/MA
MA Stock - Mastercard Incorporated
Financial Services|Financial - Credit ServicesNYSE
$572.23+1.06%
+$6.02 (+1.06%) • Dec 19
70
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.BUY
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.58
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).82
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.85
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+16.0%upside
Target: $663.79
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ENTRY ZONE$566.51 – $577.95
TARGET (TP)$663.91
STOP LOSS$526.45
RISK/REWARD1:2.0
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.87
52W High$601.77
52W Low$465.59
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $28.17B | $25.10B | $22.24B | $18.88B | $15.30B |
| Gross Profit | $21.49B | $19.08B | $16.97B | $14.39B | $11.51B |
| Gross Margin | 76.3% | 76.0% | 76.3% | 76.2% | 75.2% |
| Operating Income | $15.58B | $14.01B | $12.26B | $10.08B | $8.08B |
| Net Income | $12.87B | $11.20B | $9.93B | $8.69B | $6.41B |
| Net Margin | 45.7% | 44.6% | 44.7% | 46.0% | 41.9% |
| EPS | $13.92 | $11.86 | $10.26 | $8.79 | $6.40 |
Company Overview
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
15
63%
Hold / Neutral
9
38%
Sell / Underperform
0%
Analyst Consensus🟡 Mixed
15 Bullish9 Neutral/Bearish
Price Targets
$521
Average Target
↓ 8.9% Downside
Now
$357
Low
$521
Average
$735
High
Based on 24 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| December 8th 2025 | HSBC Securities | Upgrade | Buy | $633 |
| October 23rd 2025 | Citigroup | Initiation | Buy | $735 |
| October 22nd 2025 | Wells Fargo | Initiation | Overweight | $669 |
| July 17th 2025 | Deutsche Bank | Resumed | Buy | - |
| July 14th 2025 | Seaport Research Partners | Upgrade | Buy | $616 |
| June 2nd 2025 | Truist | Initiation | Buy | $640 |
| April 9th 2025 | Monness Crespi & Hardt | Downgrade | Neutral | - |
| February 4th 2025 | DZ Bank | Upgrade | Buy | $620 |
| January 31st 2025 | Monness Crespi & Hardt | Upgrade | Buy | $640 |
| January 14th 2025 | Seaport Research Partners | Downgrade | Neutral | - |
| October 1st 2024 | Oppenheimer | Resumed | Outperform | $591 |
| September 4th 2024 | Compass Point | Initiation | Neutral | $525 |
| September 3rd 2024 | Exane BNP Paribas | Downgrade | Neutral | $470 |
| July 10th 2024 | BofA Securities | Downgrade | Neutral | $480← $505 |
| May 13th 2024 | Piper Sandler | Initiation | Overweight | $531 |
Earnings History & Surprises
MABeat Rate
100%
Last 18 quarters
Avg Surprise
+5.7%
EPS vs Estimate
Beats / Misses
18/0
Last 12 quarters
Latest EPS
$4.38
Q4 2025
EPS Surprise History
Q1 24
+3.2%
$3.18vs$3.08
Q2 24
+2.2%
$3.31vs$3.24
Q3 24
+2.3%
$3.59vs$3.51
Q4 24
+4.0%
$3.89vs$3.74
Q1 25
+3.0%
$3.82vs$3.71
Q2 25
+4.2%
$3.73vs$3.58
Q3 25
+3.0%
$4.15vs$4.03
Q4 25
+1.4%
$4.38vs$4.32
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 29, 2026 | — | — | — | — |
Q1 2026 | Jan 29, 2026 | $4.21 | — | — | — |
Q4 2025 | Oct 30, 2025 | $4.32 | $4.38 | +1.4% | ✓ BEAT |
Q3 2025 | Jul 31, 2025 | $4.03 | $4.15 | +3.0% | ✓ BEAT |
Q2 2025 | May 1, 2025 | $3.58 | $3.73 | +4.2% | ✓ BEAT |
Q1 2025 | Jan 30, 2025 | $3.71 | $3.82 | +3.0% | ✓ BEAT |
Q4 2024 | Oct 31, 2024 | $3.74 | $3.89 | +4.0% | ✓ BEAT |
Q3 2024 | Jul 31, 2024 | $3.51 | $3.59 | +2.3% | ✓ BEAT |
Q2 2024 | May 1, 2024 | $3.24 | $3.31 | +2.2% | ✓ BEAT |
Q1 2024 | Jan 31, 2024 | $3.08 | $3.18 | +3.2% | ✓ BEAT |
Q4 2023 | Oct 26, 2023 | $3.21 | $3.39 | +5.6% | ✓ BEAT |
Q3 2023 | Jul 27, 2023 | $2.82 | $2.89 | +2.5% | ✓ BEAT |
Q2 2023 | Apr 27, 2023 | $2.72 | $2.80 | +2.9% | ✓ BEAT |
Q1 2023 | Jan 26, 2023 | $2.58 | $2.65 | +2.7% | ✓ BEAT |
Q4 2022 | Oct 27, 2022 | $2.56 | $2.68 | +4.7% | ✓ BEAT |
Q3 2022 | Jul 28, 2022 | $2.36 | $2.56 | +8.5% | ✓ BEAT |
Q2 2022 | Apr 28, 2022 | $2.17 | $2.76 | +27.2% | ✓ BEAT |
Q1 2022 | Jan 27, 2022 | $2.21 | $2.35 | +6.3% | ✓ BEAT |
Q4 2021 | Oct 28, 2021 | $2.19 | $2.37 | +8.2% | ✓ BEAT |
Q3 2021 | Jul 29, 2021 | $1.75 | $1.95 | +11.4% | ✓ BEAT |
Latest News
Reported Thursday: Mastercard, Visa Agree To Pay $167.5M Cash Settlement Over Alleged Higher ATM Surcharge, Court Document Shows
📉 NegativeBenzinga•Dec 19, 2025, 03:36 PM•Also:
Mastercard Join Forces With TerraPay To Equip Its Wallet Partners Including Mobile Money Wallets, Fintechs, And Banks, With Latest Digital Payment Capabilities
📈 PositiveBenzinga•Dec 11, 2025, 01:00 PM
Mastercard Raises Quarterly Cash Dividend From $0.76 To $0.87 Per Share; Board Approves $14B Share Repurchase Program
📈 PositiveBenzinga•Dec 9, 2025, 09:17 PM
Corpay Cross-Border Valued at ~$13B As Mastercard Closes $300M Minority Investment For ~2.3% Stake; Launches New Global Payments Partnership
📈 PositiveBenzinga•Dec 8, 2025, 09:09 PM•Also:
HSBC Upgrades Mastercard to Buy, Raises Price Target to $633
📈 PositiveBenzinga•Dec 8, 2025, 11:17 AM•Also:
Mastercard, L'Oréal To Roll Out L'Oréal Mastercard BusinessCard
📈 PositiveBenzinga•Nov 24, 2025, 05:47 PM
Merchants In Swipe Fee Litigation Expect Proposed Settlement With Visa And Mastercard Would Save Merchants More Than $38B In Swipe Fees Through 2031
📈 PositiveBenzinga•Nov 10, 2025, 05:37 PM•Also:
From Benzinga's Fintech Conference Hoffart Says My Role In Mastercard Is To Bring Al These Things Together; Banks Have 10/20/30 Vendors To Solve Identity And Fraud Problems; We're Working On Bringing It All Together; Data To Say Consumer Logged In Or Created Account And Logged In, Made Purchase And Charge Back; Problem Is Data Sharing; All Banks/Brokerage Firms, Delivery And Gig Apps Do Not Talk To Each Other; Need Third-Party Intermediary Who Collects Data And Sees Bad Actors
📈 PositiveBenzinga•Nov 10, 2025, 04:21 PM
From Benzinga's Fintech Conference Hoffart Says There Is Massive Global Coordination Through WhatsApp; Telegram; Contradicts Framework That [Actors] Are Loners In Basement; Big Criminal Enterprises
➖ NeutralBenzinga•Nov 10, 2025, 04:05 PM
From Benzinga's Fintech Conference Hoffart Says We Announced AgentPay; People Can Pay With Agents Today; Next Framework Letting Agents Handle Interactions; Previous Fraud Technology Needs To Be Revised For New World
➖ NeutralBenzinga•Nov 10, 2025, 03:58 PM
From Benzinga's Fintech Conference Hoffart Says While We Can Move Money In Real Time; We Do Not Have Infrastructure To Verify Customers, Let Alone Agents In Real Time, Especially Cross-Border; Deep Fake Video Picture Audios Truly Hyper-Realistic; Impacts Identity And Fraud Identity
📉 NegativeBenzinga•Nov 10, 2025, 03:57 PM
From Benzinga's Fintech Conference Mastercard Director Of Identity Value Chain Expansion, Jelena Hoffart, Says Cybersecurity, Identity And Fraud Harder To Really Understand; Three Big Seismic Shifts; Real Time Payments, Emergence Of Deep Fakes, Emergence Of AI Agents; Consumers Want To Transact And Get Real-Time Payment
➖ NeutralBenzinga•Nov 10, 2025, 03:56 PM
Visa, Mastercard Reach Proposed Settlement In U.S. Merchant Interchange Fee Lawsuit
📈 PositiveBenzinga•Nov 10, 2025, 01:44 PM•Also:
Tigress Financial Maintains Strong Buy on Mastercard, Raises Price Target to $730
📈 PositiveBenzinga•Nov 6, 2025, 07:34 PM
Mastercard poised to snap seven straight sessions of decline
📈 PositiveSeeking Alpha•Nov 4, 2025, 07:51 PM
Truist Securities Maintains Buy on Mastercard, Lowers Price Target to $630
📈 PositiveBenzinga•Nov 4, 2025, 03:47 PM
AlphaTON Announces Strategic JV With PagoPay To Develop And Launch Crypto-Enabled Mastercard Payment Card Program
📈 PositiveBenzinga•Nov 3, 2025, 01:13 PM•Also:
Wells Fargo Maintains Overweight on Mastercard, Lowers Price Target to $660
➖ NeutralBenzinga•Oct 31, 2025, 09:29 PM
Macquarie Maintains Outperform on Mastercard, Raises Price Target to $660
📈 PositiveBenzinga•Oct 31, 2025, 05:54 PM
RBC Capital Maintains Buy on Mastercard, Raises Price Target to $654
📈 PositiveBenzinga•Oct 31, 2025, 04:35 PM
Frequently Asked Questions about MA
What is MA's current stock price?
Mastercard Incorporated (MA) is currently trading at $572.23 per share. The stock has moved +1.06% today.
What is the analyst price target for MA?
The average analyst price target for MA is $663.91, based on 1 analyst.
What sector is Mastercard Incorporated in?
Mastercard Incorporated operates in the Financial Services sector, specifically within the Financial - Credit Services industry. The company is traded on the NYSE exchange.
What is MA's market cap?
Mastercard Incorporated has a market capitalization of $513.84 billion, making it a mega-cap company.
Does MA pay dividends?
No, Mastercard Incorporated does not currently pay a dividend to shareholders.
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