/LYG
LYG Stock - Lloyds Banking Group plc
Financial Services|Banks - RegionalNYSE
$5.23+1.06%
+$0.06 (+1.06%) • Dec 19
49
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.92
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).0
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.80
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+-47.4%upside
Target: $2.75
AI Analysis PreviewPremium
Real-time AI-powered market analysis
Precise entry/exit price targets
Risk assessment & position sizing
Unlock GoAI Insights for LYG
Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.
Buy/Sell Signals
94% win rate on Alpha signals
Deep Analysis
Institutional-grade thesis
Real-Time Alerts
SMS & push notifications
Risk Scoring
Multi-factor analysis
Free 14-day trial • No credit card required
Active Trade Setup
ENTRY ZONE$5.18 – $5.28
TARGET (TP)$2.75
STOP LOSS$4.81
RISK/REWARD1:-5.9
Premium members get real-time SMS alerts
Price Chart
Financial Statements
Revenue & Profitability Trend
← Swipe to see more →
Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.99
52W High$5.27
52W Low$2.56
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $37.61B | $33.95B | $20.77B | $18.71B | $18.69B |
| Gross Profit | $18.60B | $19.20B | $16.05B | $16.32B | $15.13B |
| Gross Margin | 49.5% | 56.5% | 77.3% | 87.2% | 81.0% |
| Operating Income | $5.97B | $7.50B | $4.78B | $6.90B | $1.23B |
| Net Income | $4.42B | $5.46B | $3.83B | $5.78B | $1.32B |
| Net Margin | 11.8% | 16.1% | 18.4% | 30.9% | 7.1% |
| EPS | $0.25 | $0.30 | $0.20 | $0.30 | $0.05 |
Company Overview
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial services in the United Kingdom. It operates through three segments: Retail; Commercial Banking; and Insurance and Wealth. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, motor finance, unsecured loans, leasing solutions, and credit cards to personal and small business customers. The Commercial Banking segment provides lending, transactional banking, working capital management, risk management, debt financing, and debt capital market services to small and medium-sized entities, corporates, and financial institutions. The Insurance and Wealth segment offers insurance, investment and wealth management products and services. It also provides digital banking services. The company offers its products and services under the Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows brands. Lloyds Banking Group plc was founded in 1695 and is based in London, the United Kingdom.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
9
47%
Hold / Neutral
10
53%
Sell / Underperform
0%
Analyst Consensus🔴 Bearish
9 Bullish10 Neutral/Bearish
Price Targets
$3
Average Target
↓ 47.4% Downside
Now
$3
Low
$3
Average
$3
High
Based on 1 analyst
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| October 9th 2025 | Kepler | Upgrade | Buy | - |
| August 5th 2025 | Goldman | Upgrade | Buy | - |
| August 4th 2025 | RBC Capital Mkts | Upgrade | Outperform | - |
| August 1st 2025 | JP Morgan | Upgrade | Neutral | - |
| April 1st 2025 | HSBC Securities | Upgrade | Buy | - |
| March 11th 2025 | Keefe Bruyette | Downgrade | Market Perform | - |
| March 4th 2025 | Morgan Stanley | Upgrade | Overweight | - |
| October 30th 2024 | Morgan Stanley | Downgrade | Equal Weight | - |
| October 4th 2024 | Goldman | Initiation | Neutral | - |
| September 5th 2024 | Kepler | Initiation | Hold | - |
| August 5th 2024 | Citigroup | Downgrade | Neutral | - |
| July 26th 2024 | RBC Capital Mkts | Downgrade | Sector Perform | - |
| July 5th 2024 | Exane BNP Paribas | Upgrade | Outperform | - |
| May 9th 2024 | Deutsche Bank | Initiation | Buy | - |
| April 25th 2024 | Berenberg | Initiation | Hold | $2.75 |
Earnings History & Surprises
LYGBeat Rate
63%
Last 16 quarters
Avg Surprise
+6.8%
EPS vs Estimate
Beats / Misses
10/4
2 met exactly
Latest EPS
$0.05
Q4 2025
EPS Surprise History
Q1 24
+26.3%
$0.11vs$0.09
Q2 24
+12.0%
$0.09vs$0.08
Q3 24
+34.6%
$0.09vs$0.07
Q4 24
+13.4%
$0.10vs$0.09
Q1 25
-37.5%
$0.05vs$0.08
Q2 25
+37.5%
$0.11vs$0.08
Q3 25
+40.0%
$0.14vs$0.10
Q4 25
-58.3%
$0.05vs$0.12
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q1 2026 | Feb 19, 2026 | $0.11 | — | — | — |
Q4 2025 | Oct 23, 2025 | $0.12 | $0.05 | -58.3% | ✗ MISS |
Q3 2025 | Jul 24, 2025 | $0.10 | $0.14 | +40.0% | ✓ BEAT |
Q2 2025 | May 1, 2025 | $0.08 | $0.11 | +37.5% | ✓ BEAT |
Q1 2025 | Feb 20, 2025 | $0.08 | $0.05 | -37.5% | ✗ MISS |
Q4 2024 | Oct 23, 2024 | $0.09 | $0.10 | +13.4% | ✓ BEAT |
Q3 2024 | Jul 25, 2024 | $0.07 | $0.09 | +34.6% | ✓ BEAT |
Q2 2024 | Apr 24, 2024 | $0.08 | $0.09 | +12.0% | ✓ BEAT |
Q1 2024 | Feb 22, 2024 | $0.09 | $0.11 | +26.3% | ✓ BEAT |
Q4 2023 | Oct 25, 2023 | $0.09 | $0.10 | +11.4% | ✓ BEAT |
Q3 2023 | Jul 26, 2023 | $0.09 | $0.08 | -11.1% | ✗ MISS |
Q2 2023 | May 3, 2023 | $0.10 | $0.11 | +6.6% | ✓ BEAT |
Q1 2023 | Feb 22, 2023 | $0.07 | $0.10 | +42.9% | ✓ BEAT |
Q4 2022 | Oct 27, 2022 | $0.08 | $0.08 | 0.0% | = MET |
Q3 2022 | Jul 27, 2022 | $0.07 | $0.11 | +57.1% | ✓ BEAT |
Q2 2022 | Apr 27, 2022 | $0.08 | $0.08 | 0.0% | = MET |
Q1 2022 | Feb 24, 2022 | $0.06 | $0.02 | -66.7% | ✗ MISS |
Q4 2021 | Oct 28, 2021 | — | $0.15 | — | — |
Q3 2021 | Jul 28, 2021 | — | $0.14 | — | — |
Q2 2021 | Apr 28, 2021 | — | $0.10 | — | — |
Latest News
Lloyds Banking Group Agrees to Acquire Curve; Financial Terms Not Disclosed
📈 PositiveBenzinga•Nov 19, 2025, 12:46 PM
Shares of broader financial services stocks are trading higher amid a broader market rebound after Senate leaders approved a deal clearing the path to end the US government shutdown.
📈 PositiveBenzinga•Nov 10, 2025, 07:43 PM•Also: , ,
Lloyds Banking Group Q3 EPS $0.05 Misses $0.12 Estimate, Sales $6.754B Beat $6.130B Estimate
➖ NeutralBenzinga•Oct 23, 2025, 11:17 AM
Radian To Acquire Lloyd's specialty Insurer Inigo For $1.7B In All-Cash Deal, Transforming Into Global Multi-Line Specialty Insurer
📈 PositiveBenzinga•Sep 18, 2025, 10:36 AM•Also:
Broadcom And Lloyds Banking Group Sign Multi Year Agreement To Strengthen Infrastructure Software Portfolio And Support UK's Largest Digital Bank
📈 PositiveBenzinga•Sep 17, 2025, 07:09 AM•Also:
Frequently Asked Questions about LYG
What is LYG's current stock price?
Lloyds Banking Group plc (LYG) is currently trading at $5.23 per share. The stock has moved +1.06% today.
What is the analyst price target for LYG?
The average analyst price target for LYG is $2.75, based on 1 analyst.
What sector is Lloyds Banking Group plc in?
Lloyds Banking Group plc operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NYSE exchange.
What is LYG's market cap?
Lloyds Banking Group plc has a market capitalization of $78.68 billion, making it a large-cap company.
Does LYG pay dividends?
No, Lloyds Banking Group plc does not currently pay a dividend to shareholders.
Similar Stocks
Financial Services SectorDB
Deutsche Bank AG
$38.62
Mkt Cap: $73.8B
HDB
HDFC Bank Limited
$35.89
Mkt Cap: $61.4B
ITUB
Itaú Unibanco Holding S.A.
$7.12
Mkt Cap: $76.4B
MFG
Mizuho Financial Group, Inc.
$7.31
Mkt Cap: $91.7B
PNC
The PNC Financial Services Group, Inc.
$210.20
Mkt Cap: $82.4B
TFC
Truist Financial Corporation
$50.08
Mkt Cap: $65.1B
USB
U.S. Bancorp
$54.16
Mkt Cap: $84.2B
Explore stocks similar to LYG for comparison