ING Stock - ING Groep N.V.
Unlock GoAI Insights for ING
Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.
Free 14-day trial • No credit card required
Premium members get real-time SMS alerts
Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $66.41B | $58.90B | $33.61B | $25.78B | $26.93B |
| Gross Profit | $21.41B | $22.15B | $17.06B | $17.79B | $15.19B |
| Gross Margin | 32.2% | 37.6% | 50.8% | 69.0% | 56.4% |
| Operating Income | $9.30B | $10.49B | $5.50B | $6.78B | $3.81B |
| Net Income | $6.39B | $7.29B | $3.67B | $4.78B | $2.48B |
| Net Margin | 9.6% | 12.4% | 10.9% | 18.5% | 9.2% |
| EPS | $1.65 | $1.16 | $1.02 | $1.23 | $0.64 |
ING Groep N.V., a financial institution, provides various banking products and services in the Netherlands, Belgium, Germany, Poland, Rest of Europe, North America, Latin America, Asia, and Australia. It operates in six segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, Wholesale Banking, and Corporate Line Banking. The company accepts various deposits, such as current and savings accounts; and offers business lending products, as well as consumer lending products, such as residential mortgage loans, term loans, and revolver and personal loans. It also provides debt capital market, working capital, export finance, daily banking, treasury and risk, and corporate finance solutions; and specialized lending, equity market, finance, payments and cash management, and trade services and solutions, as well as savings, investment, insurance, mortgage, and digital banking services. The company serves customers, corporate clients, and financial institutions, including small and medium-sized, and mid-corporates. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.
Visit WebsiteRating Distribution
Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| September 2nd 2025 | Morgan Stanley | Upgrade | Overweight | - |
| July 15th 2025 | Barclays | Upgrade | Overweight | - |
| March 27th 2025 | Goldman | Upgrade | Buy | - |
| November 26th 2024 | Morgan Stanley | Downgrade | Equal Weight | - |
| October 22nd 2024 | Barclays | Downgrade | Equal Weight | - |
| October 9th 2024 | Deutsche Bank | Downgrade | Hold | - |
| June 7th 2024 | Barclays | Upgrade | Overweight | - |
Earnings History & Surprises
INGEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 30, 2026 | — | — | — | — |
Q1 2026 | Feb 5, 2026 | $0.46 | — | — | — |
Q4 2025 | Oct 30, 2025 | $0.64 | $0.70 | +9.4% | ✓ BEAT |
Q3 2025 | Jul 31, 2025 | $0.59 | $0.64 | +8.5% | ✓ BEAT |
Q2 2025 | May 2, 2025 | $0.56 | $0.49 | -12.5% | ✗ MISS |
Q1 2025 | Feb 6, 2025 | $0.41 | $0.39 | -4.9% | ✗ MISS |
Q4 2024 | Oct 31, 2024 | $0.30 | $0.65 | +114.2% | ✓ BEAT |
Q3 2024 | Aug 1, 2024 | $0.54 | $0.58 | +7.6% | ✓ BEAT |
Q2 2024 | May 2, 2024 | $0.46 | $0.52 | +12.3% | ✓ BEAT |
Q1 2024 | Feb 1, 2024 | $0.49 | $0.48 | -2.0% | ✗ MISS |
Q4 2023 | Nov 2, 2023 | $0.57 | $0.61 | +7.0% | ✓ BEAT |
Q3 2023 | Aug 3, 2023 | $0.55 | $0.65 | +18.2% | ✓ BEAT |
Q2 2023 | May 11, 2023 | $0.37 | $0.47 | +27.0% | ✓ BEAT |
Q1 2023 | Feb 2, 2023 | $0.30 | $0.34 | +10.7% | ✓ BEAT |
Q4 2022 | Nov 3, 2022 | $0.35 | $0.26 | -25.7% | ✗ MISS |
Q3 2022 | Aug 4, 2022 | $0.34 | $0.34 | 0.0% | = MET |
Q2 2022 | May 6, 2022 | $0.02 | $0.12 | +500.0% | ✓ BEAT |
Q1 2022 | Feb 3, 2022 | $0.33 | $0.30 | -9.1% | ✗ MISS |
Q4 2021 | Nov 4, 2021 | — | $0.41 | — | — |
Q3 2021 | Aug 6, 2021 | — | $0.45 | — | — |
Latest News
ING Groep shares are trading higher after the company reported Q3 results above estimates.
📈 PositiveING Groep Raises 2025 Total Income Outlook To €22.8B On Strong Volume Growth And Over 10% Increase In Fee Income
📈 PositiveING Groep Q3 EPS $0.70 Beats $0.64 Estimate, Sales $6.896B Beat $6.550B Estimate
📈 PositiveFrequently Asked Questions about ING
What is ING's current stock price?
What is the analyst price target for ING?
What sector is ING Groep N.V. in?
What is ING's market cap?
Does ING pay dividends?
Similar Stocks
Financial Services SectorExplore stocks similar to ING for comparison