/IFS

IFS Stock - Intercorp Financial Services Inc.

Q: What is the analyst price target for IFS?

Analyst price target information is not currently available for IFS.

Q: What is IFS's market cap?

Market capitalization information is not currently available for IFS.

Financial Services|Banks - Regional|NYSE

$42.66-0.14%

$0.06 (-0.14%) • Dec 19

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

HOLD

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+-28.5%upside

Target: $30.50

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Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.71

52W High$43.67

52W Low$28.11

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$8.86B	$8.79B	$7.42B	$6.29B	$6.09B
Gross Profit	$4.80B	$4.34B	$5.05B	$4.92B	$2.56B
Gross Margin	54.2%	49.3%	68.1%	78.2%	42.0%
Operating Income	$1.65B	$1.35B	$2.17B	$2.39B	$356.34M
Net Income	$1.30B	$1.07B	$1.67B	$1.79B	$383.26M
Net Margin	14.7%	12.2%	22.5%	28.4%	6.3%
EPS	$11.38	$9.33	$14.39	$15.51	$3.32

Company Overview

Intercorp Financial Services Inc. provides banking, insurance, and wealth management services for retail and commercial clients in Peru. The company operates through three segments: Banking, Insurance, and Wealth Management. It provides transactional accounts, such as cuenta sueldo and cuenta simple; savings accounts; investment accounts; and time deposits, certificates of deposit, and compensation for service time accounts. The company also offers retail banking products, including credit cards, payroll deduction loans, mortgages, and consumer loans, as well as cash, student, and collateralized cash loans. In addition, the company provides corporate, medium-size business, and small business banking services; and commercial banking products, which include commercial real estate, vehicles, machinery and other goods, cash management, trade finance, and electronic factoring products. Further, it offers treasury and institutional banking, as well as securitization services. Additionally, the company provides annuities and conventional life insurance, and other retail insurance products, as well as financial advisory services for equities, fixed income, structured products, alternative investments, and managed accounts; brokerage, and investment management services. As of December 31, 2021, it operated 189 financial stores and 1,581 ATMs. Intercorp Financial Services Inc. was incorporated in 1897 and is based in Lima, Peru. Intercorp Financial Services Inc. operates as a subsidiary of Intercorp Perú Ltd.

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Rating Distribution

Strong Buy

Buy / Outperform

100%

Hold / Neutral

Sell / Underperform

Analyst Consensus🟢 Bullish

2 Bullish0 Neutral/Bearish

Price Targets

$31

Average Target

↓ 26.6% Downside

Now

$27

Low

$31

Average

$35

High

Based on 3 analysts

Recent Analyst Actions

Date	Firm	Action	Rating	Price Target
October 16th 2023	Jefferies	Initiation	Buy	$34.9
June 1st 2023	JP Morgan	Upgrade	Overweight	$27
December 15th 2022	Scotiabank	Upgrade	Sector Outperform	$32← $31

Earnings History & Surprises

IFS

Beat Rate

41%

Last 17 quarters

Avg Surprise

-0.6%

EPS vs Estimate

Beats / Misses

7/10

Last 12 quarters

Latest EPS

$1.12

Q4 2025

EPS Surprise History

Q2 24

-38.9%

$0.33vs$0.54

Q2 24

-38.9%

$0.33vs$0.54

Q3 24

+17.5%

$0.67vs$0.57

Q4 24

+16.7%

$0.91vs$0.78

Q2 25

No data

Q2 25

+19.1%

$1.06vs$0.89

Q3 25

+31.8%

$1.41vs$1.07

Q4 25

-3.4%

$1.12vs$1.16

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2026	May 6, 2026	—	—	—	—
Q1 2026	Feb 4, 2026	$1.19	—	—	—
Q4 2025	Nov 6, 2025	$1.16	$1.12	-3.4%	✗ MISS
Q3 2025	Aug 11, 2025	$1.07	$1.41	+31.8%	✓ BEAT
Q2 2025	May 8, 2025	$0.89	$1.06	+19.1%	✓ BEAT
Q2 2025	Apr 25, 2025	—	$1.13	—	—
Q4 2024	Nov 12, 2024	$0.78	$0.91	+16.7%	✓ BEAT
Q3 2024	Aug 14, 2024	$0.57	$0.67	+17.5%	✓ BEAT
Q2 2024	May 13, 2024	$0.54	$0.33	-38.9%	✗ MISS
Q2 2024	Apr 1, 2024	$0.54	$0.33	-38.9%	✗ MISS
Q4 2023	Nov 8, 2023	$0.63	$0.46	-27.0%	✗ MISS
Q3 2023	Aug 10, 2023	$0.94	$0.77	-18.1%	✗ MISS
Q2 2023	May 11, 2023	$0.93	$0.61	-34.4%	✗ MISS
Q1 2023	Feb 13, 2023	$1.04	$0.89	-14.4%	✗ MISS
Q4 2022	Nov 9, 2022	$0.92	$1.36	+47.8%	✓ BEAT
Q3 2022	Aug 15, 2022	$0.92	$0.58	-37.0%	✗ MISS
Q2 2022	May 12, 2022	$0.93	$0.92	-1.1%	✗ MISS
Q1 2022	Feb 11, 2022	$0.70	$0.56	-20.0%	✗ MISS
Q4 2021	Nov 9, 2021	$0.76	$1.18	+55.3%	✓ BEAT
Q3 2021	Aug 11, 2021	$0.77	$1.04	+35.1%	✓ BEAT

Frequently Asked Questions about IFS

What is IFS's current stock price?

Intercorp Financial Services Inc. (IFS) is currently trading at $42.66 per share. The stock has moved -0.14% today.

What is the analyst price target for IFS?

The average analyst price target for IFS is $30.50, based on 1 analyst.

What sector is Intercorp Financial Services Inc. in?

Intercorp Financial Services Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NYSE exchange.

What is IFS's market cap?

Intercorp Financial Services Inc. has a market capitalization of $4.80 billion, making it a mid-cap company.

Does IFS pay dividends?

No, Intercorp Financial Services Inc. does not currently pay a dividend to shareholders.