PRAA Stock - PRA Group, Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $1.12B | $815.50M | $966.52M | $1.10B | $1.07B |
| Gross Profit | $685.65M | $416.04M | $550.31M | $669.61M | $628.55M |
| Gross Margin | 61.0% | 51.0% | 56.9% | 61.1% | 59.0% |
| Operating Income | $339.73M | $100.49M | $285.80M | $375.00M | $349.70M |
| Net Income | $70.60M | $-83,477,000 | $117.15M | $183.16M | $149.34M |
| Net Margin | 6.3% | -10.2% | 12.1% | 16.7% | 14.0% |
| EPS | $1.79 | $-2.13 | $2.96 | $4.07 | $3.28 |
PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Australia, and Europe. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to credit originators, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit cards, private label and other credit cards, installment loans, lines of credit, deficiency balances of various types, legal judgments, and trade payables from banks, credit unions, consumer finance companies, retailers, utilities, automobile finance companies, and other credit originators. In addition, it provides fee-based services on class action claims recoveries and by servicing consumer bankruptcy accounts. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was incorporated in 1996 and is headquartered in Norfolk, Virginia.
Visit WebsiteEarnings History & Surprises
PRAAEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 4, 2026 | — | — | — | — |
Q1 2026 | Feb 18, 2026 | $0.50 | — | — | — |
Q4 2025 | Nov 3, 2025 | $0.50 | $0.53 | +6.0% | ✓ BEAT |
Q3 2025 | Aug 4, 2025 | $0.62 | $1.08 | +74.2% | ✓ BEAT |
Q2 2025 | May 5, 2025 | $0.41 | $0.09 | -78.0% | ✗ MISS |
Q1 2025 | Feb 19, 2025 | $0.45 | $0.47 | +4.4% | ✓ BEAT |
Q4 2024 | Nov 4, 2024 | $0.34 | $0.49 | +44.1% | ✓ BEAT |
Q3 2024 | Aug 5, 2024 | $0.08 | $0.54 | +575.0% | ✓ BEAT |
Q2 2024 | May 6, 2024 | $-0.05 | $0.09 | +280.0% | ✓ BEAT |
Q1 2024 | Feb 15, 2024 | $-0.35 | $-0.22 | +37.1% | ✓ BEAT |
Q4 2023 | Nov 6, 2023 | $-0.39 | $-0.31 | +20.5% | ✓ BEAT |
Q3 2023 | Aug 7, 2023 | $-0.16 | $-0.10 | +37.5% | ✓ BEAT |
Q2 2023 | May 8, 2023 | $0.45 | $-1.50 | -433.3% | ✗ MISS |
Q1 2023 | Feb 27, 2023 | $0.32 | $0.41 | +28.1% | ✓ BEAT |
Q4 2022 | Nov 3, 2022 | $0.46 | $0.63 | +37.0% | ✓ BEAT |
Q3 2022 | Aug 8, 2022 | $0.54 | $0.91 | +68.5% | ✓ BEAT |
Q2 2022 | May 9, 2022 | $0.78 | $0.97 | +24.4% | ✓ BEAT |
Q1 2022 | Feb 28, 2022 | $0.66 | $0.79 | +19.7% | ✓ BEAT |
Q4 2021 | Nov 8, 2021 | $0.72 | $0.76 | +5.6% | ✓ BEAT |
Q3 2021 | Aug 5, 2021 | $0.73 | $1.22 | +67.1% | ✓ BEAT |
Latest News
PRA Group shares are trading lower. The company reported Q3 financial results.
📉 NegativeTruist Securities Maintains Buy on PRA Group, Lowers Price Target to $26
➖ NeutralPRA Group Q3 Adj. EPS $0.53 Beats $0.40 Estimate, Sales $311.140M Beat $295.769M Estimate
📈 PositivePRA Group Plans €300.0M Senior Notes Offering To Repay $174M North American And $174M European Revolving Credit Facilities
➖ NeutralFrequently Asked Questions about PRAA
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