/BMO
Bank of Montreal
BMO • NYSEBMO • NYSE • Financial Services
$142.12-1.31%-1.88
$142.12-1.31%(-1.88)Financial Services
GoAI Score
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Valuation
50Fair Value
Sentiment
0Bearish
Risk
74Low Risk
Momentum
75Positive
Institutional-Grade Intelligence
🏆PRO
Actionable Intelligence
AI-driven stance, execution logic & risk thresholds
Catalyst Roadmap
Event timeline with expected impact & market context
Deep Insights
Fact-checked analysis & score logic breakdown
Financial Statements
Margin Trends
Gross
41.6%▲5.6pp
Revenue after COGS
Operating
14.8%▲2.6pp
After operating expenses
Net
11.1%▲1.8pp
Bottom-line profitability
Gross Margin
Operating Margin
Net Margin
Valuation Snapshot
P/E Ratio
14.4
Price vs earnings
EV/EBITDA
34.3
Enterprise value
FCF Yield
6.8%
Cash generation
Earnings Yield
6.9%
Inverse of P/E
Capital Efficiency
4
GoAI Quality ScoreWeak
ROEReturn on Equity
9.9%Fair
ROAReturn on Assets
0.6%Fair
ROICReturn on Invested Capital
1.5%Fair
Financial Health
Current RatioWeak
0.14
Short-term solvency (>1.5)
Net Debt / EBITDAHigh
25.12x
Debt repayment capacity (<3x)
Income QualityStrong
1.17
Cash backs earnings (>1)
Revenue & Profitability
Revenue
Net Income
Net Loss
Income Statement
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $78.15B | $78.56B | $68.01B | $37.27B | $32.49B |
| Gross Profit | $32.48B | $28.28B | $29.64B | $25.95B | $26.89B |
| Gross Margin | 41.6% | 36.0% | 43.6% | 69.6% | 82.8% |
| Operating Income | $11.55B | $9.54B | $5.95B | $17.89B | $10.26B |
| Net Income | $8.71B | $7.32B | $4.42B | $13.54B | $7.75B |
| Net Margin | 11.1% | 9.3% | 6.5% | 36.3% | 23.9% |
| EPS | $11.46 | $9.53 | $5.77 | $20.04 | $11.60 |
Average Price Target
$78.00▼ 45.1% Downside
Past 12 Months
12 Month Forecast
Based on 50 Wall Street analysts offering 12 month price targets for Bank of Montreal, the average price target is $78.00, with a high forecast of $78.00 and a low forecast of $78.00. The average price target represents a 45.1% decrease from the current price of $142.12.
Highest
$78.00
Average
$78.00
Lowest
$78.00
Rating Distribution
Strong Buy
0
0%
Buy
8
44%
Hold
8
44%
Sell
2
11%
Strong Sell
0
0%
Recent Analyst Ratings
FirmActionRatingDate
RBC Capital▼ Downgrade
Outperform→Sector Perform
2025-10-03RBC Capital● Maintain
Outperform
2025-08-27RBC Capital● Maintain
Outperform
2025-02-26RBC Capital▲ Upgrade
Sector Perform→Outperform
2025-01-09RBC Capital● Maintain
Sector Perform
2024-12-06Barclays● Maintain
Overweight
2024-08-28B of A Securities▼ Downgrade
Buy→Neutral
2024-08-28Scotiabank▼ Downgrade
Sector Outperform→Sector Perform
2024-08-28Keefe, Bruyette & Woods▼ Downgrade
Outperform→Market Perform
2024-06-03Barclays● Maintain
Overweight
2023-08-21Earnings History & Surprises
BEAT RATE
50%
Last 18 quarters
AVG SURPRISE
+1.1%
EPS vs Estimate
BEATS / MISSES
9/7
2 met exactly
LATEST EPS
$2.51
Q1 '26
QUARTERLY EPS TREND
Estimated
Beat
Miss
QUARTERLY DETAIL
Q1 '26
+6.8%
$2.51 vs $2.35
Q4 '25
+9.3%
$2.36 vs $2.16
Q3 '25
+9.9%
$2.33 vs $2.12
Q2 '25
$1.84 vs $1.84
Q1 '25
+25.9%
$2.14 vs $1.70
Q4 '24
-20.6%
$1.39 vs $1.75
Q3 '24
-2.5%
$1.93 vs $1.98
Q2 '24
-6.5%
$1.88 vs $2.01
Q1 '24
-15.2%
$1.90 vs $2.24
Q4 '23
$2.07 vs $2.07
Q3 '23
-8.8%
$2.08 vs $2.28
Q2 '23
-8.1%
$2.16 vs $2.35
No investor questions available.
Latest News
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