GDOT Stock - Green Dot Corporation
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $1.72B | $1.50B | $1.45B | $1.43B | $1.25B |
| Gross Profit | $580.08M | $620.54M | $723.91M | $779.08M | $726.13M |
| Gross Margin | 33.6% | 41.3% | 49.9% | 54.4% | 57.9% |
| Operating Income | $-1,668,000 | $22.67M | $94.38M | $66.47M | $30.07M |
| Net Income | $-26,702,000 | $6.72M | $64.21M | $47.48M | $23.13M |
| Net Margin | -1.5% | 0.4% | 4.4% | 3.3% | 1.8% |
| EPS | $-0.50 | $0.13 | $1.20 | $0.87 | $0.43 |
Green Dot Corporation, a financial technology and bank holding company, provides various financial products to consumers and businesses in the United States. It operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. The company offers deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. It also provides money processing services, such as cash transfer services that enable consumers to deposit or pick up cash and pay bills with cash at the point-of-sale at any participating retailer; and simply paid disbursement services, which enable wages and authorized funds disbursement to its deposit account programs and accounts issued by any third-party bank or program manager. In addition, the company offers tax processing services comprising tax refund transfers, which provide the processing technology to facilitate receipt of a taxpayers' refund proceeds; small business lending to independent tax preparation providers that seek small advances; and fast cash advance, a loan that enables tax refund recipients. Green Dot Corporation was incorporated in 1999 and is headquartered in Austin, Texas.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| November 25th 2025 | Northland Capital | Downgrade | Market Perform | $14.25 |
| April 9th 2025 | Northland Capital | Upgrade | Outperform | $12 |
| March 14th 2025 | Craig Hallum | Upgrade | Buy | $14 |
| December 14th 2023 | Barclays | Downgrade | Underweight | $7← $8 |
| November 10th 2023 | Craig Hallum | Downgrade | Hold | $14 |
| June 29th 2023 | Keefe Bruyette | Resumed | Market Perform | $20← $17 |
| June 14th 2023 | BTIG Research | Initiation | Neutral | - |
| May 8th 2023 | Needham | Downgrade | Hold | - |
| October 17th 2022 | William Blair | Downgrade | Market Perform | - |
| August 15th 2022 | Barclays | Downgrade | Equal Weight | $25← $31 |
Earnings History & Surprises
GDOTEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 6, 2026 | — | — | — | — |
Q1 2026 | Feb 26, 2026 | $-0.12 | — | — | — |
Q4 2025 | Nov 10, 2025 | $-0.11 | $0.06 | +154.5% | ✓ BEAT |
Q3 2025 | Aug 11, 2025 | $0.17 | $0.40 | +135.3% | ✓ BEAT |
Q2 2025 | May 8, 2025 | $0.70 | $1.06 | +51.4% | ✓ BEAT |
Q1 2025 | Feb 27, 2025 | $0.38 | $0.40 | +5.3% | ✓ BEAT |
Q4 2024 | Nov 7, 2024 | $0.17 | $0.13 | -23.5% | ✗ MISS |
Q3 2024 | Aug 8, 2024 | $0.28 | $0.25 | -10.7% | ✗ MISS |
Q2 2024 | May 9, 2024 | $0.78 | $0.59 | -24.4% | ✗ MISS |
Q1 2024 | Feb 27, 2024 | $0.17 | $0.14 | -17.6% | ✗ MISS |
Q4 2023 | Nov 9, 2023 | $0.20 | $0.14 | -30.0% | ✗ MISS |
Q3 2023 | Aug 3, 2023 | $0.34 | $0.37 | +8.8% | ✓ BEAT |
Q2 2023 | May 4, 2023 | $0.76 | $0.99 | +30.3% | ✓ BEAT |
Q1 2023 | Feb 23, 2023 | $0.22 | $0.34 | +54.5% | ✓ BEAT |
Q4 2022 | Nov 9, 2022 | $0.36 | $0.44 | +22.2% | ✓ BEAT |
Q3 2022 | Aug 4, 2022 | $0.52 | $0.74 | +42.3% | ✓ BEAT |
Q2 2022 | May 5, 2022 | $0.85 | $1.06 | +24.7% | ✓ BEAT |
Q1 2022 | Feb 24, 2022 | $0.30 | $0.27 | -10.0% | ✗ MISS |
Q4 2021 | Nov 4, 2021 | $0.36 | $0.43 | +19.4% | ✓ BEAT |
Q3 2021 | Aug 3, 2021 | $0.46 | $0.68 | +47.8% | ✓ BEAT |
Latest News
Green Dot Strikes Acquisition Agreement That Will Create New Public Bank and Spin Off Its Fintech Business
📈 PositiveGreen Dot shares are trading higher after the company reported better-than-expected Q3 financial results and raised its FY25 adjusted EPS guidance.
📈 PositiveGreen Dot Lowers FY2025 GAAP EPS Guidance from $(0.93)-$(0.80) to $(1.32)-$(1.18) vs $(0.88) Est
📉 NegativeGreen Dot Raises FY2025 Adj EPS Guidance from $1.28-$1.42 to $1.31-$1.44 vs $1.35 Est; Affirms FY2025 Sales Guidance of $2.000B-$2.100B vs $2.056B Est
📈 PositiveGreen Dot Q3 Adj. EPS $0.06 Beats $(0.09) Estimate, Sales $491.853M Beat $485.321M Estimate
📈 PositiveGreen Dot Adds Stripes As Network Partner
📈 PositiveGreen Dot To Exit China Operations By Year-End 2025, Restructuring Plan To Affect 240 Employees And Close Select Facilities
📉 NegativeGreen Dot Non-GAAP EPS of $0.40 beats by $0.22, revenue of $504.18M beats by $13.61M
📈 PositiveGreen Dot Non-GAAP EPS of $1.06 beats by $0.35, revenue of $558.87M beats by $55.68M
📈 PositiveGreen Dot gains on report it's attracting PE, strategic interest
📈 PositiveFrequently Asked Questions about GDOT
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