/JKHY
Jack Henry & Associates, Inc.
JKHY • NASDAQJKHY • NASDAQ • Technology
$166.34-0.40%-0.67
$166.34-0.40%(-0.67)Technology
GoAI Score
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Valuation
50Fair Value
Sentiment
92Bullish
Risk
91Low Risk
Momentum
40Neutral
Institutional-Grade Intelligence
🏆PRO
Actionable Intelligence
AI-driven stance, execution logic & risk thresholds
Catalyst Roadmap
Event timeline with expected impact & market context
Deep Insights
Fact-checked analysis & score logic breakdown
Financial Statements
Margin Trends
Gross
42.7%▲1.4pp
Revenue after COGS
Operating
23.9%▲1.9pp
After operating expenses
Net
19.2%▲2.0pp
Bottom-line profitability
Gross Margin
Operating Margin
Net Margin
Valuation Snapshot
P/E Ratio
28.9
Price vs earnings
EV/EBITDA
16.3
Enterprise value
FCF Yield
4.5%
Cash generation
Earnings Yield
3.5%
Inverse of P/E
Capital Efficiency
18
GoAI Quality ScoreStrong
ROEReturn on Equity
21.4%Strong
ROAReturn on Assets
15.0%Strong
ROICReturn on Invested Capital
17.6%Strong
Financial Health
Current RatioAdequate
1.27
Short-term solvency (>1.5)
Net Debt / EBITDANet Cash
-0.13x
Debt repayment capacity (<3x)
Income QualityStrong
1.41
Cash backs earnings (>1)
Revenue & Profitability
Revenue
Net Income
Net Loss
Income Statement
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $2.38B | $2.22B | $2.08B | $1.94B | $1.76B |
| Gross Profit | $1.01B | $916.07M | $858.64M | $814.27M | $694.83M |
| Gross Margin | 42.7% | 41.3% | 41.3% | 41.9% | 39.5% |
| Operating Income | $568.72M | $489.39M | $480.69M | $474.62M | $398.72M |
| Net Income | $455.75M | $381.82M | $366.65M | $362.92M | $311.47M |
| Net Margin | 19.2% | 17.2% | 17.6% | 18.7% | 17.7% |
| EPS | $6.24 | $5.24 | $5.03 | $4.95 | $4.12 |
Average Price Target
$203.75▲ 22.5% Upside
Past 12 Months
12 Month Forecast
Based on 50 Wall Street analysts offering 12 month price targets for Jack Henry & Associates, Inc., the average price target is $203.75, with a high forecast of $220.00 and a low forecast of $183.00. The average price target represents a 22.5% increase from the current price of $166.34.
Highest
$220.00
Average
$203.75
Lowest
$183.00
Rating Distribution
Strong Buy
0
0%
Buy
12
55%
Hold
10
45%
Sell
0
0%
Strong Sell
0
0%
Recent Analyst Ratings
FirmActionRatingDate
Wells Fargo▲ Upgrade
Equal Weight→Overweight
2026-02-17Morgan Stanley● Maintain
Equal Weight
2026-02-05DA Davidson● Maintain
Buy
2026-02-04Wells Fargo● Maintain
Equal Weight
2026-01-30DA Davidson● Maintain
Buy
2026-01-29DA Davidson● Maintain
Buy
2026-01-28Wolfe Research▲ Upgrade
Peer Perform→Outperform
2026-01-08UBS● Maintain
Neutral
2026-01-08RBC Capital▲ Upgrade
Sector Perform→Outperform
2025-12-16Baird● Maintain
Neutral
2025-12-15Earnings History & Surprises
BEAT RATE
89%
Last 18 quarters
AVG SURPRISE
+7.6%
EPS vs Estimate
BEATS / MISSES
16/2
Last 18 quarters
LATEST EPS
$1.72
Q1 '26
QUARTERLY EPS TREND
Estimated
Beat
Miss
QUARTERLY DETAIL
Q1 '26
+20.3%
$1.72 vs $1.43
Q4 '25
+15.2%
$1.97 vs $1.71
Q3 '25
+10.8%
$1.75 vs $1.58
Q2 '25
+10.9%
$1.52 vs $1.37
Q1 '25
-2.2%
$1.34 vs $1.37
Q4 '24
+1.2%
$1.63 vs $1.61
Q3 '24
+4.5%
$1.38 vs $1.32
Q2 '24
+1.7%
$1.19 vs $1.17
Q1 '24
+10.5%
$1.26 vs $1.14
Q4 '23
+5.3%
$1.39 vs $1.32
Q3 '23
+13.6%
$1.34 vs $1.18
Q2 '23
+1.8%
$1.12 vs $1.10
No investor questions available.
Latest News
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