CZWI Stock - Citizens Community Bancorp, Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $99.43M | $94.44M | $80.22M | $80.06M | $82.67M |
| Gross Profit | $59.46M | $59.01M | $65.72M | $69.69M | $60.65M |
| Gross Margin | 59.8% | 62.5% | 81.9% | 87.0% | 73.4% |
| Operating Income | $17.45M | $18.93M | $23.58M | $28.96M | $17.28M |
| Net Income | $13.75M | $13.06M | $17.76M | $21.27M | $12.72M |
| Net Margin | 13.8% | 13.8% | 22.1% | 26.6% | 15.4% |
| EPS | $1.34 | $1.25 | $1.69 | $1.98 | $1.14 |
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. The company accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. It also offers various loan products comprising commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition, the company provides a portfolio of investments, such as mortgage-backed, corporate asset-backed, U.S. Government sponsored agency, corporate debt, and trust preferred securities. It operates through a network of 25 full-service branch in Wisconsin and Minnesota. Citizens Community Bancorp, Inc. was founded in 1938 and is based in Eau Claire, Wisconsin.
Visit WebsiteRating Distribution
Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| March 4th 2024 | Hovde Group | Upgrade | Outperform | - |
| April 26th 2023 | Hovde Group | Downgrade | Market Perform | $11.5 |
Earnings History & Surprises
CZWIEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 27, 2026 | — | — | — | — |
Q1 2026 | Jan 26, 2026 | $0.37 | — | — | — |
Q4 2025 | Oct 27, 2025 | $0.37 | $0.37 | 0.0% | = MET |
Q3 2025 | Jul 28, 2025 | $0.29 | $0.33 | +13.8% | ✓ BEAT |
Q2 2025 | Apr 28, 2025 | $0.27 | $0.32 | +18.5% | ✓ BEAT |
Q1 2025 | Jan 27, 2025 | $0.27 | $0.27 | 0.0% | = MET |
Q4 2024 | Oct 28, 2024 | $0.27 | $0.32 | +18.5% | ✓ BEAT |
Q3 2024 | Jul 29, 2024 | $0.27 | $0.35 | +29.6% | ✓ BEAT |
Q2 2024 | Apr 29, 2024 | $0.26 | $0.39 | +50.0% | ✓ BEAT |
Q1 2024 | Jan 29, 2024 | $0.26 | $0.35 | +34.6% | ✓ BEAT |
Q4 2023 | Oct 24, 2023 | $0.24 | $0.24 | 0.0% | = MET |
Q3 2023 | Jul 24, 2023 | $0.27 | $0.31 | +14.8% | ✓ BEAT |
Q2 2023 | Apr 25, 2023 | $0.38 | $0.35 | -7.9% | ✗ MISS |
Q1 2023 | Jan 23, 2023 | $0.41 | $0.45 | +9.8% | ✓ BEAT |
Q4 2022 | Oct 24, 2022 | $0.36 | $0.38 | +5.6% | ✓ BEAT |
Q3 2022 | Jul 25, 2022 | $0.33 | $0.41 | +24.2% | ✓ BEAT |
Q2 2022 | Apr 25, 2022 | $0.36 | $0.45 | +25.0% | ✓ BEAT |
Q1 2022 | Jan 31, 2022 | $0.40 | $0.58 | +45.0% | ✓ BEAT |
Q4 2021 | Oct 25, 2021 | $0.41 | $0.47 | +14.6% | ✓ BEAT |
Q3 2021 | Jul 26, 2021 | $0.34 | $0.44 | +29.4% | ✓ BEAT |
Frequently Asked Questions about CZWI
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