OPOF Stock - Old Point Financial Corporation
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $85.82M | $80.28M | $59.86M | $57.14M | $53.79M |
| Gross Profit | $60.91M | $59.25M | $54.55M | $52.88M | $47.50M |
| Gross Margin | 71.0% | 73.8% | 91.1% | 92.6% | 88.3% |
| Operating Income | $11.40M | $9.06M | $10.58M | $9.74M | $5.91M |
| Net Income | $9.51M | $7.73M | $9.11M | $8.44M | $5.39M |
| Net Margin | 11.1% | 9.6% | 15.2% | 14.8% | 10.0% |
| EPS | $1.88 | $1.54 | $1.80 | $1.61 | $1.03 |
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, multi-family and second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products and wealth management services. It operates 14 branches in the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Williamsburg/James City County, York County, and Isle of Wight County; a loan production office in Richmond, Virginia; and a mortgage loan origination office in Charlotte, North Carolina. The company was founded in 1922 and is headquartered in Hampton, Virginia.
Visit WebsiteEarnings History & Surprises
OPOFEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q4 2025 | Oct 23, 2025 | — | $0.47 | — | — |
Q3 2025 | Jul 30, 2025 | — | $0.43 | — | — |
Q2 2025 | Apr 30, 2025 | — | $0.39 | — | — |
Q2 2025 | Apr 7, 2025 | — | $0.57 | — | — |
Q4 2024 | Oct 24, 2024 | — | $0.47 | — | — |
Q3 2024 | Jul 25, 2024 | — | $0.50 | — | — |
Q2 2024 | Apr 30, 2024 | — | $0.34 | — | — |
Q2 2024 | Apr 1, 2024 | — | $0.29 | — | — |
Q4 2023 | Oct 26, 2023 | — | $0.27 | — | — |
Q3 2023 | Jul 27, 2023 | — | $0.36 | — | — |
Q2 2023 | Apr 27, 2023 | — | $0.62 | — | — |
Q1 2023 | Mar 31, 2023 | — | $0.53 | — | — |
Q4 2022 | Nov 14, 2022 | — | $0.51 | — | — |
Q3 2022 | Jul 26, 2022 | — | $0.37 | — | — |
Q2 2022 | Apr 28, 2022 | — | $0.39 | — | — |
Q1 2022 | Mar 31, 2022 | — | $0.32 | — | — |
Q4 2021 | Oct 26, 2021 | — | $0.36 | — | — |
Q3 2021 | Jul 27, 2021 | — | $0.35 | — | — |
Q2 2021 | Apr 27, 2021 | — | $0.58 | — | — |
Q1 2021 | Mar 30, 2021 | — | $0.10 | — | — |
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