates in two segments, Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer segment facilitates money transfers between two consumers, primarily through a network of third-party agents and sub-agents; and offers international cross-border transfers and intra-country transfers, as well as money transfer transactions through websites and mobile devices. The Business Solutions segment provides payment and foreign exchange solutions, primarily cross-border and cross-currency transactions for small and medium size enterprises, other organizations, and individuals; and foreign currency forward and option contracts. It also offers bill payment services that facilitates payments from consumers to businesses and other organizations, as well as offers money order and other services. The company was founded in 1851 and is headquartered in Denver, Colorado.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
0%
Hold / Neutral
6
50%
Sell / Underperform
6
50%
Analyst Consensus🔴 Bearish
0 Bullish12 Neutral/Bearish
Price Targets
$13
Average Target
↑ 35.4% Upside
Now
$7
Low
$13
Average
$20
High
Based on 9 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| October 23rd 2025 | Citigroup | Initiation | Neutral | $9 |
| July 29th 2025 | Monness Crespi & Hardt | Reiterated | Sell | $7← $7.5 |
| July 17th 2025 | Deutsche Bank | Resumed | Hold | - |
| June 2nd 2025 | Oppenheimer | Initiation | Perform | - |
| April 24th 2025 | Monness Crespi & Hardt | Downgrade | Sell | $7.5 |
| January 4th 2024 | Wolfe Research | Downgrade | Underperform | - |
| December 5th 2023 | BMO Capital Markets | Initiation | Market Perform | $12 |
| October 20th 2023 | UBS | Resumed | Neutral | $14 |
| April 20th 2023 | Wolfe Research | Upgrade | Peer Perform | - |
| April 10th 2023 | UBS | Upgrade | Neutral | - |
| October 28th 2022 | UBS | Downgrade | Sell | $12 |
| October 17th 2022 | Citigroup | Resumed | Neutral | - |
| July 20th 2022 | Wolfe Research | Downgrade | Underperform | $17← $20 |
| May 18th 2022 | Goldman | Initiation | Sell | $18 |
| April 29th 2022 | Citigroup | Downgrade | Neutral | $20 |
Earnings History & Surprises
WUBeat Rate
61%
Last 18 quarters
Avg Surprise
+8.1%
EPS vs Estimate
Beats / Misses
11/4
3 met exactly
Latest EPS
$0.47
Q4 2025
EPS Surprise History
Q1 24
0.0%
$0.37vs$0.37
Q2 24
+9.8%
$0.45vs$0.41
Q3 24
-2.2%
$0.44vs$0.45
Q4 24
+4.5%
$0.46vs$0.44
Q1 25
-4.8%
$0.40vs$0.42
Q2 25
+2.5%
$0.41vs$0.40
Q3 25
-4.5%
$0.42vs$0.44
Q4 25
+9.3%
$0.47vs$0.43
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 21, 2026 | — | — | — | — |
Q1 2026 | Feb 3, 2026 | $0.43 | — | — | — |
Q4 2025 | Oct 23, 2025 | $0.43 | $0.47 | +9.3% | ✓ BEAT |
Q3 2025 | Jul 28, 2025 | $0.44 | $0.42 | -4.5% | ✗ MISS |
Q2 2025 | Apr 23, 2025 | $0.40 | $0.41 | +2.5% | ✓ BEAT |
Q1 2025 | Feb 4, 2025 | $0.42 | $0.40 | -4.8% | ✗ MISS |
Q4 2024 | Oct 23, 2024 | $0.44 | $0.46 | +4.5% | ✓ BEAT |
Q3 2024 | Jul 30, 2024 | $0.45 | $0.44 | -2.2% | ✗ MISS |
Q2 2024 | Apr 24, 2024 | $0.41 | $0.45 | +9.8% | ✓ BEAT |
Q1 2024 | Feb 6, 2024 | $0.37 | $0.37 | 0.0% | = MET |
Q4 2023 | Oct 25, 2023 | $0.39 | $0.43 | +10.3% | ✓ BEAT |
Q3 2023 | Jul 26, 2023 | $0.39 | $0.51 | +30.8% | ✓ BEAT |
Q2 2023 | May 2, 2023 | $0.34 | $0.43 | +26.5% | ✓ BEAT |
Q1 2023 | Feb 7, 2023 | $0.34 | $0.32 | -5.9% | ✗ MISS |
Q4 2022 | Nov 1, 2022 | $0.42 | $0.42 | 0.0% | = MET |
Q3 2022 | Aug 3, 2022 | $0.41 | $0.51 | +24.4% | ✓ BEAT |
Q2 2022 | Apr 28, 2022 | $0.44 | $0.51 | +15.9% | ✓ BEAT |
Q1 2022 | Feb 10, 2022 | $0.53 | $0.64 | +20.8% | ✓ BEAT |
Q4 2021 | Nov 2, 2021 | $0.58 | $0.63 | +8.6% | ✓ BEAT |
Q3 2021 | Aug 4, 2021 | $0.48 | $0.48 | 0.0% | = MET |
Latest News
UBS Maintains Neutral on Western Union, Raises Price Target to $9
➖ NeutralBenzinga•Nov 10, 2025, 07:50 PM•Also:
Susquehanna Maintains Neutral on Western Union, Raises Price Target to $10
➖ NeutralBenzinga•Nov 10, 2025, 01:27 PM
CNBC Halftime Report Final Trades: Apple, Western Union, Invesco S&P 500 Equal Weight Health Care ETF, Palo Alto Networks
➖ NeutralBenzinga•Nov 6, 2025, 06:01 PM•Also: , ,
Western Union Reveals Its "Beyond" Strategy At Investor Day And Says Revenue Is Expected To Grow 20% Over Three Years, Reaching $5B (At Mid-Point) And Adjusted EPS Is Projected To Increase 30%, Reaching $2.30 (At Mid-Point)
📈 PositiveBenzinga•Nov 6, 2025, 01:40 PM
Western Union shares are trading higher after WSJ reported the company plans to launch its own stablecoin in 2026
📈 PositiveBenzinga•Oct 28, 2025, 04:48 PM
'Western Union, Early Telegraph Pioneer, Joins The Crypto Arms Race; Company Plans To Launch Its Own Stablecoin In 2026' - WSJ Exclusive
📈 PositiveBenzinga•Oct 28, 2025, 04:46 PM
Western Union shares are trading higher after the company reported Q3 adjusted EPS and sales above expectations.
📈 PositiveBenzinga•Oct 24, 2025, 06:04 PM
Western Union shares are trading higher after the company reported Q3 adjusted EPS and sales above expectations.
📈 PositiveBenzinga•Oct 23, 2025, 08:28 PM
Western Union Affirms FY2025 Adj EPS Guidance of $1.65-$1.75 vs $1.71 Est; Affirms FY2025 Sales Guidance of $4.035B-$4.135B vs $4.092B Est
➖ NeutralBenzinga•Oct 23, 2025, 08:06 PM
Western Union Affirms FY2025 GAAP EPS Guidance of $1.45-$1.55 vs $1.54 Est; Affirms FY2025 Sales Guidance of $4.085B-$4.185B vs $4.092B Est
➖ NeutralBenzinga•Oct 23, 2025, 08:06 PM
Western Union Q3 Adj. EPS $0.47 Beats $0.43 Estimate, Sales $1.033B Beat $1.024B Estimate
📈 PositiveBenzinga•Oct 23, 2025, 08:05 PM
Citigroup Initiates Coverage On Western Union with Neutral Rating, Announces Price Target of $9
➖ NeutralBenzinga•Oct 22, 2025, 10:37 PM•Also:
International Money Express shares are trading higher after the company and Western Union announced today the expiration of the waiting period under the Hart-Scott-Rodino Antitrust Improvements Act in regards to the planned acquisition.
📈 PositiveBenzinga•Oct 8, 2025, 01:09 PM•Also:
The Western Union Company And International Money Express Announce The Expiration Of The Waiting Period Under The Hart-Scott-Rodino Antitrust Improvements Act Of 1976 In Connection With Western Union's Planned Acquisition Of Intermex
📈 PositiveBenzinga•Oct 7, 2025, 08:08 PM•Also:
Bentley Systems shares are trading higher after the company announced it will replace Western Union in the S&P Midcap 400.
📈 PositiveBenzinga•Oct 2, 2025, 12:53 PM•Also:
Bentley Systems up 7% on addition to S&P MidCap 400, Western Union will join S&P MidCap 400
📈 PositiveSeeking Alpha•Oct 2, 2025, 07:19 AM•Also:
Bentley Systems Will Replace Western Union In The S&P Midcap 400, And Western Union Will Replace Mr. Cooper Group In The S&P Smallcap 600 Effective Prior To The Opening Of Trading On Monday, October 6
➖ NeutralBenzinga•Oct 1, 2025, 09:20 PM•Also: ,
Keefe, Bruyette & Woods Maintains Market Perform on Western Union, Lowers Price Target to $9
➖ NeutralBenzinga•Oct 1, 2025, 05:25 PM
Western Union Files For Debt Shelf, Size Not Disclosed
➖ NeutralBenzinga•Sep 26, 2025, 08:09 PM
dLocal And Western Union Team Up To Power Digital Payments In Latin América
📈 PositiveBenzinga•Sep 9, 2025, 02:08 PM•Also:
Frequently Asked Questions about WU
What is WU's current stock price?
The Western Union Company (WU) is currently trading at $9.56 per share. The stock has moved -0.47% today.
What is the analyst price target for WU?
The average analyst price target for WU is $8.93, based on 1 analyst.
What sector is The Western Union Company in?
The Western Union Company operates in the Financial Services sector, specifically within the Financial - Credit Services industry. The company is traded on the NYSE exchange.
What is WU's market cap?
The Western Union Company has a market capitalization of $3.04 billion, making it a mid-cap company.
Does WU pay dividends?
No, The Western Union Company does not currently pay a dividend to shareholders.
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