/FICO
FICO Stock - Fair Isaac Corporation
Technology|Software - ApplicationNYSE
$1746.81-0.83%
$14.60 (-0.83%) • Dec 19
70
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.BUY
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.56
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).93
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.68
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+21.7%upside
Target: $2125.87
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ENTRY ZONE$1729.34 – $1764.28
TARGET (TP)$2125.00
STOP LOSS$1607.07
RISK/REWARD1:2.7
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta1.29
52W High$2217.60
52W Low$1300.00
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $1.99B | $1.72B | $1.51B | $1.38B | $1.32B |
| Gross Profit | $1.64B | $1.37B | $1.20B | $1.08B | $984.07M |
| Gross Margin | 82.2% | 79.7% | 79.4% | 78.1% | 74.7% |
| Operating Income | $935.77M | $733.63M | $642.83M | $542.41M | $505.49M |
| Net Income | $651.95M | $512.81M | $429.38M | $373.54M | $392.08M |
| Net Margin | 32.7% | 29.9% | 28.4% | 27.1% | 29.8% |
| EPS | $26.90 | $20.78 | $17.18 | $14.34 | $13.65 |
Company Overview
Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment offers pre-configured decision management solution designed for various business problems or processes, such as marketing, account origination, customer management, customer engagement, fraud detection, financial crimes compliance, collection, and marketing, as well as associated professional services. This segment also provides FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
10
71%
Hold / Neutral
4
29%
Sell / Underperform
0%
Analyst Consensus🟢 Bullish
10 Bullish4 Neutral/Bearish
Price Targets
$1621
Average Target
↓ 7.2% Downside
Now
$475
Low
$1621
Average
$2800
High
Based on 17 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| October 13th 2025 | Oppenheimer | Downgrade | Perform | - |
| October 1st 2025 | Seaport Research Partners | Initiation | Buy | $1600 |
| July 10th 2025 | BMO Capital Markets | Initiation | Outperform | $2000 |
| May 28th 2025 | Robert W. Baird | Upgrade | Outperform | $1900 |
| May 28th 2025 | Robert W. Baird | Upgrade | Outperform | $1900 |
| April 10th 2025 | BofA Securities | Initiation | Buy | $2800 |
| February 26th 2025 | RBC Capital Mkts | Upgrade | Outperform | $2170← $2040 |
| December 20th 2024 | JP Morgan | Initiation | Neutral | $2150 |
| October 1st 2024 | UBS | Initiation | Neutral | $2100 |
| September 3rd 2024 | Oppenheimer | Initiation | Outperform | $1967 |
| August 13th 2024 | Wells Fargo | Initiation | Overweight | $2100 |
| July 9th 2024 | Wolfe Research | Initiation | Outperform | $1725 |
| April 16th 2024 | Redburn Atlantic | Initiation | Neutral | $1113 |
| November 8th 2023 | Wells Fargo | Initiation | Overweight | $1120 |
| September 29th 2023 | HSBC Securities | Initiation | Reduce | $729 |
Earnings History & Surprises
FICOBeat Rate
72%
Last 18 quarters
Avg Surprise
+5.6%
EPS vs Estimate
Beats / Misses
13/5
Last 12 quarters
Latest EPS
$7.74
Q4 2025
EPS Surprise History
Q1 24
-4.9%
$4.81vs$5.06
Q2 24
+5.7%
$6.14vs$5.81
Q3 24
-20.1%
$5.05vs$6.32
Q4 24
+2.3%
$6.54vs$6.39
Q1 25
-4.9%
$5.79vs$6.09
Q2 25
+4.4%
$7.81vs$7.48
Q3 25
+11.2%
$8.57vs$7.71
Q4 25
+5.7%
$7.74vs$7.32
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 27, 2026 | — | — | — | — |
Q1 2026 | Feb 3, 2026 | $6.97 | — | — | — |
Q4 2025 | Nov 5, 2025 | $7.32 | $7.74 | +5.7% | ✓ BEAT |
Q3 2025 | Jul 30, 2025 | $7.71 | $8.57 | +11.2% | ✓ BEAT |
Q2 2025 | Apr 29, 2025 | $7.48 | $7.81 | +4.4% | ✓ BEAT |
Q1 2025 | Feb 4, 2025 | $6.09 | $5.79 | -4.9% | ✗ MISS |
Q4 2024 | Nov 6, 2024 | $6.39 | $6.54 | +2.3% | ✓ BEAT |
Q3 2024 | Jul 31, 2024 | $6.32 | $5.05 | -20.1% | ✗ MISS |
Q2 2024 | Apr 25, 2024 | $5.81 | $6.14 | +5.7% | ✓ BEAT |
Q1 2024 | Jan 25, 2024 | $5.06 | $4.81 | -4.9% | ✗ MISS |
Q4 2023 | Nov 8, 2023 | $5.21 | $5.01 | -3.8% | ✗ MISS |
Q3 2023 | Aug 2, 2023 | $5.25 | $5.66 | +7.8% | ✓ BEAT |
Q2 2023 | Apr 27, 2023 | $5.04 | $4.78 | -5.2% | ✗ MISS |
Q1 2023 | Jan 26, 2023 | $4.18 | $4.26 | +1.9% | ✓ BEAT |
Q4 2022 | Nov 9, 2022 | $4.12 | $4.40 | +6.8% | ✓ BEAT |
Q3 2022 | Aug 3, 2022 | $3.98 | $4.47 | +12.3% | ✓ BEAT |
Q2 2022 | Apr 27, 2022 | $3.73 | $4.68 | +25.5% | ✓ BEAT |
Q1 2022 | Jan 27, 2022 | $3.36 | $3.70 | +10.1% | ✓ BEAT |
Q4 2021 | Nov 10, 2021 | $3.13 | $3.92 | +25.2% | ✓ BEAT |
Q3 2021 | Aug 3, 2021 | $2.78 | $3.38 | +21.6% | ✓ BEAT |
Latest News
Shares of broader software stocks are trading lower. The tech sector has been under pressure amid AI valuation uncertainty and profit taking.
📉 NegativeBenzinga•Nov 18, 2025, 05:35 PM•Also: , ,
Shares of software stocks are trading lower amid broader tech weakness as AI-linked stocks sell off.
📉 NegativeBenzinga•Nov 13, 2025, 07:13 PM•Also: , ,
U.S. Director of Federal Housing Pulte Posts On X "We are currently reviewing a potential deal with Fair Isaac, FICO, on implementing their new credit score, FICO 10T. This would be great for consumers and the safety of the mortgage market, to have both FICO 10T Score and Vantage Score 4.0.
📈 PositiveBenzinga•Nov 10, 2025, 06:11 PM
JP Morgan Maintains Neutral on Fair Isaac, Raises Price Target to $1825
➖ NeutralBenzinga•Nov 6, 2025, 09:53 PM
Jefferies Maintains Buy on Fair Isaac, Lowers Price Target to $2100
📈 PositiveBenzinga•Nov 6, 2025, 08:55 PM•Also:
Baird Maintains Outperform on Fair Isaac, Raises Price Target to $1960
📈 PositiveBenzinga•Nov 6, 2025, 05:45 PM
Fair Isaac shares are trading higher after the company reported better-than-expected Q4 financial results and issued FY26 EPS guidance above estimates. Also, the company announced it expanded its partnership with PostFinance.
📈 PositiveBenzinga•Nov 6, 2025, 04:37 PM
BMO Capital Maintains Outperform on Fair Isaac, Lowers Price Target to $2200
➖ NeutralBenzinga•Nov 6, 2025, 02:23 PM
FICO And PostFinance Expand Partnership To Boost Fraud Prevention And Customer Experience Across 4M Daily Transactions
📈 PositiveBenzinga•Nov 6, 2025, 09:59 AM
Fair Isaac shares are trading lower. The company reported Q4 financial results.
📉 NegativeBenzinga•Nov 5, 2025, 09:56 PM
Fair Isaac Sees FY2026 GAAP EPS $33.47 vs $26.09 Est
📈 PositiveBenzinga•Nov 5, 2025, 09:34 PM
Fair Isaac Sees FY2026 Adj EPS $38.17 vs $29.54 Est; Sees Sales $2.350B vs $1.988B Est
📈 PositiveBenzinga•Nov 5, 2025, 09:34 PM
Fair Isaac Q4 Adj. EPS $7.74 Beats $7.34 Estimate, Sales $515.751M Beat $513.371M Estimate
📈 PositiveBenzinga•Nov 5, 2025, 09:33 PM
FICO And Xactus Announced That Xactus Is The First Verifications Provider To Finalize A Multi-year Agreement To Participate In The FICO Mortgage Direct License Program
📈 PositiveBenzinga•Nov 5, 2025, 09:01 PM
Wells Fargo Maintains Overweight on Fair Isaac, Raises Price Target to $2400
📈 PositiveBenzinga•Oct 14, 2025, 11:56 AM•Also:
Barclays Maintains Overweight on Fair Isaac, Raises Price Target to $2400
📈 PositiveBenzinga•Oct 2, 2025, 12:06 PM•Also:
Market-Moving News for October 2nd
➖ NeutralBenzinga•Oct 2, 2025, 11:20 AM•Also: ,
FICO shares are trading higher after the company launched its FICO Mortgage Direct License Program. Under the program tri-merge resellers are able to calculate and distribute FICO Scores directly to customers.
📈 PositiveBenzinga•Oct 2, 2025, 10:34 AM
Needham Reiterates Buy on Fair Isaac, Maintains $1950 Price Target
📈 PositiveBenzinga•Oct 2, 2025, 10:19 AM
Correction: Seaport Global Initiates Coverage On Fair Isaac with Buy Rating, Announces Price Target of $1800 (Price Target Announces From 1600 To 1800)
📈 PositiveBenzinga•Oct 1, 2025, 04:39 PM
Frequently Asked Questions about FICO
What is FICO's current stock price?
Fair Isaac Corporation (FICO) is currently trading at $1746.81 per share. The stock has moved -0.83% today.
What is the analyst price target for FICO?
The average analyst price target for FICO is $2125.00, based on 1 analyst.
What sector is Fair Isaac Corporation in?
Fair Isaac Corporation operates in the Technology sector, specifically within the Software - Application industry. The company is traded on the NYSE exchange.
What is FICO's market cap?
Fair Isaac Corporation has a market capitalization of $42.34 billion, making it a large-cap company.
Does FICO pay dividends?
No, Fair Isaac Corporation does not currently pay a dividend to shareholders.
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