RLI Stock - RLI Corp.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $1.77B | $1.51B | $1.70B | $1.18B | $987.68M |
| Gross Profit | $454.63M | $390.87M | $731.77M | $459.60M | $307.76M |
| Gross Margin | 25.7% | 25.9% | 43.1% | 38.8% | 31.2% |
| Operating Income | $427.55M | $377.26M | $720.68M | $344.32M | $189.84M |
| Net Income | $345.78M | $304.61M | $583.41M | $279.35M | $157.09M |
| Net Margin | 19.5% | 20.1% | 34.4% | 23.6% | 15.9% |
| EPS | $3.78 | $3.34 | $6.43 | $3.09 | $1.75 |
RLI Corp., an insurance holding company, underwrites property and casualty insurance in the United States and internationally. Its Casualty segment provides commercial and personal coverage products; and general liability products, such as coverage for third-party liability of commercial insureds, including manufacturers, contractors, apartments, and mercantile. It also offers coverages for security guards and in the areas of onshore energy-related businesses and environmental liability for underground storage tanks, contractors and asbestos, and environmental remediation specialists; and professional liability coverages focuses on providing errors and omission coverage to small to medium-sized design, technical, computer, and miscellaneous professionals. This segment provides commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other types of specialty commercial automobile risks; incidental and related insurance coverages; inland marine coverages; management liability coverages, such as directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, and for various classes of risks, including public and private businesses; and healthcare liability and home business insurance products. The company's Property segment offers commercial property, cargo, hull, protection and indemnity, marine liability, inland marine, homeowners' and dwelling fire, and other property insurance products. Its Surety segment offers commercial surety bonds for medium to large-sized businesses; small bonds for businesses and individuals; and bonds for small to medium-sized contractors. The company also underwrites various reinsurance coverages. It markets its products through branch offices, brokers, carrier partners, and underwriting and independent agents. RLI Corp. was founded in 1965 and is headquartered in Peoria, Illinois.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| October 3rd 2025 | Truist | Initiation | Hold | $62 |
| April 25th 2025 | Compass Point | Downgrade | Neutral | $76 |
| January 27th 2025 | Jefferies | Downgrade | Underperform | $61← $95 |
| October 16th 2024 | Oppenheimer | Initiation | Perform | - |
| October 9th 2024 | Wolfe Research | Initiation | Outperform | $182 |
| September 7th 2023 | Jefferies | Initiation | Buy | $155 |
| June 7th 2022 | Raymond James | Initiation | Market Perform | - |
Earnings History & Surprises
RLIEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 21, 2026 | — | — | — | — |
Q1 2026 | Jan 28, 2026 | $0.76 | — | — | — |
Q4 2025 | Oct 20, 2025 | $0.62 | $0.83 | +33.9% | ✓ BEAT |
Q3 2025 | Jul 21, 2025 | $0.75 | $0.84 | +12.0% | ✓ BEAT |
Q2 2025 | Apr 23, 2025 | $0.88 | $0.92 | +4.5% | ✓ BEAT |
Q1 2025 | Jan 22, 2025 | $1.05 | $0.41 | -61.0% | ✗ MISS |
Q4 2024 | Oct 21, 2024 | $0.96 | $0.66 | -31.2% | ✗ MISS |
Q3 2024 | Jul 22, 2024 | $1.41 | $0.86 | -39.0% | ✗ MISS |
Q2 2024 | Apr 22, 2024 | $1.60 | $0.95 | -40.6% | ✗ MISS |
Q1 2024 | Jan 24, 2024 | $0.72 | $0.77 | +6.9% | ✓ BEAT |
Q4 2023 | Oct 23, 2023 | $0.05 | $0.31 | +520.0% | ✓ BEAT |
Q3 2023 | Jul 24, 2023 | $0.60 | $0.58 | -3.3% | ✗ MISS |
Q2 2023 | Apr 19, 2023 | $0.61 | $0.82 | +34.4% | ✓ BEAT |
Q1 2023 | Jan 25, 2023 | $0.54 | $0.77 | +42.6% | ✓ BEAT |
Q4 2022 | Oct 19, 2022 | $0.17 | $0.25 | +47.1% | ✓ BEAT |
Q3 2022 | Jul 20, 2022 | $0.51 | $0.75 | +47.1% | ✓ BEAT |
Q2 2022 | Apr 20, 2022 | $0.51 | $0.72 | +41.2% | ✓ BEAT |
Q1 2022 | Jan 26, 2022 | $0.47 | $0.63 | +34.0% | ✓ BEAT |
Q4 2021 | Oct 20, 2021 | $0.21 | $0.33 | +57.1% | ✓ BEAT |
Q3 2021 | Jul 21, 2021 | $0.37 | $0.55 | +48.6% | ✓ BEAT |
Latest News
RLI CFO Todd Bryant To Retire, Effective Dec. 31; Aaron Diefenthaler Named Interim Successor, Effective Jan. 1, 2026
➖ NeutralRLI Corp. Board Declares Special Cash Dividend Of $2/Shr, Payable On December 19, To Shareholders Of Record As Of November 28, 2025
📈 PositiveRLI Partners With Netradyne To Support Commercial Fleet Mitigate Accidents, Enhance Driver Behavior
📈 PositiveRLI Q3 Adj. EPS $0.83 Beats $0.71 Estimate, Sales $407.326M Miss $424.042M Estimate
➖ NeutralTruist Securities Initiates Coverage On RLI with Hold Rating, Announces Price Target of $62
➖ NeutralFrequently Asked Questions about RLI
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