
PicS N.V.
PICSNASDAQTechnologySoftware - Infrastructure
前收盤價
US$10.60
+US$0.55 · +5.47%
PICS公司概覽
盤中時間採用ET。市場資料可能有所延遲。
GoAI 研究快照
簡明呈現最新可用的模型資訊。
GoAI評分
Hold
Wait — insufficient conviction to act
估值
81
Deep Value
動能
44
Neutral
情緒
62
Bullish
風險韌性
23
High Risk
完整 GoAI 研究
繼續查看更深入的依據、催化因素和風險。
人工智慧產生的上下文僅供參考,並非投資建議。
公司概況
公司網站PicS N.V., a subsidiary of Jf International B.v. and formerly known as Picpay Holdings Netherlands B.V., is a prominent digital financial services provider based in São Paulo, Brazil. Established in 2012, the company offers a comprehensive digital wallet and mobile application designed for both individual consumers and businesses. For its individual users, PicS N.V. facilitates a wide array of transactional services. These include instant payments via Brazil's Pix system, peer-to-peer transfers within the PicPay ecosystem, convenient bill payment options, payroll portability, and even a global account feature. Furthermore, a dedicated payment assistant helps users consolidate, organize, and settle their various bills through a centralized hub. Beyond payments, PicS N.V. extends its financial product suite to include versatile multipurpose cards and a variety of lending solutions. These encompass personal loans, installment payment options, and specialized payroll loans tailored for public servants, retirees, pensioners, and formally employed workers. It also grants access to the FGTS annual birthday withdrawal program. The company further operates a digital insurance platform, distributing products like digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, and home insurance. Additionally, it caters to diverse investor profiles and financial objectives with a selection of investment products. For small and medium-sized businesses (SMEs), PicS N.V. provides a robust portfolio of services, including QR Code payment solutions, comprehensive banking services, and corporate benefits with salary advance options. The company also operates PicPay Shop, an integrated marketplace where consumers can purchase a variety of products and services, and PicPay Ads, an advertising platform that enables brands to engage with its active user base through contextually relevant placements within the application.
- 產業
- Software - Infrastructure
- 部門
- Technology
- 總部
- BR
- 執行長
- Eduardo Chedid Simoes
- 上市以來
- 2026年1月30日
- 僱員
- 4,644
市場位置
日內區間
目前US$10.60,
52週區間
目前US$10.60,
- 開盤價
- US$10.32
- 前收盤價
- US$10.05
- 成交量
- 60.06萬
- 1.58× 平均值
- 平均成交量
- 38.09萬
- 日均成交量
- 市值
- 13.74億 USD
- 貝塔
- 2.12
- 市場參考 1
- 50天平均值
- US$11.3922
- 低於平均水平-6.95%
- 200天平均值
- US$12.4411
- 低於平均水平-14.80%
財務數據
財務快照
最近十二個月估值與收益率
- 企業價值
- 86.47億 BRL
- 本益比(TTM)
- 6.02×
- 股價淨值比(TTM)
- 1.16×
- 股價營收比(TTM)
- 0.68×
- EV/EBITDA
- 11.6×
- 盈餘收益率
- 8.09%
- 自由現金流收益率
- -32.80%
- 股息率
- 0.00%
獲利能力和效率
- 毛利率
- 51.41%
- 營業利益率
- 5.41%
- 淨利潤率
- 11.27%
- 股東權益報酬率
- 28.18%
- 資產報酬率
- 2.60%
- 投入資本報酬率
- 3936.64%
財務健康
- 負債權益比
- 0.13×
- 流動比率
- 0×
財務報表
利潤率趨勢
獲利能力占已公布營收的百分比。
損益趨勢
營收
營業利益
淨利
| 項目(BRL) | 2025會計年度 | 2024會計年度 | 2023會計年度 | 2022會計年度 | 2021會計年度 |
|---|---|---|---|---|---|
| 營收 | 62.82億 BRL | 51.85億 BRL | 30.73億 BRL | 30.24億 BRL | 12.24億 BRL |
| 銷貨成本 | 49.76億 BRL | 22.98億 BRL | 12.19億 BRL | 12.6億 BRL | 4.45億 BRL |
| 毛利 | 52.22億 BRL | 28.88億 BRL | 18.54億 BRL | 17.64億 BRL | 7.78億 BRL |
| 銷售、一般及管理費用 | 22.48億 BRL | 16.38億 BRL | 13.13億 BRL | 15.62億 BRL | 17.48億 BRL |
| 營業費用 | 48.03億 BRL | 25.42億 BRL | 18.53億 BRL | 24.63億 BRL | 26.79億 BRL |
| 利息支出 | 34.64億 BRL | 14.11億 BRL | 12.05億 BRL | 12.6億 BRL | 4.45億 BRL |
| 折舊和攤銷 | 4.34億 BRL | 2.93億 BRL | 1.69億 BRL | 7438.1萬 BRL | 4944.9萬 BRL |
| 營業利益 | 4.2億 BRL | 3.46億 BRL | 166.7萬 BRL | −6.99億 BRL | −19.01億 BRL |
| 淨利 | 10.91億 BRL | 2.18億 BRL | 3452.3萬 BRL | −4569.2萬 BRL | −15.58億 BRL |
公司資料更新於 2026年8月24日。
分析師評級
第三方分析師預期可能變動,並非 GoAI 建議。
分析師目標價
平均目標
US$19.60
上漲空間 84.91%PICS 訊息
PICS同業公司
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