GBCI Stock - Glacier Bancorp, Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $1.25B | $1.12B | $933.37M | $812.73M | $790.08M |
| Gross Profit | $781.72M | $774.64M | $872.14M | $771.10M | $723.00M |
| Gross Margin | 62.8% | 69.4% | 93.4% | 94.9% | 91.5% |
| Operating Income | $226.30M | $267.61M | $370.28M | $349.44M | $328.04M |
| Net Income | $190.14M | $222.93M | $303.20M | $284.76M | $266.40M |
| Net Margin | 15.3% | 20.0% | 32.5% | 35.0% | 33.7% |
| EPS | $1.68 | $2.01 | $2.74 | $2.87 | $2.81 |
Glacier Bancorp, Inc. operates as the bank holding company for Glacier Bank that provides commercial banking services to individuals, small to medium-sized businesses, community organizations, and public entities in the United States. It offers non-interest bearing deposit and interest bearing deposit accounts, such as negotiable order of withdrawal and demand deposit accounts, savings accounts, money market deposit accounts, fixed rate certificates of deposit, negotiated-rate jumbo certificates, and individual retirement accounts. The company also provides construction and permanent loans on residential real estate; consumer land or lot acquisition loans; unimproved land and land development loans; and residential builder guidance lines comprising pre-sold and spec-home construction, and lot acquisition loans. In addition, it offers commercial real estate loans to purchase, construct, and finance commercial real estate properties; consumer loans secured by real estate, automobiles, or other assets; paycheck protection program loans; home equity loans consisting of junior lien mortgages, and first and junior lien lines of credit secured by owner-occupied 1-4 family residences; and agriculture loans. Further, the company provides mortgage origination and loan servicing services. It has 224 locations, including 188 branches and 36 loan or administration offices in 75 counties within 8 states comprising Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and Nevada. The company was founded in 1955 and is headquartered in Kalispell, Montana.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| December 18th 2025 | Piper Sandler | Upgrade | Overweight | $58 |
| December 15th 2025 | Keefe Bruyette | Upgrade | Outperform | $55 |
| June 5th 2025 | Janney | Upgrade | Buy | - |
| February 7th 2025 | Stephens | Upgrade | Overweight | - |
| July 24th 2023 | Truist | Downgrade | Hold | $34 |
| February 21st 2023 | Raymond James | Upgrade | Outperform | $51 |
Earnings History & Surprises
GBCIEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 22, 2026 | — | — | — | — |
Q1 2026 | Jan 22, 2026 | $0.59 | — | — | — |
Q4 2025 | Oct 16, 2025 | $0.61 | $0.62 | +1.6% | ✓ BEAT |
Q3 2025 | Jul 24, 2025 | $0.47 | $0.45 | -4.3% | ✗ MISS |
Q2 2025 | Apr 24, 2025 | $0.47 | $0.48 | +2.1% | ✓ BEAT |
Q1 2025 | Jan 24, 2025 | $0.52 | $0.54 | +3.8% | ✓ BEAT |
Q4 2024 | Oct 24, 2024 | $0.42 | $0.45 | +7.1% | ✓ BEAT |
Q3 2024 | Jul 18, 2024 | $0.37 | $0.39 | +5.4% | ✓ BEAT |
Q2 2024 | Apr 18, 2024 | $0.33 | $0.29 | -12.1% | ✗ MISS |
Q1 2024 | Jan 25, 2024 | $0.41 | $0.49 | +19.5% | ✓ BEAT |
Q4 2023 | Oct 19, 2023 | $0.42 | $0.47 | +11.9% | ✓ BEAT |
Q3 2023 | Jul 20, 2023 | $0.49 | $0.50 | +2.0% | ✓ BEAT |
Q2 2023 | Apr 20, 2023 | $0.61 | $0.55 | -9.8% | ✗ MISS |
Q1 2023 | Jan 26, 2023 | $0.73 | $0.72 | -1.4% | ✗ MISS |
Q4 2022 | Oct 20, 2022 | $0.73 | $0.72 | -1.4% | ✗ MISS |
Q3 2022 | Jul 21, 2022 | $0.69 | $0.69 | 0.0% | = MET |
Q2 2022 | Apr 21, 2022 | $0.61 | $0.61 | 0.0% | = MET |
Q1 2022 | Jan 27, 2022 | $0.43 | $0.46 | +7.0% | ✓ BEAT |
Q4 2021 | Oct 21, 2021 | $0.71 | $0.79 | +11.3% | ✓ BEAT |
Q3 2021 | Jul 22, 2021 | $0.72 | $0.81 | +12.5% | ✓ BEAT |
Latest News
Glacier Bancorp Files For Mixed Shelf; Size Not Disclosed
➖ NeutralPiper Sandler Upgrades Glacier Bancorp to Overweight, Raises Price Target to $58
📈 PositiveKeefe, Bruyette & Woods Upgrades Glacier Bancorp to Outperform, Maintains Price Target to $55
📈 PositiveRaymond James Maintains Outperform on Glacier Bancorp, Lowers Price Target to $49
➖ NeutralKeefe, Bruyette & Woods Maintains Market Perform on Glacier Bancorp, Lowers Price Target to $55
➖ NeutralGlacier Bancorp Q3 EPS $0.57 Misses $0.61 Estimate, Sales $225.379M Beat $224.796M Estimate
➖ NeutralGuaranty Bancshares And Glacier Bancorp Provide Supplemental Disclosures Ahead Of September 17, 2025 Merger Vote
➖ NeutralKeefe, Bruyette & Woods Maintains Market Perform on Glacier Bancorp, Raises Price Target to $55
➖ NeutralFrequently Asked Questions about GBCI
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