/RJF
Raymond James Financial, Inc.
RJF • NYSERJF • NYSE • Financial Services
$152.05-2.72%-4.25
$152.05-2.72%(-4.25)Financial Services
GoAI Score
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Valuation
50Fair Value
Sentiment
99Bullish
Risk
80Low Risk
Momentum
30Negative
Institutional-Grade Intelligence
🏆PRO
Actionable Intelligence
AI-driven stance, execution logic & risk thresholds
Catalyst Roadmap
Event timeline with expected impact & market context
Deep Insights
Fact-checked analysis & score logic breakdown
Financial Statements
Margin Trends
Gross
88.2%▲2.7pp
Revenue after COGS
Operating
28.7%▲10.7pp
After operating expenses
Net
13.4%▼0.6pp
Bottom-line profitability
Gross Margin
Operating Margin
Net Margin
Valuation Snapshot
P/E Ratio
16.3
Price vs earnings
EV/EBITDA
5.9
Enterprise value
FCF Yield
6.4%
Cash generation
Earnings Yield
6.1%
Inverse of P/E
Capital Efficiency
14
GoAI Quality ScoreFair
ROEReturn on Equity
17.1%Strong
ROAReturn on Assets
2.4%Fair
ROICReturn on Invested Capital
15.9%Strong
Financial Health
Current RatioWeak
0.32
Short-term solvency (>1.5)
Net Debt / EBITDANet Cash
-1.44x
Debt repayment capacity (<3x)
Income QualityStrong
1.14
Cash backs earnings (>1)
Revenue & Profitability
Revenue
Net Income
Net Loss
Income Statement
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $15.91B | $14.74B | $12.84B | $11.16B | $9.78B |
| Gross Profit | $14.03B | $12.59B | $11.34B | $10.75B | $9.66B |
| Gross Margin | 88.2% | 85.4% | 88.3% | 96.4% | 98.8% |
| Operating Income | $4.56B | $2.64B | $2.28B | $2.02B | $1.79B |
| Net Income | $2.13B | $2.07B | $1.74B | $1.51B | $1.40B |
| Net Margin | 13.4% | 14.0% | 13.5% | 13.5% | 14.3% |
| EPS | $10.53 | $9.94 | $8.16 | $7.16 | $6.81 |
Average Price Target
$187.00▲ 23.0% Upside
Past 12 Months
12 Month Forecast
Based on 50 Wall Street analysts offering 12 month price targets for Raymond James Financial, Inc., the average price target is $187.00, with a high forecast of $198.00 and a low forecast of $176.00. The average price target represents a 23.0% increase from the current price of $152.05.
Highest
$198.00
Average
$187.00
Lowest
$176.00
Rating Distribution
Strong Buy
1
4%
Buy
8
35%
Hold
14
61%
Sell
0
0%
Strong Sell
0
0%
Recent Analyst Ratings
FirmActionRatingDate
TD Cowen● Maintain
Hold
2026-01-14Morgan Stanley● Maintain
Equal Weight
2025-12-22B of A Securities● Maintain
Neutral
2025-12-10JMP Securities● Maintain
Market Outperform
2025-10-23JP Morgan● Maintain
Neutral
2025-10-23BMO Capital● Maintain
Market Perform
2025-10-23TD Cowen● Maintain
Hold
2025-10-23Keefe, Bruyette & Woods● Maintain
Market Perform
2025-10-23JMP Securities● Maintain
Market Outperform
2025-10-09JP Morgan● Maintain
Neutral
2025-10-07Earnings History & Surprises
BEAT RATE
56%
Last 18 quarters
AVG SURPRISE
+2.9%
EPS vs Estimate
BEATS / MISSES
10/7
1 met exactly
LATEST EPS
$2.86
Q1 '26
QUARTERLY EPS TREND
Estimated
Beat
Miss
QUARTERLY DETAIL
Q1 '26
+1.1%
$2.86 vs $2.83
Q4 '25
+9.9%
$3.11 vs $2.83
Q3 '25
-8.0%
$2.18 vs $2.37
Q2 '25
-1.2%
$2.42 vs $2.45
Q1 '25
+11.8%
$2.93 vs $2.62
Q4 '24
+22.4%
$2.95 vs $2.41
Q3 '24
+3.0%
$2.39 vs $2.32
Q2 '24
$2.31 vs $2.31
Q1 '24
+6.2%
$2.40 vs $2.26
Q4 '23
-6.6%
$2.13 vs $2.28
Q3 '23
-14.4%
$1.85 vs $2.16
Q2 '23
-9.0%
$2.03 vs $2.23
No investor questions available.
Latest News
No news available