/PGR
The Progressive Corporation
PGR • NYSEPGR • NYSE • Financial Services
$206.34+0.57%+1.16
$206.34+0.57%(+1.16)Financial Services
GoAI Score
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Valuation
50Fair Value
Sentiment
76Bullish
Risk
100Low Risk
Momentum
32Negative
Institutional-Grade Intelligence
🏆PRO
Actionable Intelligence
AI-driven stance, execution logic & risk thresholds
Catalyst Roadmap
Event timeline with expected impact & market context
Deep Insights
Fact-checked analysis & score logic breakdown
Financial Statements
Margin Trends
Gross
30.8%▲3.0pp
Revenue after COGS
Operating
16.1%▲1.8pp
After operating expenses
Net
12.7%▲1.5pp
Bottom-line profitability
Gross Margin
Operating Margin
Net Margin
Valuation Snapshot
P/E Ratio
13.2
Price vs earnings
EV/EBITDA
10.2
Enterprise value
FCF Yield
12.8%
Cash generation
Earnings Yield
7.6%
Inverse of P/E
Capital Efficiency
74
GoAI Quality ScoreExcellent
★Elite Efficiency – Buyback Driven
Very high ROE-ROA gap driven by shareholder-friendly capital allocation (buybacks), not excessive debt. Interest coverage is elite.
ROEReturn on Equity
222.5%Strong
ROAReturn on Assets
11.2%Strong
ROICReturn on Invested Capital
9.3%Fair
Financial Health
Current RatioWeak
0.00
Short-term solvency (>1.5)
Net Debt / EBITDANet Cash
0.00x
Debt repayment capacity (<3x)
Income QualityStrong
1.55
Cash backs earnings (>1)
Revenue & Profitability
Revenue
Net Income
Net Loss
Income Statement
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $79.91B | $75.34B | $62.08B | $49.59B | $47.68B |
| Gross Profit | $24.59B | $20.90B | $11.76B | $7.55B | $10.34B |
| Gross Margin | 30.8% | 27.7% | 18.9% | 15.2% | 21.7% |
| Operating Income | $12.83B | $10.71B | $4.90B | $922.00M | $4.21B |
| Net Income | $10.16B | $8.48B | $3.90B | $722.00M | $3.35B |
| Net Margin | 12.7% | 11.3% | 6.3% | 1.5% | 7.0% |
| EPS | $17.27 | $14.45 | $6.61 | $1.19 | $5.69 |
Average Price Target
$231.77▲ 12.3% Upside
Past 12 Months
12 Month Forecast
Based on 50 Wall Street analysts offering 12 month price targets for The Progressive Corporation, the average price target is $231.77, with a high forecast of $265.00 and a low forecast of $208.00. The average price target represents a 12.3% increase from the current price of $206.34.
Highest
$265.00
Average
$231.77
Lowest
$208.00
Rating Distribution
Strong Buy
0
0%
Buy
17
43%
Hold
19
48%
Sell
4
10%
Strong Sell
0
0%
Recent Analyst Ratings
FirmActionRatingDate
BMO Capital● Maintain
Market Perform
2026-03-11B of A Securities● Maintain
Buy
2026-03-10UBS● Maintain
Neutral
2026-02-23Keefe, Bruyette & Woods● Maintain
Market Perform
2026-02-19Wells Fargo● Maintain
Equal Weight
2026-02-19Evercore ISI Group● Maintain
In Line
2026-02-19Citigroup● Maintain
Buy
2026-02-04Keefe, Bruyette & Woods● Maintain
Market Perform
2026-01-30BMO Capital● Maintain
Market Perform
2026-01-29Morgan Stanley● Maintain
Underweight
2026-01-29Earnings History & Surprises
BEAT RATE
50%
Last 18 quarters
AVG SURPRISE
-5.2%
EPS vs Estimate
BEATS / MISSES
9/8
1 met exactly
LATEST EPS
$4.67
Q1 '26
QUARTERLY EPS TREND
Estimated
Beat
Miss
QUARTERLY DETAIL
Q1 '26
+5.2%
$4.67 vs $4.44
Q4 '25
-18.8%
$4.05 vs $4.99
Q3 '25
+8.9%
$4.88 vs $4.48
Q2 '25
-2.9%
$4.65 vs $4.79
Q1 '25
+14.3%
$4.08 vs $3.57
Q4 '24
-2.2%
$3.59 vs $3.67
Q3 '24
+31.2%
$2.65 vs $2.02
Q2 '24
+16.2%
$3.73 vs $3.21
Q1 '24
+22.2%
$2.97 vs $2.43
Q4 '23
+21.5%
$2.09 vs $1.72
Q3 '23
-43.2%
$0.50 vs $0.88
Q2 '23
-54.0%
$0.63 vs $1.37
No investor questions available.
Latest News
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