/MCHB

MCHB Stock - Mechanics Bank

Q: What is the analyst price target for MCHB?

Analyst price target information is not currently available for MCHB.

Q: What is MCHB's market cap?

Market capitalization information is not currently available for MCHB.

Financial Services|Banks - Regional|NASDAQ

$14.17-1.12%

$0.16 (-1.12%) • Dec 19

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

BUY

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

100

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+10.0%upside

Target: $15.59

AI Analysis PreviewPremium

Real-time AI-powered market analysis

Precise entry/exit price targets

Risk assessment & position sizing

Unlock GoAI Insights for MCHB

Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.

Buy/Sell Signals

94% win rate on Alpha signals

Deep Analysis

Institutional-grade thesis

Real-Time Alerts

SMS & push notifications

Risk Scoring

Multi-factor analysis

Free 14-day trial • No credit card required

Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

← Swipe to see more →

Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.17

52W High$15.90

52W Low$8.41

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$589.62M	$779.42M	$703.83M	$698.86M	$683.59M
Gross Profit	$374.58M	$622.92M	$657.37M	$667.06M	$534.39M
Gross Margin	63.5%	79.9%	93.4%	95.4%	78.2%
Operating Income	$35.70M	$277.94M	$302.13M	$285.95M	$102.03M
Net Income	$29.00M	$201.91M	$216.58M	$206.01M	$93.46M
Net Margin	4.9%	25.9%	30.8%	29.5%	13.7%
EPS	$451.48	$3143.85	$3372.50	$3207.99	$1455.42

Company Overview

Mechanics Bank provides various financial services for individual clients, and small and middle-market businesses. The company offers checking and savings accounts. It also provides home and auto loans; term loans and lines of credit, multi-family lending, commercial real estate loans, owner-occupied real estate loans, equipment financing, and trade services and letters of credit; and small business administration loans. In addition, the company offers credit and debit cards; payable and receivable solutions, fraud prevention, and cash management services; merchant and payroll services, paycheck protection program solutions, and workplace benefit plans; foreign currency, cashier's checks, wire transfers, overdraft, deposit and treasury, trust and estate, investment and asset management, retirement planning, and wealth management services; and online and mobile banking services. It operates through a network of 115 branch locations in the Greater San Francisco, Sacramento, Los Angeles, and San Diego areas, as well as Central Valley in California. Mechanics Bank was founded in 1905 and is headquartered in Walnut Creek, California.

Visit Website

Earnings History & Surprises

MCHB

Beat Rate

50%

Last 2 quarters

Avg Surprise

+273.3%

EPS vs Estimate

Beats / Misses

1/1

Last 12 quarters

Latest EPS

$0.26

Q4 2025

EPS Surprise History

Q3 25

-420.0%

$-0.16vs$0.05

Q4 25

+966.7%

$0.26vs$-0.03

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q1 2026	Jan 26, 2026	$0.26	—	—	—
Q4 2025	Oct 30, 2025	$-0.03	$0.26	+966.7%	✓ BEAT
Q3 2025	Jul 28, 2025	$0.05	$-0.16	-420.0%	✗ MISS

Frequently Asked Questions about MCHB

What is MCHB's current stock price?

Mechanics Bank (MCHB) is currently trading at $14.17 per share. The stock has moved -1.12% today.

What is the analyst price target for MCHB?

No analyst price targets are currently available for this stock.

What sector is Mechanics Bank in?

Mechanics Bank operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.

What is MCHB's market cap?

Mechanics Bank has a market capitalization of $3.12 billion, making it a mid-cap company.

Does MCHB pay dividends?

No, Mechanics Bank does not currently pay a dividend to shareholders.