/HIG
The Hartford Financial Services Group, Inc.
HIG • NYSEHIG • NYSE • Financial Services
$135.34+0.69%+0.93
$135.34+0.69%(+0.93)Financial Services
GoAI Score
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Valuation
50Fair Value
Sentiment
76Bullish
Risk
99Low Risk
Momentum
52Neutral
Institutional-Grade Intelligence
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Actionable Intelligence
AI-driven stance, execution logic & risk thresholds
Catalyst Roadmap
Event timeline with expected impact & market context
Deep Insights
Fact-checked analysis & score logic breakdown
Financial Statements
Margin Trends
Gross
46.1%▲31.0pp
Revenue after COGS
Operating
16.8%▲2.3pp
After operating expenses
Net
13.6%▲1.8pp
Bottom-line profitability
Gross Margin
Operating Margin
Net Margin
Valuation Snapshot
P/E Ratio
10.1
Price vs earnings
EV/EBITDA
8.1
Enterprise value
FCF Yield
14.8%
Cash generation
Earnings Yield
9.9%
Inverse of P/E
Capital Efficiency
21
GoAI Quality ScoreStrong
ROEReturn on Equity
20.2%Strong
ROAReturn on Assets
4.5%Fair
ROICReturn on Invested Capital
28.2%Strong
Financial Health
Current RatioHealthy
17.65
Short-term solvency (>1.5)
Net Debt / EBITDAManageable
0.79x
Debt repayment capacity (<3x)
Income QualityStrong
1.54
Cash backs earnings (>1)
Revenue & Profitability
Revenue
Net Income
Net Loss
Income Statement
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $28.26B | $26.38B | $24.33B | $21.85B | $21.65B |
| Gross Profit | $13.02B | $3.97B | $3.17B | $2.05B | $2.47B |
| Gross Margin | 46.1% | 15.0% | 13.0% | 9.4% | 11.4% |
| Operating Income | $4.76B | $3.85B | $3.09B | $2.26B | $2.90B |
| Net Income | $3.84B | $3.11B | $2.50B | $1.82B | $2.37B |
| Net Margin | 13.6% | 11.8% | 10.3% | 8.3% | 11.0% |
| EPS | $13.51 | $10.51 | $8.09 | $5.52 | $6.71 |
Average Price Target
$152.67▲ 12.8% Upside
Past 12 Months
12 Month Forecast
Based on 50 Wall Street analysts offering 12 month price targets for The Hartford Financial Services Group, Inc., the average price target is $152.67, with a high forecast of $165.00 and a low forecast of $135.00. The average price target represents a 12.8% increase from the current price of $135.34.
Highest
$165.00
Average
$152.67
Lowest
$135.00
Rating Distribution
Strong Buy
0
0%
Buy
24
59%
Hold
17
41%
Sell
0
0%
Strong Sell
0
0%
Recent Analyst Ratings
FirmActionRatingDate
Keefe, Bruyette & Woods● Maintain
Outperform
2026-02-05Citigroup● Maintain
Neutral
2026-02-04Morgan Stanley● Maintain
Equal Weight
2026-02-03Cantor Fitzgerald● Maintain
Overweight
2026-02-02Wells Fargo● Maintain
Overweight
2026-02-02Roth Capital● Maintain
Neutral
2026-01-30Cantor Fitzgerald● Maintain
Overweight
2026-01-14Wells Fargo● Maintain
Overweight
2026-01-13Evercore ISI Group● Maintain
In Line
2026-01-07JP Morgan● Maintain
Neutral
2026-01-07Earnings History & Surprises
BEAT RATE
83%
Last 18 quarters
AVG SURPRISE
+16.2%
EPS vs Estimate
BEATS / MISSES
15/3
Last 18 quarters
LATEST EPS
$4.06
Q1 '26
QUARTERLY EPS TREND
Estimated
Beat
Miss
QUARTERLY DETAIL
Q1 '26
+26.1%
$4.06 vs $3.22
Q4 '25
+22.3%
$3.78 vs $3.09
Q3 '25
+20.5%
$3.41 vs $2.83
Q2 '25
+2.3%
$2.20 vs $2.15
Q1 '25
+9.7%
$2.94 vs $2.68
Q4 '24
-0.4%
$2.53 vs $2.54
Q3 '24
+11.6%
$2.50 vs $2.24
Q2 '24
-4.5%
$2.34 vs $2.45
Q1 '24
+25.4%
$3.06 vs $2.44
Q4 '23
+15.7%
$2.29 vs $1.98
Q3 '23
+1.6%
$1.88 vs $1.85
Q2 '23
-2.3%
$1.68 vs $1.72
No investor questions available.
Latest News
No news available