/FICO
Fair Isaac Corporation
FICO • NYSEFICO • NYSE • Technology
$1096.43-5.90%-68.80
$1096.43-5.90%(-68.80)Technology
GoAI Score
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Valuation
50Fair Value
Sentiment
100Bullish
Risk
69Low Risk
Momentum
7Negative
Institutional-Grade Intelligence
🏆PRO
Actionable Intelligence
AI-driven stance, execution logic & risk thresholds
Catalyst Roadmap
Event timeline with expected impact & market context
Deep Insights
Fact-checked analysis & score logic breakdown
Financial Statements
Margin Trends
Gross
82.2%▲2.5pp
Revenue after COGS
Operating
46.5%▲3.7pp
After operating expenses
Net
32.7%▲2.9pp
Bottom-line profitability
Gross Margin
Operating Margin
Net Margin
Valuation Snapshot
P/E Ratio
55.6
Price vs earnings
EV/EBITDA
41.2
Enterprise value
FCF Yield
2.1%
Cash generation
Earnings Yield
1.8%
Inverse of P/E
Capital Efficiency
22
GoAI Quality ScoreStrong
ROEReturn on Equity
-37.3%Weak
ROAReturn on Assets
34.9%Strong
ROICReturn on Invested Capital
53.0%Strong
Financial Health
Current RatioWeak
0.83
Short-term solvency (>1.5)
Net Debt / EBITDAHigh
3.09x
Debt repayment capacity (<3x)
Income QualityStrong
1.19
Cash backs earnings (>1)
Revenue & Profitability
Revenue
Net Income
Net Loss
Income Statement
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $1.99B | $1.72B | $1.51B | $1.38B | $1.32B |
| Gross Profit | $1.64B | $1.37B | $1.20B | $1.08B | $984.07M |
| Gross Margin | 82.2% | 79.7% | 79.4% | 78.1% | 74.7% |
| Operating Income | $924.85M | $733.63M | $642.83M | $542.41M | $505.49M |
| Net Income | $651.95M | $512.81M | $429.38M | $373.54M | $392.08M |
| Net Margin | 32.7% | 29.9% | 28.4% | 27.1% | 29.8% |
| EPS | $26.90 | $20.78 | $17.18 | $14.34 | $13.65 |
Average Price Target
$2111.17▲ 92.5% Upside
Past 12 Months
12 Month Forecast
Based on 50 Wall Street analysts offering 12 month price targets for Fair Isaac Corporation, the average price target is $2111.17, with a high forecast of $2400.00 and a low forecast of $1640.00. The average price target represents a 92.5% increase from the current price of $1096.43.
Highest
$2400.00
Average
$2111.17
Lowest
$1640.00
Rating Distribution
Strong Buy
0
0%
Buy
15
83%
Hold
3
17%
Sell
0
0%
Strong Sell
0
0%
Recent Analyst Ratings
FirmActionRatingDate
Goldman Sachs● Maintain
Buy
2026-02-03Needham● Maintain
Buy
2026-01-29Jefferies● Maintain
Buy
2026-01-16Wells Fargo● Maintain
Overweight
2026-01-14Baird● Maintain
Outperform
2025-11-06BMO Capital● Maintain
Outperform
2025-11-06JP Morgan● Maintain
Neutral
2025-11-06Jefferies● Maintain
Buy
2025-11-06Wells Fargo● Maintain
Overweight
2025-10-14Needham● Maintain
Buy
2025-10-02Earnings History & Surprises
BEAT RATE
72%
Last 18 quarters
AVG SURPRISE
+4.6%
EPS vs Estimate
BEATS / MISSES
13/5
Last 18 quarters
LATEST EPS
$7.33
Q1 '26
QUARTERLY EPS TREND
Estimated
Beat
Miss
QUARTERLY DETAIL
Q1 '26
+3.5%
$7.33 vs $7.08
Q4 '25
+5.7%
$7.74 vs $7.32
Q3 '25
+11.2%
$8.57 vs $7.71
Q2 '25
+4.4%
$7.81 vs $7.48
Q1 '25
-4.9%
$5.79 vs $6.09
Q4 '24
+2.3%
$6.54 vs $6.39
Q3 '24
-20.1%
$5.05 vs $6.32
Q2 '24
+5.7%
$6.14 vs $5.81
Q1 '24
-4.9%
$4.81 vs $5.06
Q4 '23
-3.8%
$5.01 vs $5.21
Q3 '23
+7.8%
$5.66 vs $5.25
Q2 '23
-5.2%
$4.78 vs $5.04
No investor questions available.
Latest News
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