FISV Stock - Fiserv, Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $20.46B | $19.09B | $17.74B | $16.23B | $14.85B |
| Gross Profit | $12.44B | $11.42B | $9.74B | $8.10B | $7.04B |
| Gross Margin | 60.8% | 59.8% | 54.9% | 49.9% | 47.4% |
| Operating Income | $5.88B | $5.01B | $3.74B | $2.29B | $1.85B |
| Net Income | $3.13B | $3.07B | $2.53B | $1.33B | $958.00M |
| Net Margin | 15.3% | 16.1% | 14.3% | 8.2% | 6.5% |
| EPS | $5.41 | $5.02 | $3.94 | $2.01 | $1.43 |
Fiserv, Inc., together with its subsidiaries, provides payment and financial services technology worldwide. The company operates through Acceptance, Fintech, and Payments segments. The Acceptance segment provides point-of-sale merchant acquiring and digital commerce services; mobile payment services; security and fraud protection products; Carat, an omnichannel commerce solution; Clover, a cloud-based point-of-sale and business management platform; and Clover Connect, an independent software vendors platform. This segment distributes through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, financial institutions, and other strategic partners. The Fintech segment offers customer deposit and loan accounts, as well as manages an institution's general ledger and central information files. This segment also provides digital banking, financial and risk management, professional services and consulting, item processing and source capture, and other products and services. The Payments segment offers card transactions, such as debit, credit, and prepaid card processing and services; security and fraud protection products; card production; print services; and various network services, as well as non-card digital payment software and services, including bill payment, account-to-account transfers, person-to-person payments, electronic billing, and security and fraud protection products. It serves business, banks, credit unions, other financial institutions, merchants, and corporate clients. Fiserv, Inc. was incorporated in 1984 and is headquartered in Brookfield, Wisconsin.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| December 4th 2025 | JP Morgan | Downgrade | Neutral | $85 |
| January 9th 2023 | Wells Fargo | Downgrade | Underweight | $101← $106 |
| October 12th 2022 | Atlantic Equities | Downgrade | Neutral | $105← $130 |
| August 11th 2022 | Evercore ISI | Upgrade | Outperform | - |
| July 14th 2022 | Wells Fargo | Downgrade | Equal Weight | $97← $123 |
| May 18th 2022 | Goldman | Initiation | Neutral | $108 |
| May 3rd 2022 | Loop Capital | Initiation | Buy | $125 |
| April 12th 2022 | Cowen | Downgrade | Market Perform | $126← $144 |
| April 11th 2022 | Stephens | Initiation | Equal Weight | $110 |
Earnings History & Surprises
FISVEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q4 2025 | Oct 29, 2025 | $2.64 | $2.04 | -22.7% | ✗ MISS |
Q3 2025 | Jul 23, 2025 | $2.43 | $2.47 | +1.6% | ✓ BEAT |
Q2 2025 | Apr 24, 2025 | $2.08 | $2.14 | +2.9% | ✓ BEAT |
Q1 2025 | Feb 5, 2025 | $2.48 | $2.51 | +1.2% | ✓ BEAT |
Q4 2024 | Oct 22, 2024 | $2.26 | $2.30 | +1.8% | ✓ BEAT |
Q3 2024 | Jul 24, 2024 | $2.10 | $2.13 | +1.4% | ✓ BEAT |
Q2 2024 | Apr 23, 2024 | $1.79 | $1.88 | +5.0% | ✓ BEAT |
Q1 2024 | Feb 6, 2024 | $2.15 | $2.19 | +1.9% | ✓ BEAT |
Q4 2023 | Oct 24, 2023 | $1.93 | $1.96 | +1.6% | ✓ BEAT |
Q3 2023 | Jul 26, 2023 | $1.81 | $1.81 | 0.0% | = MET |
Q2 2023 | Apr 25, 2023 | $1.57 | $1.58 | +0.6% | ✓ BEAT |
Q1 2023 | Feb 7, 2023 | $1.91 | $1.91 | 0.0% | = MET |
Q3 2022 | Sep 30, 2022 | $1.69 | $0.75 | -55.9% | ✗ MISS |
Q2 2022 | Jun 30, 2022 | $1.55 | $0.92 | -40.7% | ✗ MISS |
Q1 2022 | Mar 31, 2022 | $1.35 | $1.02 | -24.4% | ✗ MISS |
Q4 2021 | Dec 31, 2021 | $1.56 | $0.50 | -67.8% | ✗ MISS |
Q4 2021 | Oct 27, 2021 | $1.44 | $1.47 | +2.1% | ✓ BEAT |
Q3 2021 | Jul 27, 2021 | $1.29 | $1.37 | +6.2% | ✓ BEAT |
Q2 2021 | Apr 27, 2021 | $1.13 | $1.17 | +3.5% | ✓ BEAT |
Q1 2021 | Feb 9, 2021 | $1.29 | $1.30 | +0.8% | ✓ BEAT |
Latest News
Fiserv Reaches Agreement To Settle And Fully Resolve Issues Raised In Qui Tam Action Filed In U.S. District Court For Eastern District Of Missouri
➖ NeutralSusquehanna Maintains Positive on Fiserv, Lowers Price Target to $99
➖ NeutralSeeking Alpha Quant warned about Fiserv months before crash
📉 NegativeJP Morgan Maintains Overweight on Fiserv, Lowers Price Target to $85
➖ NeutralUBS Downgrades Fiserv to Neutral, Lowers Price Target to $75
📉 NegativeCitigroup Maintains Neutral on Fiserv, Lowers Price Target to $75
➖ NeutralFiserv stock extends decline as details of strategy overhaul, guidance reset emerge
📉 NegativeBernstein Downgrades Fiserv to Market Perform, Lowers Price Target to $80
📉 NegativeArgus Research Downgrades Fiserv to Hold
📉 NegativeKeybanc Downgrades Fiserv to Sector Weight
📉 NegativeFiserv shares are trading lower after multiple analysts downgraded the stock.
📉 NegativeGoldman Sachs Downgrades Fiserv to Neutral, Lowers Price Target to $79
📉 NegativeRBC Capital Maintains Outperform on Fiserv, Lowers Price Target to $85
📈 PositiveKeefe, Bruyette & Woods Maintains Outperform on Fiserv, Lowers Price Target to $92
➖ NeutralFiserv downgraded at Morgan Stanley, Goldman Sachs to Hold-equivalent
📉 NegativeTruist Securities Downgrades Fiserv to Hold, Lowers Price Target to $75
📉 NegativeMorgan Stanley Downgrades Fiserv to Equal-Weight, Lowers Price Target to $81
📉 NegativeSeaport Global Downgrades Fiserv to Neutral
📉 NegativeFrequently Asked Questions about FISV
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