/BSBR
Banco Santander (Brasil) S.A.
BSBR • NYSEBSBR • NYSE • Financial Services
$5.85+0.78%+0.04
$5.85+0.78%(+0.04)Financial Services
GoAI Score
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Valuation
50Fair Value
Sentiment
96Bullish
Risk
100Low Risk
Momentum
38Negative
Institutional-Grade Intelligence
🏆PRO
Actionable Intelligence
AI-driven stance, execution logic & risk thresholds
Catalyst Roadmap
Event timeline with expected impact & market context
Deep Insights
Fact-checked analysis & score logic breakdown
Financial Statements
Margin Trends
Gross
27.5%▼6.5pp
Revenue after COGS
Operating
11.0%▼3.8pp
After operating expenses
Net
8.4%▼1.9pp
Bottom-line profitability
Gross Margin
Operating Margin
Net Margin
Valuation Snapshot
P/E Ratio
10.0
Price vs earnings
EV/EBITDA
2.9
Enterprise value
FCF Yield
1.0%
Cash generation
Earnings Yield
10.0%
Inverse of P/E
Capital Efficiency
4
GoAI Quality ScoreWeak
ROEReturn on Equity
10.2%Fair
ROAReturn on Assets
1.0%Fair
ROICReturn on Invested Capital
2.3%Fair
Financial Health
Current RatioWeak
0.34
Short-term solvency (>1.5)
Net Debt / EBITDANet Cash
-3.72x
Debt repayment capacity (<3x)
Income QualityWeak
0.39
Cash backs earnings (>1)
Revenue & Profitability
Revenue
Net Income
Net Loss
Income Statement
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $151.54B | $129.02B | $121.36B | $110.90B | $75.34B |
| Gross Profit | $41.70B | $43.92B | $35.54B | $41.96B | $46.50B |
| Gross Margin | 27.5% | 34.0% | 29.3% | 37.8% | 61.7% |
| Operating Income | $16.73B | $19.19B | $11.92B | $19.57B | $24.75B |
| Net Income | $12.77B | $13.37B | $9.45B | $14.29B | $15.53B |
| Net Margin | 8.4% | 10.4% | 7.8% | 12.9% | 20.6% |
| EPS | $1.63 | $0.87 | $0.62 | $1.92 | $2.08 |
Average Price Target
$7.20▲ 23.1% Upside
Past 12 Months
12 Month Forecast
Based on 44 Wall Street analysts offering 12 month price targets for Banco Santander (Brasil) S.A., the average price target is $7.20, with a high forecast of $7.20 and a low forecast of $7.20. The average price target represents a 23.1% increase from the current price of $5.85.
Highest
$7.20
Average
$7.20
Lowest
$7.20
Rating Distribution
Strong Buy
0
0%
Buy
5
45%
Hold
2
18%
Sell
4
36%
Strong Sell
0
0%
Recent Analyst Ratings
FirmActionRatingDate
UBS▲ Upgrade
Neutral→Buy
2025-06-11JP Morgan▲ Upgrade
Neutral→Overweight
2024-11-25Barclays● Maintain
Underweight
2023-07-27Barclays● Maintain
Underweight
2023-07-26Barclays▼ Downgrade
Equal Weight→Underweight
2022-11-15Barclays▼ Downgrade
Equal Weight→Underweight
2022-11-14B of A Securities▼ Downgrade
Neutral→Underperform
2022-11-01B of A Securities▼ Downgrade
Neutral→Underperform
2022-10-31Goldman Sachs▼ Downgrade
Neutral→Sell
2022-10-28Goldman Sachs▼ Downgrade
Neutral→Sell
2022-10-27Earnings History & Surprises
BEAT RATE
22%
Last 18 quarters
AVG SURPRISE
+61.9%
EPS vs Estimate
BEATS / MISSES
4/14
Last 18 quarters
LATEST EPS
$1.03
Q1 '26
QUARTERLY EPS TREND
Estimated
Beat
Miss
QUARTERLY DETAIL
Q1 '26
+405.1%
$1.03 vs $0.20
Q4 '25
+1273.1%
$0.50 vs $0.04
Q3 '25
+43.4%
$0.26 vs $0.18
Q2 '25
+131.2%
$0.42 vs $0.18
Q1 '25
-91.4%
$0.02 vs $0.18
Q4 '24
-47.1%
$0.09 vs $0.17
Q3 '24
-50.0%
$0.08 vs $0.16
Q2 '24
-38.5%
$0.08 vs $0.13
Q1 '24
-60.0%
$0.06 vs $0.15
Q4 '23
-46.7%
$0.08 vs $0.15
Q3 '23
-60.0%
$0.06 vs $0.15
Q2 '23
-40.0%
$0.06 vs $0.10
No investor questions available.
Latest News
No news available