ESSA Stock - ESSA Bancorp, Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $111.66M | $93.41M | $71.32M | $70.18M | $77.33M |
| Gross Profit | $67.84M | $68.76M | $68.28M | $61.69M | $58.19M |
| Gross Margin | 60.8% | 73.6% | 95.7% | 87.9% | 75.2% |
| Operating Income | $20.96M | $23.07M | $25.00M | $19.90M | $17.60M |
| Net Income | $16.99M | $18.58M | $20.07M | $16.42M | $14.42M |
| Net Margin | 15.2% | 19.9% | 28.1% | 23.4% | 18.6% |
| EPS | $1.78 | $1.91 | $2.06 | $1.65 | $1.39 |
ESSA Bancorp, Inc. operates as a bank holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. The company accepts savings accounts, interest bearing demand accounts, checking accounts, money market accounts, club accounts, certificates of deposit and IRAs, and other qualified plan accounts, as well as commercial checking accounts. Its loan portfolio includes first mortgage loans for the purchase, construction, or refinancing of one- to four-family residential real estate property; commercial real estate loans; home equity loans and lines of credit; and commercial and other consumer loans, as well as loans secured by deposits and personal unsecured loans. In addition, the company offers insurance benefits consulting services, such as health insurance, life insurance, short term and long term disability, dental, vision, 401(K) retirement planning, and individual health products, as well as asset management and trust, and investment services. As of September 30, 2021, it operated 21 community offices, including seven offices in Monroe County, three offices in Lehigh County, five offices in Northampton County, one office in Lackawanna County, one office in Luzerne County, one office in Chester County, two offices in Delaware County, and one office in Montgomery County, Pennsylvania. The company was founded in 1916 and is headquartered in Stroudsburg, Pennsylvania.
Visit WebsiteEarnings History & Surprises
ESSAEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2025 | Apr 23, 2025 | $0.43 | $0.40 | -7.0% | ✗ MISS |
Q1 2025 | Jan 29, 2025 | $0.46 | $0.41 | -10.9% | ✗ MISS |
Q4 2024 | Dec 13, 2024 | — | $0.44 | — | — |
Q3 2024 | Jul 24, 2024 | $0.45 | $0.41 | -8.9% | ✗ MISS |
Q2 2024 | Apr 24, 2024 | $0.35 | $0.48 | +37.1% | ✓ BEAT |
Q1 2024 | Jan 24, 2024 | $0.46 | $0.45 | -2.2% | ✗ MISS |
Q4 2023 | Dec 14, 2023 | — | $0.47 | — | — |
Q3 2023 | Jul 26, 2023 | $0.39 | $0.45 | +15.4% | ✓ BEAT |
Q2 2023 | Apr 26, 2023 | $0.45 | $0.48 | +6.7% | ✓ BEAT |
Q1 2023 | Jan 25, 2023 | $0.58 | $0.50 | -13.8% | ✗ MISS |
Q4 2022 | Dec 14, 2022 | $0.53 | $0.60 | +13.2% | ✓ BEAT |
Q3 2022 | Jul 27, 2022 | $0.41 | $0.51 | +24.4% | ✓ BEAT |
Q2 2022 | Apr 27, 2022 | $0.44 | $0.47 | +6.8% | ✓ BEAT |
Q1 2022 | Jan 26, 2022 | $0.45 | $0.47 | +4.4% | ✓ BEAT |
Q4 2021 | Dec 14, 2021 | — | $0.40 | — | — |
Q3 2021 | Jul 28, 2021 | $0.38 | $0.41 | +7.9% | ✓ BEAT |
Q2 2021 | Apr 28, 2021 | $0.38 | $0.43 | +13.2% | ✓ BEAT |
Q1 2021 | Jan 27, 2021 | $0.43 | $0.41 | -4.7% | ✗ MISS |
Q4 2020 | Dec 14, 2020 | — | $0.35 | — | — |
Q3 2020 | Jul 29, 2020 | $0.03 | $0.37 | +1025.0% | ✓ BEAT |
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