ABCB Stock - Ameris Bancorp
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $1.63B | $1.49B | $1.14B | $1.04B | $1.15B |
| Gross Profit | $1.05B | $899.85M | $976.89M | $1.03B | $912.86M |
| Gross Margin | 64.0% | 60.5% | 85.6% | 98.8% | 79.6% |
| Operating Income | $475.86M | $356.94M | $453.10M | $496.11M | $340.24M |
| Net Income | $358.69M | $269.11M | $346.54M | $376.91M | $261.99M |
| Net Margin | 22.0% | 18.1% | 30.4% | 36.3% | 22.8% |
| EPS | $5.21 | $3.90 | $5.01 | $5.43 | $3.78 |
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. The company operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. It offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines. In addition, it originates, administers, and services commercial insurance premium loans and small business administration loans. The company operates 165 full service domestic banking offices and 35 mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| November 25th 2025 | DA Davidson | Resumed | Buy | $87 |
| November 25th 2025 | Truist | Initiation | Hold | $80 |
| April 4th 2025 | Piper Sandler | Resumed | Overweight | $74 |
| October 28th 2024 | Raymond James | Upgrade | Outperform | $67 |
| October 10th 2023 | DA Davidson | Upgrade | Buy | $44 |
| April 4th 2023 | Stephens | Initiation | Equal Weight | $41 |
| December 5th 2022 | Piper Sandler | Resumed | Overweight | $62 |
| October 31st 2022 | Raymond James | Downgrade | Market Perform | - |
Earnings History & Surprises
ABCBEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 27, 2026 | — | — | — | — |
Q1 2026 | Jan 29, 2026 | $1.56 | — | — | — |
Q4 2025 | Oct 27, 2025 | $1.47 | $1.53 | +4.1% | ✓ BEAT |
Q3 2025 | Jul 28, 2025 | $1.35 | $1.17 | -13.3% | ✗ MISS |
Q2 2025 | Apr 28, 2025 | $1.15 | $1.28 | +11.3% | ✓ BEAT |
Q1 2025 | Jan 30, 2025 | $1.20 | $1.38 | +15.0% | ✓ BEAT |
Q4 2024 | Oct 24, 2024 | $1.26 | $1.38 | +9.5% | ✓ BEAT |
Q3 2024 | Jul 25, 2024 | $1.14 | $1.17 | +2.6% | ✓ BEAT |
Q2 2024 | Apr 25, 2024 | $1.04 | $1.10 | +5.8% | ✓ BEAT |
Q1 2024 | Jan 25, 2024 | $1.10 | $1.07 | -2.7% | ✗ MISS |
Q4 2023 | Oct 26, 2023 | $1.13 | $1.16 | +2.7% | ✓ BEAT |
Q3 2023 | Jul 27, 2023 | $1.13 | $0.91 | -19.5% | ✗ MISS |
Q2 2023 | Apr 27, 2023 | $1.18 | $0.87 | -26.3% | ✗ MISS |
Q1 2023 | Jan 26, 2023 | $1.34 | $1.18 | -11.9% | ✗ MISS |
Q4 2022 | Oct 27, 2022 | $1.33 | $1.34 | +0.8% | ✓ BEAT |
Q3 2022 | Jul 26, 2022 | $1.19 | $1.30 | +9.2% | ✓ BEAT |
Q2 2022 | Apr 26, 2022 | $1.07 | $1.17 | +9.3% | ✓ BEAT |
Q1 2022 | Jan 27, 2022 | $1.17 | $1.18 | +0.9% | ✓ BEAT |
Q4 2021 | Oct 28, 2021 | $1.18 | $1.17 | -0.8% | ✗ MISS |
Q3 2021 | Jul 22, 2021 | $1.18 | $1.27 | +7.6% | ✓ BEAT |
Latest News
Keefe, Bruyette & Woods Maintains Outperform on Ameris, Raises Price Target to $82
📈 PositiveRaymond James Reiterates Outperform on Ameris, Raises Price Target to $80
📈 PositivePiper Sandler Maintains Overweight on Ameris, Raises Price Target to $84
📈 PositiveAmeris Q3 Adj. EPS $1.53 Beats $1.47 Estimate, Sales $314.238M Beat $306.325M Estimate
📈 PositiveAmeris Bancorp Adds $200M To Stock Buyback
📈 PositiveFrequently Asked Questions about ABCB
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