UBFO Stock - United Security Bancshares
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $65.46M | $65.95M | $51.00M | $41.03M | $39.67M |
| Gross Profit | $48.60M | $53.43M | $46.01M | $36.84M | $34.61M |
| Gross Margin | 74.2% | 81.0% | 90.2% | 89.8% | 87.2% |
| Operating Income | $20.32M | $27.48M | $22.06M | $13.31M | $12.41M |
| Net Income | $14.78M | $19.80M | $15.69M | $10.10M | $8.96M |
| Net Margin | 22.6% | 30.0% | 30.8% | 24.6% | 22.6% |
| EPS | $0.86 | $1.16 | $0.92 | $0.59 | $0.53 |
United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, traveler's check, money order, and foreign draft services, as well as interactive teller machines and ATM services. As of January 26, 2022, it operated 12 full-service branch offices in Fresno, Bakersfield, Campbell, Caruthers, Coalinga, Firebaugh, Mendota, Oakhurst, San Joaquin, and Taft. The company was founded in 1987 and is headquartered in Fresno, California.
Visit WebsiteEarnings History & Surprises
UBFOEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 15, 2026 | — | — | — | — |
Q1 2026 | Jan 26, 2026 | — | — | — | — |
Q4 2025 | Oct 16, 2025 | — | $0.23 | — | — |
Q3 2025 | Jul 17, 2025 | — | $0.13 | — | — |
Q2 2025 | Apr 17, 2025 | — | $0.16 | — | — |
Q1 2025 | Mar 20, 2025 | — | $0.14 | — | — |
Q4 2024 | Oct 18, 2024 | — | $0.22 | — | — |
Q3 2024 | Jul 18, 2024 | — | $0.25 | — | — |
Q2 2024 | Apr 18, 2024 | — | $0.24 | — | — |
Q1 2024 | Mar 26, 2024 | — | $0.31 | — | — |
Q4 2023 | Oct 30, 2023 | — | $0.23 | — | — |
Q3 2023 | Jul 25, 2023 | — | $0.26 | — | — |
Q2 2023 | Apr 26, 2023 | — | $0.36 | — | — |
Q1 2023 | Mar 29, 2023 | — | $0.31 | — | — |
Q4 2022 | Oct 19, 2022 | — | $0.26 | — | — |
Q3 2022 | Jul 20, 2022 | — | $0.20 | — | — |
Q2 2022 | Apr 20, 2022 | — | $0.14 | — | — |
Q1 2022 | Jan 26, 2022 | — | $0.20 | — | — |
Q4 2021 | Oct 20, 2021 | — | $0.15 | — | — |
Q3 2021 | Jul 21, 2021 | — | $0.16 | — | — |
Latest News
Reported Earlier, Community West Bancshares To Add United Security Directors Jay Gill And Dora Westerlund To Board Following Pending All Stock Merger
➖ NeutralTrading Halt: Halt status updated at 9:00:00 AM ET: Quotation Resumption: News and Resumption Times
➖ NeutralCommunity West Bancshares And United Security Bancshares Sign ~$191.9M All-Stock Merger Agreement
➖ NeutralTrading Halt: Halted at 8:40:00 a.m. ET - Trading Halt: Halt News Pending
➖ NeutralUnited Security Q3 EPS $0.23 Up From $0.22 YoY, Sales $14.037M Up From $13.835M YoY
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