USCB Financial Holdings, Inc.（USCB）股價、財務與研究

盤中時間採用ET。市場資料可能有所延遲。

GoAI 研究快照

簡明呈現最新可用的模型資訊。

2026年7月10日

57/ 100

GoAI評分

Hold

Wait — insufficient conviction to act

估值

51

Fair Value

動能

46

Neutral

情緒

72

Bullish

風險韌性

78

Moderate Risk

完整 GoAI 研究

繼續查看更深入的依據、催化因素和風險。

看完整研究

人工智慧產生的上下文僅供參考，並非投資建議。

公司概況

公司網站

USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.

產業: Banks - Regional
部門: Financial Services
總部: US
執行長: Luis de la Aguilera
上市以來: 2021年7月22日
僱員: 205

市場位置

日內區間

目前US$22.44，

US$22.20US$22.52

52週區間

目前US$22.44，

US$16.36US$23.74

開盤價: US$22.51
前收盤價: US$22.50
成交量: 2.46萬; 0.39× 平均值
平均成交量: 6.25萬; 日均成交量
市值: 4.1億 USD
貝塔: 0.47; 市場參考 1
50天平均值: US$21.0151; 高於平均水平+6.78%
200天平均值: US$19.3395; 高於平均水平+16.03%

財務數據

財務快照

估值與收益率

企業價值: 3.42億 USD
本益比（TTM）: 14.62×
股價淨值比（TTM）: 1.77×
股價營收比（TTM）: 2.84×
EV/EBITDA: 9.41×
盈餘收益率: 7.82%
自由現金流收益率: 12.74%
股息率: 2.12%

獲利能力和效率

毛利率: 65.85%
營業利益率: 27.38%
淨利潤率: 19.92%
股東權益報酬率: 12.29%
資產報酬率: 0.93%
投入資本報酬率: 10.54%

財務健康

負債權益比: 1.26×
流動比率: 0.03×

財報歷史與展望

EPS優於預期率: 60%; 優於預期6次、低於預期3次、符合預期1次
平均EPS意外幅度: +4.22%; 10 類似報告
最新每股收益結果: 0.49; 預估0.49 · 優於預期0.82%

EPS：實際值與預估值

近期已公布業績

實際值預估值

營收：實際值與預估值

近期已公布業績

實際值預估值

分析師評級

第三方分析師預期可能變動，並非 GoAI 建議。

分析師目標價

平均目標

US$27.00

上漲空間 20.32%

過去 12 個月12個月預測最高：US$27.00平均的：US$27.00最低：US$27.00

評級分佈

3項評級

評級樣本有限，僅3項

強力買進133%

買進267%

持有00%

賣出00%

強力賣出00%

近期分析師行動

3 機構

USCB 訊息

defenseworld.net2026年8月13日

Dimensional Fund Advisors LP Has $3.69 Million Stock Holdings in USCB Financial Holdings, Inc. $USCB

Dimensional Fund Advisors LP raised its holdings in USCB Financial Holdings, Inc. (NASDAQ: USCB) by 15.2% during the first quarter, according to its most recent disclosure with the Securities and Exchange Commission. The…

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seekingalpha.com2026年7月24日

USCB Financial Holdings, Inc. (USCB) Q2 2026 Earnings Call Transcript

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marketbeat.com2026年7月24日

USCB Financial Q2 Earnings Call Highlights

USCB Financial NASDAQ: USCB reported second-quarter 2026 net income of $9.1 million, or $0.49 per diluted share, up from $0.40 per diluted share a year earlier. The company said the quarter was marked by record loan…

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zacks.com2026年7月23日

USCB Financial (USCB) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Although the revenue and EPS for USCB Financial (USCB) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and…

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zacks.com2026年7月23日

USCB Financial Holdings, Inc. (USCB) Q2 Earnings Match Estimates

USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.49 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.4 per share a year ago.

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globenewswire.com2026年7月23日

USCB Financial Holdings, Inc. Surpasses $3 Billion in Assets with 14.6% Annualized Linked-Quarter Loan Growth; Achieves Q2 2026 EPS of $0.49, 3.49% Net Interest Margin, ROAA of 1.26%, and ROAE of 15.90%

MIAMI, July 23, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $9.1 million or $0.49 per fully…

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