/NU
NU Stock - Nu Holdings Ltd.
Financial Services|Banks - DiversifiedNYSE
$16.34+0.46%
+$0.07 (+0.46%) • Dec 19
75
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.BUY
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.80
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).86
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.77
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+18.0%upside
Target: $19.28
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ENTRY ZONE$16.18 – $16.50
TARGET (TP)$19.28
STOP LOSS$15.03
RISK/REWARD1:2.2
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta1.08
52W High$17.84
52W Low$9.01
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $11.10B | $7.67B | $4.52B | $1.51B | $574.99M |
| Gross Profit | $5.10B | $3.35B | $1.57B | $664.56M | $190.43M |
| Gross Margin | 45.9% | 43.6% | 34.7% | 43.9% | 33.1% |
| Operating Income | $2.80B | $1.54B | $-308,901,000 | $-170,164,000 | $-193,178,000 |
| Net Income | $1.97B | $1.03B | $-364,578,000 | $-164,993,000 | $-171,491,000 |
| Net Margin | 17.8% | 13.4% | -8.1% | -10.9% | -29.8% |
| EPS | $0.41 | $0.22 | $-0.08 | $-0.04 | $-0.04 |
Company Overview
Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
5
45%
Hold / Neutral
5
45%
Sell / Underperform
1
9%
Analyst Consensus🔴 Bearish
5 Bullish6 Neutral/Bearish
Price Targets
$12
Average Target
↓ 29.1% Downside
Now
$6
Low
$12
Average
$18
High
Based on 13 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| August 20th 2025 | Citigroup | Upgrade | Buy | $18 |
| August 18th 2025 | Itau BBA | Upgrade | Outperform | $18 |
| April 8th 2025 | JP Morgan | Upgrade | Overweight | $13 |
| December 2nd 2024 | Citigroup | Downgrade | Sell | $11← $14.6 |
| November 14th 2024 | Itau BBA | Downgrade | Market Perform | - |
| August 2nd 2024 | UBS | Downgrade | Neutral | $13.5 |
| July 22nd 2024 | JP Morgan | Downgrade | Neutral | $14.5← $12 |
| June 26th 2024 | Barclays | Initiation | Overweight | $15 |
| October 18th 2023 | Redburn Atlantic | Initiation | Overweight | - |
| October 16th 2023 | Jefferies | Initiation | Buy | $10.8 |
| October 5th 2023 | New Street | Downgrade | Neutral | $8.1← $8.25 |
| September 11th 2023 | JP Morgan | Upgrade | Overweight | $9 |
| May 18th 2023 | Citigroup | Downgrade | Neutral | $6.1← $7 |
| December 8th 2022 | JP Morgan | Upgrade | Neutral | - |
| November 11th 2022 | JP Morgan | Downgrade | Underweight | - |
Earnings History & Surprises
NUBeat Rate
58%
Last 12 quarters
Avg Surprise
-7.0%
EPS vs Estimate
Beats / Misses
7/3
2 met exactly
Latest EPS
$0.17
Q4 2025
EPS Surprise History
Q1 24
No data
Q2 24
0.0%
$0.09vs$0.09
Q3 24
+20.0%
$0.12vs$0.10
Q4 24
+9.1%
$0.12vs$0.11
Q2 25
No data
Q2 25
-5.1%
$0.11vs$0.12
Q3 25
+5.0%
$0.14vs$0.13
Q4 25
+6.3%
$0.17vs$0.16
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 11, 2026 | — | — | — | — |
Q1 2026 | Feb 19, 2026 | $0.18 | — | — | — |
Q4 2025 | Nov 13, 2025 | $0.16 | $0.17 | +6.3% | ✓ BEAT |
Q3 2025 | Aug 14, 2025 | $0.13 | $0.14 | +5.0% | ✓ BEAT |
Q2 2025 | May 13, 2025 | $0.12 | $0.11 | -5.1% | ✗ MISS |
Q2 2025 | Apr 16, 2025 | — | $0.12 | — | — |
Q4 2024 | Nov 13, 2024 | $0.11 | $0.12 | +9.1% | ✓ BEAT |
Q3 2024 | Aug 13, 2024 | $0.10 | $0.12 | +20.0% | ✓ BEAT |
Q2 2024 | May 14, 2024 | $0.09 | $0.09 | 0.0% | = MET |
Q1 2024 | Mar 30, 2024 | — | $0.08 | — | — |
Q4 2023 | Nov 14, 2023 | $0.06 | $0.07 | +16.7% | ✓ BEAT |
Q3 2023 | Aug 15, 2023 | $0.05 | $0.05 | 0.0% | = MET |
Q2 2023 | May 15, 2023 | $0.02 | $0.04 | +71.5% | ✓ BEAT |
Q1 2023 | Mar 31, 2023 | — | $0.03 | — | — |
Q4 2022 | Nov 14, 2022 | $0.01 | $0.01 | +62.6% | ✓ BEAT |
Q3 2022 | Aug 15, 2022 | $-0.00 | $-0.01 | -109.9% | ✗ MISS |
Q2 2022 | May 16, 2022 | $-0.00 | $-0.01 | -160.2% | ✗ MISS |
Q2 2022 | Apr 21, 2022 | — | $-0.01 | — | — |
Q4 2021 | Dec 9, 2021 | — | $-0.01 | — | — |
Q2 2021 | Jun 30, 2021 | — | $-0.00 | — | — |
Latest News
CNBC Halftime Report Final Trades: Phillips 66, Nu Holdings, Vertex Pharmaceuticals, The Walt Disney Company
➖ NeutralBenzinga•Dec 5, 2025, 06:01 PM•Also: , ,
Live On CNBC, Kevin Simpson Announces Sold Honeywell International; Bought More Of The TJX Companies; Bought Nu Holdings
➖ NeutralBenzinga•Dec 5, 2025, 05:25 PM•Also: ,
UBS Maintains Neutral on Nu Holdings, Raises Price Target to $18.4
➖ NeutralBenzinga•Dec 4, 2025, 05:07 PM•Also:
Nubank Plans To Obtain Brazilian Banking License While Maintaining Brand And Operations
📈 PositiveBenzinga•Dec 3, 2025, 02:16 PM
JP Morgan Maintains Overweight on Nu Holdings, Raises Price Target to $18
📈 PositiveBenzinga•Nov 20, 2025, 06:28 PM
Nu Holdings shares are trading higher after multiple analysts raised their respective price targets on the stock. The company posted a year-over-year increase in Q3 financial results.
📈 PositiveBenzinga•Nov 14, 2025, 04:18 PM
Keybanc Maintains Overweight on Nu Holdings, Raises Price Target to $19
📈 PositiveBenzinga•Nov 14, 2025, 02:05 PM
Susquehanna Maintains Positive on Nu Holdings, Raises Price Target to $19
📈 PositiveBenzinga•Nov 14, 2025, 01:29 PM
Nu Holdings Q3 Adj. EPS $0.17 Beats $0.16 Estimate, Sales $4.173B Beat $3.805B Estimate
📈 PositiveBenzinga•Nov 13, 2025, 09:31 PM
'Amazon to Offer Nubank Customers More Credit in Brazil Push' - Bloomberg
📈 PositiveBenzinga•Nov 5, 2025, 02:20 PM•Also:
UBS Maintains Neutral on Nu Holdings, Raises Price Target to $16
➖ NeutralBenzinga•Oct 16, 2025, 06:04 PM
'Nu Holdings Continues Its Ascent. Stick With It.
📈 PositiveBenzinga•Oct 14, 2025, 02:58 PM
Nu Holdings Applies For A National Bank Charter With The Office Of The Comptroller Of The Currency Of The United States
📈 PositiveBenzinga•Sep 30, 2025, 06:10 PM
JP Morgan Maintains Overweight on Nu Holdings, Raises Price Target to $17
📈 PositiveBenzinga•Sep 5, 2025, 04:41 PM•Also:
UBS Maintains Neutral on Nu Holdings, Raises Price Target to $15.6
➖ NeutralBenzinga•Sep 2, 2025, 02:14 PM
Stock Market Today: Nu Holdings Rises on Analyst Optimism and Expansion Plans
📈 PositiveThe Motley Fool•Aug 28, 2025, 08:46 PM
Nu Holdings shares are trading higher after Susquehanna maintained a Positive rating on the stock and raised its price target from $15 to $17.
📈 PositiveBenzinga•Aug 27, 2025, 07:11 PM
Susquehanna Maintains Positive on Nu Holdings, Raises Price Target to $17
📈 PositiveBenzinga•Aug 27, 2025, 01:21 PM
Nu Holdings shares are trading higher after Bando Bradesco BBI upgraded the stock from Neutral to Outperform and announced a price target of $17. Additionally, B of A Securities raised its price target from $14 to $16.
📈 PositiveBenzinga•Aug 25, 2025, 05:24 PM•Also:
B of A Securities Maintains Neutral on Nu Holdings, Raises Price Target to $16
➖ NeutralBenzinga•Aug 25, 2025, 04:45 PM
Frequently Asked Questions about NU
What is NU's current stock price?
Nu Holdings Ltd. (NU) is currently trading at $16.34 per share. The stock has moved +0.46% today.
What is the analyst price target for NU?
The average analyst price target for NU is $19.28, based on 1 analyst.
What sector is Nu Holdings Ltd. in?
Nu Holdings Ltd. operates in the Financial Services sector, specifically within the Banks - Diversified industry. The company is traded on the NYSE exchange.
What is NU's market cap?
Nu Holdings Ltd. has a market capitalization of $78.80 billion, making it a large-cap company.
Does NU pay dividends?
No, Nu Holdings Ltd. does not currently pay a dividend to shareholders.
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