FFIN Stock - First Financial Bankshares, Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $739.21M | $622.31M | $551.27M | $505.62M | $491.94M |
| Gross Profit | $523.22M | $467.42M | $502.40M | $500.72M | $458.18M |
| Gross Margin | 70.8% | 75.1% | 91.1% | 99.0% | 93.1% |
| Operating Income | $271.85M | $243.30M | $280.87M | $271.97M | $242.37M |
| Net Income | $223.51M | $198.98M | $234.47M | $227.56M | $202.03M |
| Net Margin | 30.2% | 32.0% | 42.5% | 45.0% | 41.1% |
| EPS | $1.56 | $1.39 | $1.64 | $1.60 | $1.42 |
First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas. The company accepts checking, savings and money market accounts, and time deposits; commercial and industrial, municipal, agricultural, construction and development, farm, non-owner occupied and owner-occupied commercial real estate, residential, and consumer auto and non-auto loans to businesses, professional individuals, and farm and ranch operations. It also provides drive-in and night deposit, remote deposit capture, internet and mobile banking, payroll cards, transmitting funds, and other customary commercial banking services, as well as automated teller machines and safe deposit facilities. In addition, the company offers personal trust services, including wealth management, administration of estates, testamentary trusts, revocable and irrevocable trusts, and agency accounts; and securities brokerage services, as well as administer retirements and employee benefits accounts, such as 401(k) profit-sharing plans and IRAs. Further, the company provides asset management and technology services. As of December 31, 2021, it had 78 financial centers across Texas. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| October 27th 2025 | Hovde Group | Upgrade | Outperform | $39 |
| September 10th 2025 | Cantor Fitzgerald | Initiation | Neutral | $39 |
| July 21st 2025 | Hovde Group | Reiterated | Market Perform | $39← $38 |
| April 21st 2025 | Hovde Group | Reiterated | Market Perform | $38← $40 |
| October 21st 2024 | Hovde Group | Reiterated | Market Perform | $40← $34.5 |
Earnings History & Surprises
FFINEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 15, 2026 | — | — | — | — |
Q1 2026 | Jan 22, 2026 | $0.48 | — | — | — |
Q4 2025 | Oct 23, 2025 | $0.47 | $0.36 | -23.4% | ✗ MISS |
Q3 2025 | Jul 17, 2025 | $0.45 | $0.47 | +4.4% | ✓ BEAT |
Q2 2025 | Apr 17, 2025 | $0.43 | $0.43 | +0.6% | ✓ BEAT |
Q1 2025 | Jan 23, 2025 | $0.40 | $0.43 | +7.5% | ✓ BEAT |
Q4 2024 | Oct 17, 2024 | $0.39 | $0.39 | 0.0% | = MET |
Q3 2024 | Jul 18, 2024 | $0.36 | $0.37 | +2.8% | ✓ BEAT |
Q2 2024 | Apr 18, 2024 | $0.35 | $0.37 | +5.7% | ✓ BEAT |
Q1 2024 | Jan 25, 2024 | $0.34 | $0.32 | -5.9% | ✗ MISS |
Q4 2023 | Oct 19, 2023 | $0.36 | $0.35 | -2.8% | ✗ MISS |
Q3 2023 | Jul 20, 2023 | $0.36 | $0.36 | 0.0% | = MET |
Q2 2023 | Apr 20, 2023 | $0.39 | $0.37 | -5.1% | ✗ MISS |
Q1 2023 | Jan 19, 2023 | $0.41 | $0.41 | 0.0% | = MET |
Q4 2022 | Oct 20, 2022 | $0.41 | $0.41 | 0.0% | = MET |
Q3 2022 | Jul 21, 2022 | $0.40 | $0.42 | +5.0% | ✓ BEAT |
Q2 2022 | Apr 21, 2022 | $0.37 | $0.39 | +5.4% | ✓ BEAT |
Q1 2022 | Jan 27, 2022 | $0.38 | $0.39 | +2.6% | ✓ BEAT |
Q4 2021 | Oct 21, 2021 | $0.38 | $0.41 | +7.9% | ✓ BEAT |
Q3 2021 | Jul 22, 2021 | $0.38 | $0.39 | +2.6% | ✓ BEAT |
Latest News
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