/PYPL
PYPL Stock - PayPal Holdings, Inc.
Financial Services|Financial - Credit ServicesNASDAQ
$59.81+0.62%
+$0.37 (+0.62%) • Dec 19
61
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.20
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).96
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.62
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+23.2%upside
Target: $73.69
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ENTRY ZONE$59.21 – $60.41
TARGET (TP)$73.69
STOP LOSS$55.03
RISK/REWARD1:2.9
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta1.44
52W High$93.25
52W Low$55.85
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $31.80B | $29.77B | $27.52B | $25.37B | $21.45B |
| Gross Profit | $14.66B | $13.70B | $13.77B | $14.00B | $11.78B |
| Gross Margin | 46.1% | 46.0% | 50.1% | 55.2% | 54.9% |
| Operating Income | $5.33B | $5.03B | $3.84B | $4.26B | $3.29B |
| Net Income | $4.15B | $4.25B | $2.42B | $4.17B | $4.20B |
| Net Margin | 13.0% | 14.3% | 8.8% | 16.4% | 19.6% |
| EPS | $4.03 | $3.85 | $2.10 | $3.55 | $3.58 |
Company Overview
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
16
40%
Hold / Neutral
20
50%
Sell / Underperform
4
10%
Analyst Consensus🔴 Bearish
16 Bullish24 Neutral/Bearish
Price Targets
$77
Average Target
↑ 28.4% Upside
Now
$49
Low
$77
Average
$115
High
Based on 41 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| December 18th 2025 | Morgan Stanley | Downgrade | Underweight | $51 |
| December 12th 2025 | Robert W. Baird | Downgrade | Neutral | $66 |
| December 11th 2025 | BofA Securities | Downgrade | Neutral | $68← $93 |
| December 4th 2025 | JP Morgan | Downgrade | Neutral | $70 |
| October 23rd 2025 | Citigroup | Initiation | Neutral | $78 |
| October 22nd 2025 | Wells Fargo | Initiation | Equal Weight | $74 |
| October 13th 2025 | Goldman | Downgrade | Sell | $70 |
| October 3rd 2025 | Wolfe Research | Downgrade | Peer Perform | - |
| July 17th 2025 | Deutsche Bank | Resumed | Hold | $75 |
| July 14th 2025 | Seaport Research Partners | Upgrade | Neutral | - |
| June 24th 2025 | Piper Sandler | Resumed | Neutral | $74 |
| June 2nd 2025 | Truist | Initiation | Sell | $68 |
| April 23rd 2025 | Compass Point | Initiation | Sell | $56 |
| April 17th 2025 | Seaport Research Partners | Downgrade | Sell | $49 |
| April 14th 2025 | BofA Securities | Reiterated | Buy | $93← $103 |
Earnings History & Surprises
PYPLBeat Rate
83%
Last 18 quarters
Avg Surprise
+7.8%
EPS vs Estimate
Beats / Misses
15/1
2 met exactly
Latest EPS
$1.34
Q4 2025
EPS Surprise History
Q1 24
+8.8%
$1.48vs$1.36
Q2 24
+14.8%
$1.40vs$1.22
Q3 24
+20.2%
$1.19vs$0.99
Q4 24
+12.1%
$1.20vs$1.07
Q1 25
+7.2%
$1.19vs$1.11
Q2 25
+14.7%
$1.33vs$1.16
Q3 25
+7.7%
$1.40vs$1.30
Q4 25
+11.7%
$1.34vs$1.20
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 27, 2026 | — | — | — | — |
Q1 2026 | Feb 3, 2026 | $1.29 | — | — | — |
Q4 2025 | Oct 28, 2025 | $1.20 | $1.34 | +11.7% | ✓ BEAT |
Q3 2025 | Jul 29, 2025 | $1.30 | $1.40 | +7.7% | ✓ BEAT |
Q2 2025 | Apr 29, 2025 | $1.16 | $1.33 | +14.7% | ✓ BEAT |
Q1 2025 | Feb 4, 2025 | $1.11 | $1.19 | +7.2% | ✓ BEAT |
Q4 2024 | Oct 29, 2024 | $1.07 | $1.20 | +12.1% | ✓ BEAT |
Q3 2024 | Jul 30, 2024 | $0.99 | $1.19 | +20.2% | ✓ BEAT |
Q2 2024 | Apr 30, 2024 | $1.22 | $1.40 | +14.8% | ✓ BEAT |
Q1 2024 | Feb 7, 2024 | $1.36 | $1.48 | +8.8% | ✓ BEAT |
Q4 2023 | Nov 1, 2023 | $1.22 | $1.30 | +6.6% | ✓ BEAT |
Q3 2023 | Aug 2, 2023 | $1.16 | $1.16 | 0.0% | = MET |
Q2 2023 | May 8, 2023 | $1.10 | $1.17 | +6.4% | ✓ BEAT |
Q1 2023 | Feb 9, 2023 | $1.20 | $1.24 | +3.3% | ✓ BEAT |
Q4 2022 | Nov 3, 2022 | $0.96 | $1.08 | +12.5% | ✓ BEAT |
Q3 2022 | Aug 2, 2022 | $0.85 | $0.93 | +9.4% | ✓ BEAT |
Q2 2022 | Apr 27, 2022 | $0.88 | $0.88 | 0.0% | = MET |
Q1 2022 | Feb 1, 2022 | $1.12 | $1.11 | -0.9% | ✗ MISS |
Q4 2021 | Nov 8, 2021 | $1.07 | $1.11 | +3.7% | ✓ BEAT |
Q3 2021 | Jul 28, 2021 | $1.12 | $1.15 | +2.7% | ✓ BEAT |
Latest News
Morgan Stanley Downgrades PayPal Holdings to Underweight, Lowers Price Target to $51
📉 NegativeBenzinga•Dec 18, 2025, 11:46 AM
Live On CNBC, Sarat Sethi Announces Bought Verisk Analytics; Sold PayPal; Sold Constellation Brands
➖ NeutralBenzinga•Dec 16, 2025, 05:44 PM•Also: , ,
PayPal Holdings Submits Applications To Utah Department Of Financial Institutions And Federal Deposit Insurance Corp. To Establish PayPal Bank
📈 PositiveBenzinga•Dec 15, 2025, 09:32 PM
'PayPal Applies to Become a Bank as US Loosens Regulatory Reins'- Bloomberg
📈 PositiveBenzinga•Dec 15, 2025, 09:13 PM
Baird Downgrades PayPal Holdings to Neutral, Lowers Price Target to $66
📉 NegativeBenzinga•Dec 12, 2025, 11:58 AM
PYPL stock has given up its prior loss. PayPal shares were trading lower after BofA Securities downgraded the stock from Buy to Neutral and cut its price target to $68 from $93.
📉 NegativeBenzinga•Dec 11, 2025, 03:39 PM
PayPal shares are trading lower after BofA Securities downgraded the stock from Buy to Neutral and cut its price target to $68 from $93.
📉 NegativeBenzinga•Dec 11, 2025, 01:41 PM
B of A Securities Downgrades PayPal Holdings to Neutral, Lowers Price Target to $68
📉 NegativeBenzinga•Dec 11, 2025, 01:04 PM
Wells Fargo Maintains Equal-Weight on PayPal Holdings, Lowers Price Target to $67
➖ NeutralBenzinga•Dec 9, 2025, 06:20 PM
Judah Spinner's BlackBird Financial Takes Large Stake On PayPal
📈 PositiveBenzinga•Dec 9, 2025, 03:29 PM
Logicbroker Announces Partnership With PayPal To Make Agentic Commerce Accessible To Merchants At Scale
📈 PositiveBenzinga•Dec 8, 2025, 04:26 PM
Evercore ISI Group Maintains In-Line on PayPal Holdings, Lowers Price Target to $65
➖ NeutralBenzinga•Dec 8, 2025, 02:28 PM
JP Morgan Downgrades PayPal Holdings to Neutral, Lowers Price Target to $70
📉 NegativeBenzinga•Dec 4, 2025, 02:16 PM
PayPal trades lower as growth concerns linger
📉 NegativeSeeking Alpha•Dec 3, 2025, 06:28 PM
'Attorney General Tong Launches Inquiry Into Buy Now, Pay Later Lenders' - Connecticut Attorney General
📉 NegativeBenzinga•Dec 1, 2025, 04:15 PM•Also: , ,
Newegg Announces It Has Integrated Paypal's Agentic Commerce Services, Allowing Customers To Discover And Purchase Newegg Products Directly Within AI-powered Shopping Platforms Such As Perplexity
📈 PositiveBenzinga•Nov 26, 2025, 01:05 PM•Also:
'PayPal and Perplexity Launch Instant Buy Ahead Of Black Friday'
📈 PositiveBenzinga•Nov 25, 2025, 03:26 PM
PayPal set to log seventh day of losses amid mounting concerns on branded checkout growth
📉 NegativeSeeking Alpha•Nov 20, 2025, 07:44 PM
PayPal Agrees To Sell 65B Euros Of Buy Now, Pay Later Loan Receivables To KKR
📈 PositiveBenzinga•Nov 17, 2025, 01:25 PM•Also:
CORRECTION: PayPal Launches Interest-Free, No-Fee "Pay In 4" BNPL Option For Canadian Shoppers Ahead Of Holiday Season
📈 PositiveBenzinga•Nov 10, 2025, 02:05 PM
Frequently Asked Questions about PYPL
What is PYPL's current stock price?
PayPal Holdings, Inc. (PYPL) is currently trading at $59.81 per share. The stock has moved +0.62% today.
What is the analyst price target for PYPL?
The average analyst price target for PYPL is $73.69, based on 1 analyst.
What sector is PayPal Holdings, Inc. in?
PayPal Holdings, Inc. operates in the Financial Services sector, specifically within the Financial - Credit Services industry. The company is traded on the NASDAQ exchange.
What is PYPL's market cap?
PayPal Holdings, Inc. has a market capitalization of $55.96 billion, making it a large-cap company.
Does PYPL pay dividends?
No, PayPal Holdings, Inc. does not currently pay a dividend to shareholders.
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